Capital One Financial (COF) Retained Earnings (2009 - 2026)
Capital One Financial (COF) posted quarterly Retained Earnings of $69.2 billion for Q2 2026, up 9.12% year-over-year from $63.5 billion in Q2 2025, and up 3.69% quarter-over-quarter from $66.8 billion in Q1 2026.
Capital One Financial (COF) Retained Earnings (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Retained Earnings for 18 consecutive years, with $69.2 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Retained Earnings rose 9.12% year-over-year to $69.2 billion; the TTM figure through Jun 2026 stood at $69.2 billion (up 9.12% YoY), while the FY2025 annual figure was $65.2 billion, up 1.07% from the prior year.
- Retained Earnings improved to $69.2 billion in Q2 2026 per COF's latest filing, from $66.8 billion in the prior quarter.
- Across five years, Retained Earnings topped out at $69.2 billion in Q2 2026 and bottomed at -$12.2 billion in Q3 2023.
- Historically, Retained Earnings has averaged $27.9 billion across 5 years, with a median of $28.4 billion in 2022.
- Annual changes were most pronounced in 2022 — Retained Earnings plunged 2751.34% — and 2025, when it surged 788.23%.
- Capital One Financial's Retained Earnings stood at -$9.9 billion in 2022, then surged by 714.61% to $60.9 billion in 2023, then advanced by 5.84% to $64.5 billion in 2024, then climbed by 1.07% to $65.2 billion in 2025, then advanced by 6.22% to $69.2 billion in 2026.
- Business Quant data shows COF's Retained Earnings at $69.2 billion in Q2 2026, $66.8 billion in Q1 2026, and $65.2 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 22.17 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 91.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 34.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -76.63 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.97 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 6.55 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.74 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | -2.71 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 69.25 Bn |
| Mar 31, 2026 | 66.79 Bn |
| Dec 31, 2025 | 65.19 Bn |
| Sep 30, 2025 | 63.73 Bn |
| Jun 30, 2025 | 63.47 Bn |
| Mar 31, 2025 | 65.62 Bn |
| Dec 31, 2024 | 64.51 Bn |
| Sep 30, 2024 | 63.70 Bn |
| Jun 30, 2024 | -9.70 Bn |
| Mar 31, 2024 | -9.53 Bn |
| Dec 31, 2023 | 60.95 Bn |
| Sep 30, 2023 | -12.22 Bn |
| Jun 30, 2023 | -9.82 Bn |
| Mar 31, 2023 | -8.54 Bn |
| Dec 31, 2022 | -9.92 Bn |
| Sep 30, 2022 | -10.70 Bn |
| Jun 30, 2022 | -6.92 Bn |
| Mar 31, 2022 | -4.09 Bn |
| Dec 31, 2021 | 374.00 Mn |
| Sep 30, 2021 | 1.36 Bn |