Capital One Financial (COF) FCF Margin (2009 - 2026)
Capital One Financial's FCF Margin was 50.96% in Q2 2026, up 5.59 percentage points from 45.37% a year earlier and up 15.05 percentage points from the prior quarter.
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Analysis
Capital One Financial (COF) FCF Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Capital One Financial's FCF Margin was 47.89% through Jun 30, 2026, up 5.20 percentage points year-over-year; for FY2025, it came in at 48.92%, up 5.57 percentage points from FY2024.
- FCF Margin shows a five-year change of -7.14 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 43.35% in FY2024 (-9.97 pp), 53.32% in FY2023 (+15.73 pp), 37.59% in FY2022 (-0.56 pp) and 38.15% in FY2021 (-17.90 pp).
- Quarterly FCF Margin has moved between -3.78% (Q1 2022) and 87.02% (Q4 2022) over five years.
- Compared with a year earlier, FCF Margin was higher in three of the last eight quarters, with an average year-over-year change of -5.74 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q3 2023 (a gain of 44.32 percentage points); the worst was Q4 2024 (a drop of 51.41 percentage points).
- Per Business Quant data, COF's FCF Margin in the three quarters before Q2 2026 was 35.91% (Q1 2026), 47.40% (Q4 2025) and 57.08% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 29.95% |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | 50.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 50.96% |
| Mar 31, 2026 | 35.91% |
| Dec 31, 2025 | 47.40% |
| Sep 30, 2025 | 57.08% |
| Jun 30, 2025 | 45.37% |
| Mar 31, 2025 | 43.19% |
| Dec 31, 2024 | 20.53% |
| Sep 30, 2024 | 61.37% |
| Jun 30, 2024 | 62.63% |
| Mar 31, 2024 | 29.39% |
| Dec 31, 2023 | 71.94% |
| Sep 30, 2023 | 73.35% |
| Jun 30, 2023 | 34.93% |
| Mar 31, 2023 | 30.97% |
| Dec 31, 2022 | 87.02% |
| Sep 30, 2022 | 29.03% |
| Jun 30, 2022 | 33.54% |
| Mar 31, 2022 | -3.78% |
| Dec 31, 2021 | 55.04% |
| Sep 30, 2021 | 22.87% |
API Access
Capital One Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();