KPIs & Operating Metrics(New)

Capital One Financial (COF) Return on Invested Capital (2016 - 2025)

Capital One Financial (COF) has disclosed Return on Invested Capital for 17 consecutive years, with 0.15% as the latest value for Q4 2025.

  • On a quarterly basis, Return on Invested Capital fell 12.0% to 0.15% in Q4 2025 year-over-year; TTM through Dec 2025 was 0.15%, a 12.0% decrease, with the full-year FY2025 number at 0.19%, down 9.0% from a year prior.
  • Return on Invested Capital was 0.15% for Q4 2025 at Capital One Financial, up from 0.13% in the prior quarter.
  • In the past five years, Return on Invested Capital ranged from a high of 0.28% in Q1 2024 to a low of 0.0% in Q2 2025.
  • A 5-year average of 0.21% and a median of 0.22% in 2022 define the central range for Return on Invested Capital.
  • Peak YoY movement for Return on Invested Capital: grew 30bps in 2021, then decreased -28bps in 2025.
  • Capital One Financial's Return on Invested Capital stood at 0.22% in 2021, then decreased by -6bps to 0.21% in 2022, then soared by 32bps to 0.27% in 2023, then dropped by -1bps to 0.27% in 2024, then crashed by -46bps to 0.15% in 2025.
  • Per Business Quant, the three most recent readings for COF's Return on Invested Capital are 0.15% (Q4 2025), 0.13% (Q3 2025), and 0.0% (Q2 2025).