Capital One Financial COF
NYSE COF
$215.67 -0.98 (-0.45%)
At close: Aug 28, 2026 · 4:00 PM EDT

Capital One Financial (COF) FCF Payout Ratio (2009 - 2026)

Capital One Financial (COF) posted quarterly FCF Payout Ratio of 0.06 for Q2 2026, down 9.58% year-over-year from 0.07 in Q2 2025, and down 32.55% quarter-over-quarter from 0.09 in Q1 2026.

Analysis

Capital One Financial (COF) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported FCF Payout Ratio for 18 consecutive years, with 0.06 the latest figure, recorded in Q2 2026.

  • In Q2 2026, FCF Payout Ratio fell 9.58% year-over-year to 0.06; the TTM figure through Jun 2026 stood at 0.06 (up 7.02% YoY), while the FY2025 annual figure was 0.06, up 5.51% from the prior year.
  • FCF Payout Ratio retreated to 0.06 in Q2 2026 per COF's latest filing, from 0.09 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.11 in Q4 2024 and bottomed at 0.81 in Q1 2022.
  • Historically, FCF Payout Ratio has averaged 0.02 across 5 years, with a median of 0.07 in 2025.
  • Annual changes were most pronounced in 2022 — FCF Payout Ratio plunged 743.66% — and 2024, when it jumped 225.51%.
  • Capital One Financial's FCF Payout Ratio stood at 0.03 in 2022, then climbed by 16.03% to 0.03 in 2023, then surged by 225.51% to 0.11 in 2024, then tumbled by 37.99% to 0.07 in 2025, then fell by 9.98% to 0.06 in 2026.
  • Business Quant data shows COF's FCF Payout Ratio at 0.06 in Q2 2026, 0.09 in Q1 2026, and 0.07 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.21
2 Mastercard 518.33 Bn 504.84 Bn - 0.22
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.15
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.06
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.07
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.04
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.07
10 FirstCash Holdings 9.51 Bn 9.34 Bn 533.67 Mn 0.22
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.06
Mar 31, 2026 0.09
Dec 31, 2025 0.07
Sep 30, 2025 0.04
Jun 30, 2025 0.07
Mar 31, 2025 0.05
Dec 31, 2024 0.11
Sep 30, 2024 0.04
Jun 30, 2024 0.04
Mar 31, 2024 0.09
Dec 31, 2023 0.03
Sep 30, 2023 0.03
Jun 30, 2023 0.07
Mar 31, 2023 0.08
Dec 31, 2022 0.03
Sep 30, 2022 0.09
Jun 30, 2022 0.09
Mar 31, 2022 -0.81
Dec 31, 2021 0.06
Sep 30, 2021 0.30