Capital One Financial (COF) FCF Payout Ratio (2009 - 2026)

Capital One Financial (COF) posted quarterly FCF Payout Ratio of 0.06 for Q2 2026, down 9.58% year-over-year from 0.07 in Q2 2025, and down 32.55% quarter-over-quarter from 0.09 in Q1 2026.

Capital One Financial (COF) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported FCF Payout Ratio for 18 consecutive years, with 0.06 the latest figure, recorded in Q2 2026.

  • In Q2 2026, FCF Payout Ratio fell 9.58% year-over-year to 0.06; the TTM figure through Jun 2026 stood at 0.06 (up 7.02% YoY), while the FY2025 annual figure was 0.06, up 5.51% from the prior year.
  • FCF Payout Ratio retreated to 0.06 in Q2 2026 per COF's latest filing, from 0.09 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.11 in Q4 2024 and bottomed at 0.81 in Q1 2022.
  • Historically, FCF Payout Ratio has averaged 0.02 across 5 years, with a median of 0.07 in 2025.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio plunged 743.66% — and 2024, when it jumped 225.51%.
  • Capital One Financial's FCF Payout Ratio stood at 0.03 in 2022, then climbed by 16.03% to 0.03 in 2023, then surged by 225.51% to 0.11 in 2024, then tumbled by 37.99% to 0.07 in 2025, then fell by 9.98% to 0.06 in 2026.
  • Business Quant data shows COF's FCF Payout Ratio at 0.06 in Q2 2026, 0.09 in Q1 2026, and 0.07 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.21
2 Mastercard 506.53 Bn 493.04 Bn - 0.22
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.15
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.06
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.07
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.04
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 0.07

Historic Data

Download Data
DateValue
Jun 30, 2026 0.06
Mar 31, 2026 0.09
Dec 31, 2025 0.07
Sep 30, 2025 0.04
Jun 30, 2025 0.07
Mar 31, 2025 0.05
Dec 31, 2024 0.11
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Mar 31, 2024 0.09
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.07
Mar 31, 2023 0.08
Dec 31, 2022 0.03
Sep 30, 2022 0.09
Jun 30, 2022 0.09
Mar 31, 2022 -0.81
Dec 31, 2021 0.06
Sep 30, 2021 0.30