Capital One Financial (COF) Rent Expense (2009 - 2026)

Capital One Financial (COF) posted quarterly Rent Expense of $969.0 million for Q2 2026, up 31.48% year-over-year from $737.0 million in Q2 2025, and up 11.76% quarter-over-quarter from $867.0 million in Q1 2026.

Capital One Financial (COF) Rent Expense (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Rent Expense for 18 consecutive years, with $969.0 million the latest figure, recorded in Q2 2026.

  • In Q2 2026, Rent Expense rose 31.48% year-over-year to $969.0 million; the TTM figure through Jun 2026 stood at $3.6 billion (up 39.69% YoY), while the FY2025 annual figure was $3.2 billion, up 33.81% from the prior year.
  • Rent Expense improved to $969.0 million in Q2 2026 per COF's latest filing, from $867.0 million in the prior quarter.
  • Across five years, Rent Expense topped out at $969.0 million in Q2 2026 and bottomed at $481.0 million in Q2 2022.
  • Historically, Rent Expense has averaged $643.2 million across 5 years, with a median of $570.5 million in 2022.
  • Annual changes were most pronounced in 2022 — Rent Expense dropped 8.03% — and 2025, when it surged 45.83%.
  • Capital One Financial's Rent Expense stood at $554.0 million in 2022, then rose by 13.36% to $628.0 million in 2023, then grew by 7.32% to $674.0 million in 2024, then soared by 42.14% to $958.0 million in 2025, then gained by 1.15% to $969.0 million in 2026.
  • Business Quant data shows COF's Rent Expense at $969.0 million in Q2 2026, $867.0 million in Q1 2026, and $958.0 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Rental Exp. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - 969.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn -

Historic Data

Download Data
DateValue
Jun 30, 2026 969.00 Mn
Jun 30, 2026 969.00 Mn
Mar 31, 2026 867.00 Mn
Mar 31, 2026 867.00 Mn
Dec 31, 2025 958.00 Mn
Dec 31, 2025 958.00 Mn
Sep 30, 2025 856.00 Mn
Sep 30, 2025 856.00 Mn
Jun 30, 2025 737.00 Mn
Jun 30, 2025 737.00 Mn
Mar 31, 2025 615.00 Mn
Mar 31, 2025 615.00 Mn
Dec 31, 2024 674.00 Mn
Dec 31, 2024 674.00 Mn
Sep 30, 2024 587.00 Mn
Sep 30, 2024 587.00 Mn
Jun 30, 2024 551.00 Mn
Jun 30, 2024 551.00 Mn
Mar 31, 2024 554.00 Mn
Mar 31, 2024 554.00 Mn