Capital One Financial (COF) FCF Margin (2009 - 2026)
Capital One Financial's (COF) quarterly FCF Margin came in at 50.96% in Q2 2026, up 559.0% year-over-year from 7.73% in Q2 2025, and up 41.89% quarter-over-quarter from 35.91% in Q1 2026.
Analysis
Capital One Financial (COF) FCF Margin (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported FCF Margin for 18 consecutive years, with 50.96% the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Margin rose 559.0% year-over-year to 50.96% in Q2 2026; TTM through Jun 2026 was 47.89%, a 520.0% increase from a year earlier, with the FY2025 full-year figure at 48.92%, up 557.0% from the prior year.
- FCF Margin was 50.96% for Q2 2026 at Capital One Financial, up from 35.91% in the prior quarter.
- Over five years, FCF Margin peaked at 87.02% in Q4 2022 and troughed at 3.78% in Q1 2022.
- A 5-year average of 45.05% and a median of 44.28% in 2025 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin surged 4432 bps in 2023 and sank 5141 bps in 2024, its largest moves.
- Over 5 years, FCF Margin stood at 87.02% in 2022, then declined by 17 bps to 71.94% in 2023, then sank by 71 bps to 20.53% in 2024, then jumped by 131 bps to 47.4% in 2025, then gained by 7 bps to 50.96% in 2026.
- The last three FCF Margin figures came in at 50.96% (Q2 2026), 35.91% (Q1 2026), and 47.4% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 92.03% |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | -16.70% |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 189.34% |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 27.55% |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 29.95% |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 22.78% |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 619.29% |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 48.23% |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 50.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 50.96% |
| Mar 31, 2026 | 35.91% |
| Dec 31, 2025 | 47.40% |
| Sep 30, 2025 | 57.08% |
| Jun 30, 2025 | 45.37% |
| Mar 31, 2025 | 43.19% |
| Dec 31, 2024 | 20.53% |
| Sep 30, 2024 | 61.37% |
| Jun 30, 2024 | 62.63% |
| Mar 31, 2024 | 29.39% |
| Dec 31, 2023 | 71.94% |
| Sep 30, 2023 | 73.35% |
| Jun 30, 2023 | 34.93% |
| Mar 31, 2023 | 30.97% |
| Dec 31, 2022 | 87.02% |
| Sep 30, 2022 | 29.03% |
| Jun 30, 2022 | 33.54% |
| Mar 31, 2022 | -3.78% |
| Dec 31, 2021 | 55.04% |
| Sep 30, 2021 | 22.87% |