Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026)

Capital One Financial (COF) reported Interest Expense - Deposits of $3.4 billion for Q1 2026, up 24.75% year-over-year from $2.7 billion in Q1 2025, and down 3.03% on a QoQ basis from $3.5 billion in Q4 2025.

Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Interest Expense - Deposits data on file, last reported at $3.4 billion in Q1 2026.

  • Quarterly Interest Expense - Deposits rose 24.75% year-over-year to $3.4 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $13.6 billion (up 19.31% YoY) and the FY2025 annual result came in at $12.9 billion, up 12.46% from the prior year.
  • Interest Expense - Deposits fell to $3.4 billion in Q1 2026 per COF's latest filing, from $3.5 billion in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $3.6 billion in Q3 2025 and bottomed at $218.0 million in Q1 2022.
  • The 5-year median for Interest Expense - Deposits is $2.7 billion (2023), against an average of $2.3 billion.
  • The widest annual swing landed in 2022, when Interest Expense - Deposits retreated 18.96%; it then soared 751.38% in 2023.
  • Tracing COF's Interest Expense - Deposits over 5 years: stood at $1.3 billion in 2022, then soared by 105.62% to $2.7 billion in 2023, then rose by 4.26% to $2.9 billion in 2024, then advanced by 22.05% to $3.5 billion in 2025, then slipped by 3.03% to $3.4 billion in 2026.
  • Per Business Quant, the three latest COF Interest Expense - Deposits figures stand at $3.4 billion (Q1 2026), $3.5 billion (Q4 2025), and $3.6 billion (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.29 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 3.39 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - 770.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 287.23 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.23 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 3.39 Bn
Dec 31, 2025 3.49 Bn
Sep 30, 2025 3.60 Bn
Jun 30, 2025 3.12 Bn
Mar 31, 2025 2.72 Bn
Dec 31, 2024 2.86 Bn
Sep 30, 2024 2.95 Bn
Jun 30, 2024 2.87 Bn
Mar 31, 2024 2.81 Bn
Dec 31, 2023 2.75 Bn
Sep 30, 2023 2.61 Bn
Jun 30, 2023 2.28 Bn
Mar 31, 2023 1.86 Bn
Dec 31, 2022 1.34 Bn
Sep 30, 2022 689.00 Mn
Jun 30, 2022 293.00 Mn
Mar 31, 2022 218.00 Mn
Dec 31, 2021 222.00 Mn
Sep 30, 2021 228.00 Mn
Jun 30, 2021 237.00 Mn