Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026)
Capital One Financial (COF) reported Interest Expense - Deposits of $3.33 billion for Q3 2026, down 7.3% from $3.6 billion a year earlier and down 0.1% from the prior quarter.
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Analysis
Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Capital One Financial's Interest Expense - Deposits came in at $13.55 billion, up 10.2% year-over-year; for FY2025, it was $12.93 billion, up 12.5% from FY2024.
- Interest Expense - Deposits has increased for four consecutive years, with a five-year compound annual growth rate of 43.0% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $11.49 billion in FY2024 (+21.1%), $9.49 billion in FY2023 (+274.3%), $2.54 billion in FY2022 (+165.2%) and $956 million in FY2021 (-55.8%).
- The Q3 2026 figure ranks as the lowest quarterly Interest Expense - Deposits since Q2 2025.
- Year over year, Interest Expense - Deposits gained in six of the last eight quarters, with growth averaging 9.7%.
- The high point for year-over-year Interest Expense - Deposits in five years was Q1 2023 (growth of 751.4%); the low point was Q4 2021 (a decline of 36.0%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $3.34 billion (Q2 2026), $3.39 billion (Q1 2026) and $3.49 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | - |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 7.37 Bn |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | - |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | 7.85 Bn |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 5.85 Bn |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | 3.48 Bn |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | 6.09 Bn |
| 10 | Capital One Financial | 126.74 Bn | 126.74 Bn | - | 3.33 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 3.33 Bn |
| Jun 30, 2026 | 3.34 Bn |
| Mar 31, 2026 | 3.39 Bn |
| Dec 31, 2025 | 3.49 Bn |
| Sep 30, 2025 | 3.60 Bn |
| Jun 30, 2025 | 3.12 Bn |
| Mar 31, 2025 | 2.72 Bn |
| Dec 31, 2024 | 2.86 Bn |
| Sep 30, 2024 | 2.95 Bn |
| Jun 30, 2024 | 2.87 Bn |
| Mar 31, 2024 | 2.81 Bn |
| Dec 31, 2023 | 2.75 Bn |
| Sep 30, 2023 | 2.61 Bn |
| Jun 30, 2023 | 2.28 Bn |
| Mar 31, 2023 | 1.86 Bn |
| Dec 31, 2022 | 1.34 Bn |
| Sep 30, 2022 | 689.00 Mn |
| Jun 30, 2022 | 293.00 Mn |
| Mar 31, 2022 | 218.00 Mn |
| Dec 31, 2021 | 222.00 Mn |
API Access
Capital One Financial Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();