KPIs & Operating Metrics(New)

Capital One Financial (COF) Retained Earnings (2016 - 2025)

Capital One Financial (COF) has disclosed Retained Earnings for 17 consecutive years, with -$5.5 billion as the latest value for Q4 2025.

  • Quarterly Retained Earnings rose 41.12% to -$5.5 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$5.5 billion through Dec 2025, up 41.12% year-over-year, with the annual reading at -$5.5 billion for FY2025, 41.12% up from the prior year.
  • Retained Earnings for Q4 2025 was -$5.5 billion at Capital One Financial, up from -$5.9 billion in the prior quarter.
  • The five-year high for Retained Earnings was $65.6 billion in Q1 2025, with the low at -$9.8 billion in Q2 2023.
  • Average Retained Earnings over 5 years is $10.2 billion, with a median of -$34.5 million recorded in 2022.
  • The sharpest move saw Retained Earnings crashed 174700.0% in 2022, then soared 196525.81% in 2025.
  • Over 5 years, Retained Earnings stood at -$20.0 million in 2021, then crashed by 90.0% to -$38.0 million in 2022, then surged by 160481.58% to $60.9 billion in 2023, then crashed by 115.24% to -$9.3 billion in 2024, then soared by 41.12% to -$5.5 billion in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods came in at -$5.5 billion, -$5.9 billion, and $60.9 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.