Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026)
Capital One Financial's (COF) quarterly Interest Expense - Deposits came in at $3.3 billion in Q2 2026, up 6.99% year-over-year from $3.1 billion in Q2 2025, and down 1.45% quarter-over-quarter from $3.4 billion in Q1 2026.
Analysis
Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Interest Expense - Deposits for 18 consecutive years, with $3.3 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Expense - Deposits rose 6.99% year-over-year to $3.3 billion in Q2 2026; TTM through Jun 2026 was $13.8 billion, a 18.67% increase from a year earlier, with the FY2025 full-year figure at $12.9 billion, up 12.46% from the prior year.
- Interest Expense - Deposits was $3.3 billion for Q2 2026 at Capital One Financial, down from $3.4 billion in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $3.6 billion in Q3 2025 and troughed at $218.0 million in Q1 2022.
- A 5-year average of $2.4 billion and a median of $2.8 billion in 2023 frame the typical range for Interest Expense - Deposits.
- Across the five-year window, Interest Expense - Deposits decreased 18.96% in 2022 and jumped 751.38% in 2023, its largest moves.
- Over 5 years, Interest Expense - Deposits stood at $1.3 billion in 2022, then jumped by 105.62% to $2.7 billion in 2023, then gained by 4.26% to $2.9 billion in 2024, then climbed by 22.05% to $3.5 billion in 2025, then dropped by 4.44% to $3.3 billion in 2026.
- The last three Interest Expense - Deposits figures came in at $3.3 billion (Q2 2026), $3.4 billion (Q1 2026), and $3.5 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 7.37 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 2.70 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 7.85 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 5.10 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | 3.48 Bn |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 5.52 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 1.28 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 6.09 Bn |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 3.34 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.34 Bn |
| Mar 31, 2026 | 3.39 Bn |
| Dec 31, 2025 | 3.49 Bn |
| Sep 30, 2025 | 3.60 Bn |
| Jun 30, 2025 | 3.12 Bn |
| Mar 31, 2025 | 2.72 Bn |
| Dec 31, 2024 | 2.86 Bn |
| Sep 30, 2024 | 2.95 Bn |
| Jun 30, 2024 | 2.87 Bn |
| Mar 31, 2024 | 2.81 Bn |
| Dec 31, 2023 | 2.75 Bn |
| Sep 30, 2023 | 2.61 Bn |
| Jun 30, 2023 | 2.28 Bn |
| Mar 31, 2023 | 1.86 Bn |
| Dec 31, 2022 | 1.34 Bn |
| Sep 30, 2022 | 689.00 Mn |
| Jun 30, 2022 | 293.00 Mn |
| Mar 31, 2022 | 218.00 Mn |
| Dec 31, 2021 | 222.00 Mn |
| Sep 30, 2021 | 228.00 Mn |