Capital One Financial (COF) Retained Earnings (2009 - 2026)
Capital One Financial (COF) reported Retained Earnings of $66.8 billion for Q1 2026, up 987.08% year-over-year from $6.1 billion in Q1 2025, and up 2.45% on a QoQ basis from $65.2 billion in Q4 2025.
Capital One Financial (COF) Retained Earnings (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Retained Earnings data on file, last reported at $66.8 billion in Q1 2026.
- Quarterly Retained Earnings rose 987.08% year-over-year to $66.8 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $66.8 billion (up 987.08% YoY) and the FY2025 annual result came in at $65.2 billion, up 802.05% from the prior year.
- Retained Earnings improved to $66.8 billion in Q1 2026 per COF's latest filing, from $65.2 billion in the prior quarter.
- Across five years, Retained Earnings topped out at $66.8 billion in Q1 2026 and bottomed at -$9.3 billion in Q4 2024.
- The 5-year median for Retained Earnings is -$38.0 million (2022), against an average of $15.5 billion.
- The widest annual swing landed in 2023, when Retained Earnings jumped 160481.58%; it then slumped 52291.67% in 2024.
- Tracing COF's Retained Earnings over 5 years: stood at -$38.0 million in 2022, then jumped by 160481.58% to $60.9 billion in 2023, then slumped by 115.24% to -$9.3 billion in 2024, then surged by 802.05% to $65.2 billion in 2025, then grew by 2.45% to $66.8 billion in 2026.
- Per Business Quant, the three latest COF Retained Earnings figures stand at $66.8 billion (Q1 2026), $65.2 billion (Q4 2025), and $63.6 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 13.12 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | -928.00 Mn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | -23.59 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 25.21 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 1.12 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 66.79 Bn |
| Dec 31, 2025 | 65.19 Bn |
| Sep 30, 2025 | 63.62 Bn |
| Jun 30, 2025 | 60.89 Bn |
| Mar 31, 2025 | -7.53 Bn |
| Dec 31, 2024 | -9.29 Bn |
| Sep 30, 2024 | -6.29 Bn |
| Jun 30, 2024 | -1.89 Bn |
| Mar 31, 2024 | -7.61 Bn |
| Dec 31, 2023 | 60.95 Bn |
| Sep 30, 2023 | -12.00 Mn |
| Jun 30, 2023 | 27.00 Mn |
| Mar 31, 2023 | -8.54 Bn |
| Dec 31, 2022 | -38.00 Mn |
| Sep 30, 2022 | -8.18 Bn |
| Jun 30, 2022 | -20.00 Mn |
| Mar 31, 2022 | -4.09 Bn |
| Dec 31, 2021 | 118.00 Mn |
| Sep 30, 2021 | -26.00 Mn |
| Jun 30, 2021 | -3.00 Mn |