Capital One Financial COF
NYSE COF
$216.24 -0.03 (-0.01%)
At close: Aug 25, 2026 · 4:00 PM EDT

Capital One Financial (COF) FCF Margin (2009 - 2026)

Capital One Financial (COF) posted quarterly FCF Margin of 64.06% for Q2 2026, up 1870.0% year-over-year from 3.25% in Q2 2025, and up 41.41% quarter-over-quarter from 45.3% in Q1 2026.

Capital One Financial (COF) FCF Margin (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported FCF Margin for 18 consecutive years, with 64.06% the latest figure, recorded in Q2 2026.

  • In Q2 2026, FCF Margin rose 1870.0% year-over-year to 64.06%; the TTM figure through Jun 2026 stood at 67.46% (up 2606.0% YoY), while the FY2025 annual figure was 48.92%, up 557.0% from the prior year.
  • FCF Margin improved to 64.06% in Q2 2026 per COF's latest filing, from 45.3% in the prior quarter.
  • Across five years, FCF Margin topped out at 185.37% in Q4 2025 and bottomed at 3.84% in Q1 2022.
  • Historically, FCF Margin has averaged 52.61% across 5 years, with a median of 45.33% in 2025.
  • Annual changes were most pronounced in 2024 — FCF Margin slumped 3652 bps — and 2025, when it soared 16720 bps.
  • Capital One Financial's FCF Margin stood at 82.34% in 2022, then sank by 34 bps to 54.69% in 2023, then sank by 67 bps to 18.17% in 2024, then jumped by 920 bps to 185.37% in 2025, then sank by 65 bps to 64.06% in 2026.
  • Business Quant data shows COF's FCF Margin at 64.06% in Q2 2026, 45.3% in Q1 2026, and 185.37% in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 639.95 Bn 627.59 Bn - 52.76%
2 Mastercard 526.89 Bn 513.41 Bn - 37.82%
3 American Express 228.07 Bn 178.76 Bn 17.99 Bn 22.78%
4 Capital One Financial 134.45 Bn 79.73 Bn - 50.96%
5 PayPal Holdings 54.65 Bn 43.39 Bn - 20.44%
6 Synchrony Financial 26.75 Bn 10.56 Bn - 50.23%
7 Affirm Holdings 26.25 Bn 24.53 Bn - -1,015.53%
8 SoFi Technologies 24.32 Bn 21.19 Bn 1.02 Bn -327.16%
9 Ally Financial 13.14 Bn 5.30 Bn 2.08 Bn 59.19%
10 FirstCash Holdings 10.08 Bn 9.90 Bn 533.67 Mn 7.73%

Historic Data

Download Data
DateValue
Jun 30, 2026 64.06%
Mar 31, 2026 45.30%
Dec 31, 2025 185.37%
Sep 30, 2025 57.08%
Jun 30, 2025 45.37%
Mar 31, 2025 43.19%
Dec 31, 2024 18.17%
Sep 30, 2024 61.37%
Jun 30, 2024 62.63%
Mar 31, 2024 29.39%
Dec 31, 2023 54.69%
Sep 30, 2023 73.35%
Jun 30, 2023 34.93%
Mar 31, 2023 30.97%
Dec 31, 2022 82.34%
Sep 30, 2022 29.03%
Jun 30, 2022 33.54%
Mar 31, 2022 -3.84%
Dec 31, 2021 55.04%
Sep 30, 2021 22.87%