Capital One Financial (COF) Rent Expense (2009 - 2026)

Capital One Financial (COF) posted quarterly Rent Expense of $867.0 million for Q1 2026, up 40.98% YoY from $615.0 million in Q1 2025, and down 9.5% sequentially from $958.0 million in Q4 2025.

Capital One Financial (COF) Rent Expense (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed Rent Expense across 18 years of filings, most recently posting $867.0 million for Q1 2026.

  • In Q1 2026, Rent Expense rose 40.98% year-over-year to $867.0 million; the TTM figure through Mar 2026 stood at $3.4 billion (up 40.83% YoY), while the FY2025 annual figure was $3.2 billion, up 33.81% from the prior year.
  • Rent Expense fell to $867.0 million in Q1 2026, from $958.0 million in the prior quarter.
  • Over the last five years, Rent Expense for COF reached as high as $958.0 million in Q4 2025 and fell as low as $481.0 million in Q2 2022.
  • The 5-year median for Rent Expense is $554.0 million (2022), against an average of $624.1 million.
  • Annual changes were most pronounced in 2022 — Rent Expense dropped 8.03% — and 2025, when it surged 45.83%.
  • A 5-year view of Rent Expense shows it stood at $554.0 million in 2022, then increased by 13.36% to $628.0 million in 2023, then climbed by 7.32% to $674.0 million in 2024, then surged by 42.14% to $958.0 million in 2025, then retreated by 9.5% to $867.0 million in 2026.
  • According to Business Quant data, Rent Expense over the past three periods registered $867.0 million, $958.0 million, and $856.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Rental Exp. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Capital One Financial 1.43 Bn -75.06 Bn - 867.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 867.00 Mn
Mar 31, 2026 867.00 Mn
Dec 31, 2025 958.00 Mn
Dec 31, 2025 958.00 Mn
Sep 30, 2025 856.00 Mn
Sep 30, 2025 856.00 Mn
Jun 30, 2025 737.00 Mn
Jun 30, 2025 737.00 Mn
Mar 31, 2025 615.00 Mn
Mar 31, 2025 615.00 Mn
Dec 31, 2024 674.00 Mn
Dec 31, 2024 674.00 Mn
Sep 30, 2024 587.00 Mn
Sep 30, 2024 587.00 Mn
Jun 30, 2024 551.00 Mn
Jun 30, 2024 551.00 Mn
Mar 31, 2024 554.00 Mn
Mar 31, 2024 554.00 Mn
Dec 31, 2023 628.00 Mn
Dec 31, 2023 628.00 Mn