KPIs & Operating Metrics(New)

Capital One Financial (COF) Retained Earnings (2016 - 2026)

Capital One Financial has reported Retained Earnings over the past 17 years, most recently at -$5.5 billion for Q4 2025.

  • Quarterly Retained Earnings rose 41.12% to -$5.5 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$5.5 billion through Dec 2025, up 41.12% year-over-year, with the annual reading at -$5.5 billion for FY2025, 41.12% up from the prior year.
  • Retained Earnings was -$5.5 billion for Q4 2025 at Capital One Financial, up from -$5.9 billion in the prior quarter.
  • Over five years, Retained Earnings peaked at $65.6 billion in Q1 2025 and troughed at -$9.8 billion in Q2 2023.
  • The 5-year median for Retained Earnings is -$34.5 million (2022), against an average of $10.2 billion.
  • Year-over-year, Retained Earnings tumbled 174700.0% in 2022 and then surged 196525.81% in 2025.
  • A 5-year view of Retained Earnings shows it stood at -$20.0 million in 2021, then plummeted by 90.0% to -$38.0 million in 2022, then soared by 160481.58% to $60.9 billion in 2023, then plummeted by 115.24% to -$9.3 billion in 2024, then skyrocketed by 41.12% to -$5.5 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Retained Earnings are -$5.5 billion (Q4 2025), -$5.9 billion (Q3 2025), and $60.9 billion (Q2 2025).