Capital One Financial (COF) Rent Expense (2009 - 2026)
Capital One Financial (COF) posted quarterly Rent Expense of $969.0 million for Q2 2026, up 31.48% year-over-year from $737.0 million in Q2 2025, and up 11.76% quarter-over-quarter from $867.0 million in Q1 2026.
Capital One Financial (COF) Rent Expense (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Rent Expense for 18 consecutive years, with $969.0 million the latest figure, recorded in Q2 2026.
- In Q2 2026, Rent Expense rose 31.48% year-over-year to $969.0 million; the TTM figure through Jun 2026 stood at $3.6 billion (up 39.69% YoY), while the FY2025 annual figure was $3.2 billion, up 33.81% from the prior year.
- Rent Expense improved to $969.0 million in Q2 2026 per COF's latest filing, from $867.0 million in the prior quarter.
- Across five years, Rent Expense topped out at $969.0 million in Q2 2026 and bottomed at $481.0 million in Q2 2022.
- Historically, Rent Expense has averaged $643.2 million across 5 years, with a median of $570.5 million in 2022.
- Annual changes were most pronounced in 2022 — Rent Expense dropped 8.03% — and 2025, when it surged 45.83%.
- Capital One Financial's Rent Expense stood at $554.0 million in 2022, then rose by 13.36% to $628.0 million in 2023, then grew by 7.32% to $674.0 million in 2024, then soared by 42.14% to $958.0 million in 2025, then gained by 1.15% to $969.0 million in 2026.
- Business Quant data shows COF's Rent Expense at $969.0 million in Q2 2026, $867.0 million in Q1 2026, and $958.0 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Rental Exp. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 969.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 969.00 Mn |
| Jun 30, 2026 | 969.00 Mn |
| Mar 31, 2026 | 867.00 Mn |
| Mar 31, 2026 | 867.00 Mn |
| Dec 31, 2025 | 958.00 Mn |
| Dec 31, 2025 | 958.00 Mn |
| Sep 30, 2025 | 856.00 Mn |
| Sep 30, 2025 | 856.00 Mn |
| Jun 30, 2025 | 737.00 Mn |
| Jun 30, 2025 | 737.00 Mn |
| Mar 31, 2025 | 615.00 Mn |
| Mar 31, 2025 | 615.00 Mn |
| Dec 31, 2024 | 674.00 Mn |
| Dec 31, 2024 | 674.00 Mn |
| Sep 30, 2024 | 587.00 Mn |
| Sep 30, 2024 | 587.00 Mn |
| Jun 30, 2024 | 551.00 Mn |
| Jun 30, 2024 | 551.00 Mn |
| Mar 31, 2024 | 554.00 Mn |
| Mar 31, 2024 | 554.00 Mn |