Capital One Financial (COF) Change in Interest Receivables (2009 - 2026)
Capital One Financial's Change in Interest Receivables was -$31 million in Q2 2026, compared with -$152 million a year earlier.
Capital One Financial (COF) Change in Interest Receivables (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Capital One Financial's Change in Interest Receivables was $56 million through Jun 30, 2026; for FY2025, it came in at $34 million, down 37.0% from FY2024.
- Change in Interest Receivables has now declined for three consecutive years.
- In earlier years, Change in Interest Receivables was $54 million in FY2024 (-85.0%), $359 million in FY2023 (-44.0%), $641 million in FY2022 and -$17 million in FY2021.
- Quarterly Change in Interest Receivables has moved between -$152 million (Q2 2025) and $251 million (Q4 2022) over five years.
- The best year-over-year quarter for Change in Interest Receivables over five years was Q1 2023 (growth of 589.5%); the worst was Q4 2023 (a decline of 96.4%).
- Per Business Quant data, COF's Change in Interest Receivables in the three quarters before Q2 2026 was -$32 million (Q1 2026), $36 million (Q4 2025) and $83 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Interest Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 38.06 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | - |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | - |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | - |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | - |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | -31.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -31.00 Mn |
| Mar 31, 2026 | -32.00 Mn |
| Dec 31, 2025 | 36.00 Mn |
| Sep 30, 2025 | 83.00 Mn |
| Jun 30, 2025 | -152.00 Mn |
| Mar 31, 2025 | 67.00 Mn |
| Dec 31, 2024 | -45.00 Mn |
| Sep 30, 2024 | 83.00 Mn |
| Jun 30, 2024 | -20.00 Mn |
| Mar 31, 2024 | 36.00 Mn |
| Dec 31, 2023 | 9.00 Mn |
| Sep 30, 2023 | 172.00 Mn |
| Jun 30, 2023 | 47.00 Mn |
| Mar 31, 2023 | 131.00 Mn |
| Dec 31, 2022 | 251.00 Mn |
| Sep 30, 2022 | 239.00 Mn |
| Jun 30, 2022 | 132.00 Mn |
| Mar 31, 2022 | 19.00 Mn |
| Dec 31, 2021 | 42.00 Mn |
| Sep 30, 2021 | 40.00 Mn |
Capital One Financial Change in Interest Receivables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-interest-receivables&ticker=COF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-interest-receivables", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=change-in-interest-receivables&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();