Capital One Financial (COF) Debt to Equity (2009 - 2026)

Capital One Financial (COF) reported Debt to Equity of $0.34 for Q1 2026, up 85.62% year-over-year from $0.18 in Q1 2025, and up 2394.21% on a QoQ basis from $0.01 in Q4 2025.

Capital One Financial (COF) Debt to Equity (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Debt to Equity data on file, last reported at $0.34 in Q1 2026.

  • Quarterly Debt to Equity rose 85.62% year-over-year to $0.34 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $0.34 (up 85.62% YoY) and the FY2025 annual result came in at $0.01, up 48.41% from the prior year.
  • Debt to Equity improved to $0.34 in Q1 2026 per COF's latest filing, from $0.01 in the prior quarter.
  • Across five years, Debt to Equity topped out at $0.58 in Q2 2023 and bottomed at $0.0 in Q1 2023.
  • The 5-year median for Debt to Equity is $0.01 (2025), against an average of $0.17.
  • The widest annual swing landed in 2022, when Debt to Equity tumbled 99.74%; it then surged 69479.72% in 2024.
  • Tracing COF's Debt to Equity over 5 years: stood at $0.0 in 2022, then soared by 49392.34% to $0.31 in 2023, then tumbled by 97.02% to $0.01 in 2024, then soared by 48.41% to $0.01 in 2025, then jumped by 2394.21% to $0.34 in 2026.
  • Per Business Quant, the three latest COF Debt to Equity figures stand at $0.34 (Q1 2026), $0.01 (Q4 2025), and $0.32 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.67
2 Mastercard 441.81 Bn 431.60 Bn - 2.82
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.05
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.34
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.47
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.64
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.46
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.26
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 3.39

Historic Data

Download Data
DateValue
Mar 31, 2026 0.34
Dec 31, 2025 0.01
Sep 30, 2025 0.32
Jun 30, 2025 0.01
Mar 31, 2025 0.18
Dec 31, 2024 0.01
Sep 30, 2024 0.25
Jun 30, 2024 0.52
Mar 31, 2024 0.31
Dec 31, 2023 0.31
Sep 30, 2023 0.00
Jun 30, 2023 0.58
Mar 31, 2023 0.00
Dec 31, 2022 0.00
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.25
Sep 30, 2021 0.38
Jun 30, 2021 0.16