Capital One Financial (COF) Retained Earnings (2009 - 2026)

Capital One Financial (COF) reported Retained Earnings of $66.8 billion for Q1 2026, up 987.08% year-over-year from $6.1 billion in Q1 2025, and up 2.45% on a QoQ basis from $65.2 billion in Q4 2025.

Capital One Financial (COF) Retained Earnings (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Retained Earnings data on file, last reported at $66.8 billion in Q1 2026.

  • Quarterly Retained Earnings rose 987.08% year-over-year to $66.8 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $66.8 billion (up 987.08% YoY) and the FY2025 annual result came in at $65.2 billion, up 802.05% from the prior year.
  • Retained Earnings improved to $66.8 billion in Q1 2026 per COF's latest filing, from $65.2 billion in the prior quarter.
  • Across five years, Retained Earnings topped out at $66.8 billion in Q1 2026 and bottomed at -$9.3 billion in Q4 2024.
  • The 5-year median for Retained Earnings is -$38.0 million (2022), against an average of $15.5 billion.
  • The widest annual swing landed in 2023, when Retained Earnings jumped 160481.58%; it then slumped 52291.67% in 2024.
  • Tracing COF's Retained Earnings over 5 years: stood at -$38.0 million in 2022, then jumped by 160481.58% to $60.9 billion in 2023, then slumped by 115.24% to -$9.3 billion in 2024, then surged by 802.05% to $65.2 billion in 2025, then grew by 2.45% to $66.8 billion in 2026.
  • Per Business Quant, the three latest COF Retained Earnings figures stand at $66.8 billion (Q1 2026), $65.2 billion (Q4 2025), and $63.6 billion (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 13.12 Bn
2 Mastercard 441.81 Bn 431.60 Bn - -928.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 66.79 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 33.45 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -23.59 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 25.21 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn -2.77 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 1.12 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 66.79 Bn
Dec 31, 2025 65.19 Bn
Sep 30, 2025 63.62 Bn
Jun 30, 2025 60.89 Bn
Mar 31, 2025 -7.53 Bn
Dec 31, 2024 -9.29 Bn
Sep 30, 2024 -6.29 Bn
Jun 30, 2024 -1.89 Bn
Mar 31, 2024 -7.61 Bn
Dec 31, 2023 60.95 Bn
Sep 30, 2023 -12.00 Mn
Jun 30, 2023 27.00 Mn
Mar 31, 2023 -8.54 Bn
Dec 31, 2022 -38.00 Mn
Sep 30, 2022 -8.18 Bn
Jun 30, 2022 -20.00 Mn
Mar 31, 2022 -4.09 Bn
Dec 31, 2021 118.00 Mn
Sep 30, 2021 -26.00 Mn
Jun 30, 2021 -3.00 Mn