KPIs & Operating Metrics(New)

Capital One Financial (COF) Change in Interest Receivables (2016 - 2025)

Capital One Financial (COF) has disclosed Change in Interest Receivables for 17 consecutive years, with $36.0 million as the latest value for Q4 2025.

  • Quarterly Change in Interest Receivables rose 180.0% to $36.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $34.0 million through Dec 2025, down 37.04% year-over-year, with the annual reading at $34.0 million for FY2025, 37.04% down from the prior year.
  • Change in Interest Receivables for Q4 2025 was $36.0 million at Capital One Financial, down from $83.0 million in the prior quarter.
  • The five-year high for Change in Interest Receivables was $251.0 million in Q4 2022, with the low at -$152.0 million in Q2 2025.
  • Average Change in Interest Receivables over 5 years is $53.6 million, with a median of $41.0 million recorded in 2021.
  • The sharpest move saw Change in Interest Receivables surged 1750.0% in 2022, then tumbled 660.0% in 2025.
  • Over 5 years, Change in Interest Receivables stood at $42.0 million in 2021, then surged by 497.62% to $251.0 million in 2022, then plummeted by 96.41% to $9.0 million in 2023, then crashed by 600.0% to -$45.0 million in 2024, then surged by 180.0% to $36.0 million in 2025.
  • According to Business Quant data, Change in Interest Receivables over the past three periods came in at $36.0 million, $83.0 million, and -$152.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.