Capital One Financial (COF) EBT Margin (2009 - 2026)

Capital One Financial (COF) has reported EBT Margin for 18 consecutive years, with 30.28% the latest figure, recorded in Q2 2026.

• In Q2 2026, EBT Margin rose 7774.0% year-over-year to 30.28%; the TTM figure through Jun 2026 stood at 29.52% (up 3071.0% YoY), while the FY2025 annual figure was 4.27%, down 1084.0% from the prior year.
• EBT Margin climbed to 30.28% in Q2 2026 per COF's latest filing, from 22.35% in the prior quarter.
• Across five years, EBT Margin topped out at 52.67% in Q4 2025 and bottomed at 47.46% in Q2 2025.
• Historically, EBT Margin has averaged 18.57% across 5 years, with a median of 20.66% in 2024.
• Annual changes were most pronounced in 2025 — EBT Margin plunged 5431 bps — and 2026, when it jumped 7774 bps.
• Capital One Financial's EBT Margin stood at 16.16% in 2022, then slumped by 54 bps to 7.45% in 2023, then soared by 70 bps to 12.67% in 2024, then jumped by 316 bps to 52.67% in 2025, then sank by 43 bps to 30.28% in 2026.
• Business Quant data shows COF's EBT Margin at 30.28% in Q2 2026, 22.35% in Q1 2026, and 52.67% in Q4 2025.