Capital One Financial COF
NYSE COF
$202.31 +0.32 (+0.16%)
At close: Sep 18, 2026 · 4:00 PM EDT

Capital One Financial (COF) FCF Margin (2009 - 2026)

Capital One Financial's (COF) quarterly FCF Margin came in at 50.96% in Q2 2026, up 559.0% year-over-year from 7.73% in Q2 2025, and up 41.89% quarter-over-quarter from 35.91% in Q1 2026.

Analysis

Capital One Financial (COF) FCF Margin (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported FCF Margin for 18 consecutive years, with 50.96% the latest figure, recorded in Q2 2026.

  • On a quarterly basis, FCF Margin rose 559.0% year-over-year to 50.96% in Q2 2026; TTM through Jun 2026 was 47.89%, a 520.0% increase from a year earlier, with the FY2025 full-year figure at 48.92%, up 557.0% from the prior year.
  • FCF Margin was 50.96% for Q2 2026 at Capital One Financial, up from 35.91% in the prior quarter.
  • Over five years, FCF Margin peaked at 87.02% in Q4 2022 and troughed at 3.78% in Q1 2022.
  • A 5-year average of 45.05% and a median of 44.28% in 2025 frame the typical range for FCF Margin.
  • Across the five-year window, FCF Margin surged 4432 bps in 2023 and sank 5141 bps in 2024, its largest moves.
  • Over 5 years, FCF Margin stood at 87.02% in 2022, then declined by 17 bps to 71.94% in 2023, then sank by 71 bps to 20.53% in 2024, then jumped by 131 bps to 47.4% in 2025, then gained by 7 bps to 50.96% in 2026.
  • The last three FCF Margin figures came in at 50.96% (Q2 2026), 35.91% (Q1 2026), and 47.4% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 92.03%
2 Morgan Stanley 318.33 Bn 158.20 Bn - -16.70%
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 189.34%
4 Goldman Sachs 274.43 Bn -701.92 Bn - 27.55%
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn -
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 29.95%
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 22.78%
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 619.29%
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 48.23%
10 Capital One Financial 124.11 Bn 69.40 Bn - 50.96%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 50.96%
Mar 31, 2026 35.91%
Dec 31, 2025 47.40%
Sep 30, 2025 57.08%
Jun 30, 2025 45.37%
Mar 31, 2025 43.19%
Dec 31, 2024 20.53%
Sep 30, 2024 61.37%
Jun 30, 2024 62.63%
Mar 31, 2024 29.39%
Dec 31, 2023 71.94%
Sep 30, 2023 73.35%
Jun 30, 2023 34.93%
Mar 31, 2023 30.97%
Dec 31, 2022 87.02%
Sep 30, 2022 29.03%
Jun 30, 2022 33.54%
Mar 31, 2022 -3.78%
Dec 31, 2021 55.04%
Sep 30, 2021 22.87%