Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026)
Capital One Financial (COF) reported Interest Expense - Deposits of $3.34 billion for Q2 2026, up 7.0% from $3.12 billion a year earlier but down 1.4% from the prior quarter.
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Analysis
Capital One Financial (COF) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Capital One Financial's Interest Expense - Deposits came in at $13.82 billion, up 18.7% year-over-year; for FY2025, it was $12.93 billion, up 12.5% from FY2024.
- Interest Expense - Deposits has increased for four consecutive years, with a five-year compound annual growth rate of 43.0% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $11.49 billion in FY2024 (+21.1%), $9.49 billion in FY2023 (+274.3%), $2.54 billion in FY2022 (+165.2%) and $956 million in FY2021 (-55.8%).
- Five-year quarterly Interest Expense - Deposits spans a low of $218 million in Q1 2022 and a high of $3.6 billion in Q3 2025.
- Year over year, Interest Expense - Deposits has now increased in each of the last five quarters, with growth averaging 12.3% over the last eight quarters.
- The high point for year-over-year Interest Expense - Deposits in five years was Q1 2023 (growth of 751.4%); the low point was Q3 2021 (a decline of 52.1%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $3.39 billion (Q1 2026), $3.49 billion (Q4 2025) and $3.6 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 5.52 Bn |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | 3.34 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.34 Bn |
| Mar 31, 2026 | 3.39 Bn |
| Dec 31, 2025 | 3.49 Bn |
| Sep 30, 2025 | 3.60 Bn |
| Jun 30, 2025 | 3.12 Bn |
| Mar 31, 2025 | 2.72 Bn |
| Dec 31, 2024 | 2.86 Bn |
| Sep 30, 2024 | 2.95 Bn |
| Jun 30, 2024 | 2.87 Bn |
| Mar 31, 2024 | 2.81 Bn |
| Dec 31, 2023 | 2.75 Bn |
| Sep 30, 2023 | 2.61 Bn |
| Jun 30, 2023 | 2.28 Bn |
| Mar 31, 2023 | 1.86 Bn |
| Dec 31, 2022 | 1.34 Bn |
| Sep 30, 2022 | 689.00 Mn |
| Jun 30, 2022 | 293.00 Mn |
| Mar 31, 2022 | 218.00 Mn |
| Dec 31, 2021 | 222.00 Mn |
| Sep 30, 2021 | 228.00 Mn |
API Access
Capital One Financial Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();