Capital One Financial (COF) Retained Earnings (2009 - 2026)

Capital One Financial (COF) posted quarterly Retained Earnings of $69.2 billion for Q2 2026, up 9.12% year-over-year from $63.5 billion in Q2 2025, and up 3.69% quarter-over-quarter from $66.8 billion in Q1 2026.

Capital One Financial (COF) Retained Earnings (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Retained Earnings for 18 consecutive years, with $69.2 billion the latest figure, recorded in Q2 2026.

  • In Q2 2026, Retained Earnings rose 9.12% year-over-year to $69.2 billion; the TTM figure through Jun 2026 stood at $69.2 billion (up 9.12% YoY), while the FY2025 annual figure was $65.2 billion, up 1.07% from the prior year.
  • Retained Earnings improved to $69.2 billion in Q2 2026 per COF's latest filing, from $66.8 billion in the prior quarter.
  • Across five years, Retained Earnings topped out at $69.2 billion in Q2 2026 and bottomed at -$12.2 billion in Q3 2023.
  • Historically, Retained Earnings has averaged $27.9 billion across 5 years, with a median of $28.4 billion in 2022.
  • Annual changes were most pronounced in 2022 — Retained Earnings plunged 2751.34% — and 2025, when it surged 788.23%.
  • Capital One Financial's Retained Earnings stood at -$9.9 billion in 2022, then surged by 714.61% to $60.9 billion in 2023, then advanced by 5.84% to $64.5 billion in 2024, then climbed by 1.07% to $65.2 billion in 2025, then advanced by 6.22% to $69.2 billion in 2026.
  • Business Quant data shows COF's Retained Earnings at $69.2 billion in Q2 2026, $66.8 billion in Q1 2026, and $65.2 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn -2.71 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 69.25 Bn
Mar 31, 2026 66.79 Bn
Dec 31, 2025 65.19 Bn
Sep 30, 2025 63.73 Bn
Jun 30, 2025 63.47 Bn
Mar 31, 2025 65.62 Bn
Dec 31, 2024 64.51 Bn
Sep 30, 2024 63.70 Bn
Jun 30, 2024 -9.70 Bn
Mar 31, 2024 -9.53 Bn
Dec 31, 2023 60.95 Bn
Sep 30, 2023 -12.22 Bn
Jun 30, 2023 -9.82 Bn
Mar 31, 2023 -8.54 Bn
Dec 31, 2022 -9.92 Bn
Sep 30, 2022 -10.70 Bn
Jun 30, 2022 -6.92 Bn
Mar 31, 2022 -4.09 Bn
Dec 31, 2021 374.00 Mn
Sep 30, 2021 1.36 Bn