Capital One Financial (COF) EBT Margin (2009 - 2026)
Capital One Financial's (COF) quarterly EBT Margin came in at 24.09% in Q2 2026, up 7155.0% year-over-year from 0.33% in Q2 2025, and up 35.94% quarter-over-quarter from 17.72% in Q1 2026.
Analysis
Capital One Financial (COF) EBT Margin (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported EBT Margin for 18 consecutive years, with 24.09% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT Margin rose 7155.0% year-over-year to 24.09% in Q2 2026; TTM through Jun 2026 was 20.96%, a 2218.0% increase from a year earlier, with the FY2025 full-year figure at 4.27%, down 1084.0% from the prior year.
- EBT Margin was 24.09% for Q2 2026 at Capital One Financial, up from 17.72% in the prior quarter.
- Over five years, EBT Margin peaked at 36.03% in Q1 2022 and troughed at 47.46% in Q2 2025.
- A 5-year average of 16.04% and a median of 17.51% in 2025 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin sank 5431 bps in 2025 and jumped 7155 bps in 2026, its largest moves.
- Over 5 years, EBT Margin stood at 17.08% in 2022, then slumped by 43 bps to 9.8% in 2023, then jumped by 46 bps to 14.32% in 2024, then retreated by 6 bps to 13.47% in 2025, then surged by 79 bps to 24.09% in 2026.
- The last three EBT Margin figures came in at 24.09% (Q2 2026), 17.72% (Q1 2026), and 13.47% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 36.65% |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 34.42% |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 41.80% |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 42.10% |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 35.57% |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 20.73% |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 16.00% |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | -18.89% |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 24.09% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.09% |
| Mar 31, 2026 | 17.72% |
| Dec 31, 2025 | 13.47% |
| Sep 30, 2025 | 28.53% |
| Jun 30, 2025 | -47.46% |
| Mar 31, 2025 | 17.29% |
| Dec 31, 2024 | 14.32% |
| Sep 30, 2024 | 22.15% |
| Jun 30, 2024 | 6.85% |
| Mar 31, 2024 | 16.83% |
| Dec 31, 2023 | 9.80% |
| Sep 30, 2023 | 23.72% |
| Jun 30, 2023 | 19.17% |
| Mar 31, 2023 | 13.06% |
| Dec 31, 2022 | 17.08% |
| Sep 30, 2022 | 24.84% |
| Jun 30, 2022 | 31.15% |
| Mar 31, 2022 | 36.03% |
| Dec 31, 2021 | 37.68% |
| Sep 30, 2021 | 50.91% |