Capital One Financial (COF) FCF Payout Ratio (2009 - 2026)
Capital One Financial's (COF) quarterly FCF Payout Ratio came in at 0.06 in Q2 2026, down 9.58% year-over-year from 0.07 in Q2 2025, and down 32.55% quarter-over-quarter from 0.09 in Q1 2026.
Analysis
Capital One Financial (COF) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported FCF Payout Ratio for 18 consecutive years, with 0.06 the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 9.58% year-over-year to 0.06 in Q2 2026; TTM through Jun 2026 was 0.06, a 7.02% increase from a year earlier, with the FY2025 full-year figure at 0.06, up 5.51% from the prior year.
- FCF Payout Ratio was 0.06 for Q2 2026 at Capital One Financial, down from 0.09 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.11 in Q4 2024 and troughed at 0.81 in Q1 2022.
- A 5-year average of 0.02 and a median of 0.07 in 2025 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio sank 743.66% in 2022 and soared 225.51% in 2024, its largest moves.
- Over 5 years, FCF Payout Ratio stood at 0.03 in 2022, then gained by 16.03% to 0.03 in 2023, then soared by 225.51% to 0.11 in 2024, then tumbled by 37.99% to 0.07 in 2025, then dropped by 9.98% to 0.06 in 2026.
- The last three FCF Payout Ratio figures came in at 0.06 (Q2 2026), 0.09 (Q1 2026), and 0.07 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 0.08 |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | - |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | - |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 0.29 |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 0.21 |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 0.15 |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 0.24 |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 0.06 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.07 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.09 |
| Mar 31, 2022 | -0.81 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.30 |