Capital One Financial (COF) EBT Margin (2009 - 2026)
Capital One Financial's EBT Margin came in at 24.09% for Q2 2026, up 71.55 percentage points from -47.46% a year earlier and up 6.37 percentage points from the prior quarter.
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Analysis
Capital One Financial (COF) EBT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Capital One Financial reported EBT Margin of 20.96%, up 22.18 percentage points year-over-year; for FY2025, it came in at 4.27%, down 10.84 percentage points from FY2024.
- EBT Margin has declined in each of the last four years, with a five-year change of -6.96 percentage points (FY2020 to FY2025).
- Going back by year, EBT Margin was 15.11% in FY2024 (-1.32 pp), 16.43% in FY2023 (-10.55 pp), 26.98% in FY2022 (-24.97 pp) and 51.94% in FY2021 (+40.71 pp).
- The five-year range for quarterly EBT Margin is -47.46% (Q2 2025) to 50.91% (Q3 2021).
- Year-over-year, EBT Margin increased in five of the last eight quarters, with an average year-over-year change of +3.33 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in Q2 2026 (a gain of 71.55 percentage points), and the weakest in Q2 2025 (a drop of 54.31 percentage points).
- Business Quant data shows COF's EBT Margin at 17.72% (Q1 2026), 13.47% (Q4 2025) and 28.53% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 35.57% |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | 24.09% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 24.09% |
| Mar 31, 2026 | 17.72% |
| Dec 31, 2025 | 13.47% |
| Sep 30, 2025 | 28.53% |
| Jun 30, 2025 | -47.46% |
| Mar 31, 2025 | 17.29% |
| Dec 31, 2024 | 14.32% |
| Sep 30, 2024 | 22.15% |
| Jun 30, 2024 | 6.85% |
| Mar 31, 2024 | 16.83% |
| Dec 31, 2023 | 9.80% |
| Sep 30, 2023 | 23.72% |
| Jun 30, 2023 | 19.17% |
| Mar 31, 2023 | 13.06% |
| Dec 31, 2022 | 17.08% |
| Sep 30, 2022 | 24.84% |
| Jun 30, 2022 | 31.15% |
| Mar 31, 2022 | 36.03% |
| Dec 31, 2021 | 37.68% |
| Sep 30, 2021 | 50.91% |
API Access
Capital One Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();