Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026)
Capital One Financial (COF) reported Interest Expense - Deposits of $3.4 billion for Q1 2026, up 24.75% year-over-year from $2.7 billion in Q1 2025, and down 3.03% on a QoQ basis from $3.5 billion in Q4 2025.
Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Interest Expense - Deposits data on file, last reported at $3.4 billion in Q1 2026.
- Quarterly Interest Expense - Deposits rose 24.75% year-over-year to $3.4 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $13.6 billion (up 19.31% YoY) and the FY2025 annual result came in at $12.9 billion, up 12.46% from the prior year.
- Interest Expense - Deposits fell to $3.4 billion in Q1 2026 per COF's latest filing, from $3.5 billion in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $3.6 billion in Q3 2025 and bottomed at $218.0 million in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $2.7 billion (2023), against an average of $2.3 billion.
- The widest annual swing landed in 2022, when Interest Expense - Deposits retreated 18.96%; it then soared 751.38% in 2023.
- Tracing COF's Interest Expense - Deposits over 5 years: stood at $1.3 billion in 2022, then soared by 105.62% to $2.7 billion in 2023, then rose by 4.26% to $2.9 billion in 2024, then advanced by 22.05% to $3.5 billion in 2025, then slipped by 3.03% to $3.4 billion in 2026.
- Per Business Quant, the three latest COF Interest Expense - Deposits figures stand at $3.4 billion (Q1 2026), $3.5 billion (Q4 2025), and $3.6 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.29 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 3.39 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 770.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 287.23 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 1.23 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.39 Bn |
| Dec 31, 2025 | 3.49 Bn |
| Sep 30, 2025 | 3.60 Bn |
| Jun 30, 2025 | 3.12 Bn |
| Mar 31, 2025 | 2.72 Bn |
| Dec 31, 2024 | 2.86 Bn |
| Sep 30, 2024 | 2.95 Bn |
| Jun 30, 2024 | 2.87 Bn |
| Mar 31, 2024 | 2.81 Bn |
| Dec 31, 2023 | 2.75 Bn |
| Sep 30, 2023 | 2.61 Bn |
| Jun 30, 2023 | 2.28 Bn |
| Mar 31, 2023 | 1.86 Bn |
| Dec 31, 2022 | 1.34 Bn |
| Sep 30, 2022 | 689.00 Mn |
| Jun 30, 2022 | 293.00 Mn |
| Mar 31, 2022 | 218.00 Mn |
| Dec 31, 2021 | 222.00 Mn |
| Sep 30, 2021 | 228.00 Mn |
| Jun 30, 2021 | 237.00 Mn |