KPIs & Operating Metrics(New)

Capital One Financial (COF) Retained Earnings (2016 - 2025)

Capital One Financial (COF) has disclosed Retained Earnings for 17 consecutive years, with -$5.5 billion as the latest value for Q4 2025.

  • On a quarterly basis, Retained Earnings rose 41.12% to -$5.5 billion in Q4 2025 year-over-year; TTM through Dec 2025 was -$5.5 billion, a 41.12% increase, with the full-year FY2025 number at -$5.5 billion, up 41.12% from a year prior.
  • Retained Earnings was -$5.5 billion for Q4 2025 at Capital One Financial, down from $63.6 billion in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $65.6 billion in Q1 2025 to a low of -$9.7 billion in Q3 2023.
  • A 5-year average of $13.2 billion and a median of -$29.0 million in 2021 define the central range for Retained Earnings.
  • Peak YoY movement for Retained Earnings: soared 160481.58% in 2023, then plummeted 36029.63% in 2024.
  • Capital One Financial's Retained Earnings stood at -$20.0 million in 2021, then tumbled by 90.0% to -$38.0 million in 2022, then skyrocketed by 160481.58% to $60.9 billion in 2023, then tumbled by 115.24% to -$9.3 billion in 2024, then surged by 41.12% to -$5.5 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Retained Earnings are -$5.5 billion (Q4 2025), $63.6 billion (Q3 2025), and $60.9 billion (Q2 2025).