Capital One Financial COF
NYSE COF
$202.31 +0.32 (+0.16%)
At close: Sep 18, 2026 · 4:00 PM EDT

Capital One Financial (COF) FCF Payout Ratio (2009 - 2026)

Capital One Financial's (COF) quarterly FCF Payout Ratio came in at 0.06 in Q2 2026, down 9.58% year-over-year from 0.07 in Q2 2025, and down 32.55% quarter-over-quarter from 0.09 in Q1 2026.

Analysis

Capital One Financial (COF) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported FCF Payout Ratio for 18 consecutive years, with 0.06 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, FCF Payout Ratio fell 9.58% year-over-year to 0.06 in Q2 2026; TTM through Jun 2026 was 0.06, a 7.02% increase from a year earlier, with the FY2025 full-year figure at 0.06, up 5.51% from the prior year.
  • FCF Payout Ratio was 0.06 for Q2 2026 at Capital One Financial, down from 0.09 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.11 in Q4 2024 and troughed at 0.81 in Q1 2022.
  • A 5-year average of 0.02 and a median of 0.07 in 2025 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio sank 743.66% in 2022 and soared 225.51% in 2024, its largest moves.
  • Over 5 years, FCF Payout Ratio stood at 0.03 in 2022, then gained by 16.03% to 0.03 in 2023, then soared by 225.51% to 0.11 in 2024, then tumbled by 37.99% to 0.07 in 2025, then dropped by 9.98% to 0.06 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.06 (Q2 2026), 0.09 (Q1 2026), and 0.07 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 0.08
2 Morgan Stanley 318.33 Bn 158.20 Bn - -
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - -
4 Goldman Sachs 274.43 Bn -701.92 Bn - 0.29
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn -
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 0.21
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 0.15
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn -
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 0.24
10 Capital One Financial 124.11 Bn 69.40 Bn - 0.06
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.06
Mar 31, 2026 0.09
Dec 31, 2025 0.07
Sep 30, 2025 0.04
Jun 30, 2025 0.07
Mar 31, 2025 0.05
Dec 31, 2024 0.11
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Mar 31, 2024 0.09
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.07
Mar 31, 2023 0.08
Dec 31, 2022 0.03
Sep 30, 2022 0.09
Jun 30, 2022 0.09
Mar 31, 2022 -0.81
Dec 31, 2021 0.06
Sep 30, 2021 0.30