Capital One Financial (COF) Debt to Equity (2009 - 2026)
Capital One Financial (COF) reported Debt to Equity of $0.34 for Q1 2026, up 85.62% year-over-year from $0.18 in Q1 2025, and up 2394.21% on a QoQ basis from $0.01 in Q4 2025.
Capital One Financial (COF) Debt to Equity (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Debt to Equity data on file, last reported at $0.34 in Q1 2026.
- Quarterly Debt to Equity rose 85.62% year-over-year to $0.34 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $0.34 (up 85.62% YoY) and the FY2025 annual result came in at $0.01, up 48.41% from the prior year.
- Debt to Equity improved to $0.34 in Q1 2026 per COF's latest filing, from $0.01 in the prior quarter.
- Across five years, Debt to Equity topped out at $0.58 in Q2 2023 and bottomed at $0.0 in Q1 2023.
- The 5-year median for Debt to Equity is $0.01 (2025), against an average of $0.17.
- The widest annual swing landed in 2022, when Debt to Equity tumbled 99.74%; it then surged 69479.72% in 2024.
- Tracing COF's Debt to Equity over 5 years: stood at $0.0 in 2022, then soared by 49392.34% to $0.31 in 2023, then tumbled by 97.02% to $0.01 in 2024, then soared by 48.41% to $0.01 in 2025, then jumped by 2394.21% to $0.34 in 2026.
- Per Business Quant, the three latest COF Debt to Equity figures stand at $0.34 (Q1 2026), $0.01 (Q4 2025), and $0.32 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.67 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 2.82 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.34 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.47 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 0.64 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.46 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.26 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 3.39 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.34 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.32 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.25 |
| Jun 30, 2024 | 0.52 |
| Mar 31, 2024 | 0.31 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.00 |
| Jun 30, 2023 | 0.58 |
| Mar 31, 2023 | 0.00 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.38 |
| Jun 30, 2021 | 0.16 |