KPIs & Operating Metrics(New)

Capital One Financial (COF) Cost of Revenue (2016 - 2026)

Capital One Financial has reported Cost of Revenue over the past 17 years, most recently at $1.9 billion for Q4 2025.

  • Quarterly Cost of Revenue rose 38.18% to $1.9 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $5.8 billion through Dec 2025, up 27.85% year-over-year, with the annual reading at $5.9 billion for FY2025, 29.33% up from the prior year.
  • Cost of Revenue was $1.9 billion for Q4 2025 at Capital One Financial, up from $1.4 billion in the prior quarter.
  • Over five years, Cost of Revenue peaked at $1.9 billion in Q4 2025 and troughed at $501.0 million in Q1 2021.
  • The 5-year median for Cost of Revenue is $1.0 billion (2022), against an average of $1.1 billion.
  • Year-over-year, Cost of Revenue skyrocketed 165.37% in 2021 and then dropped 11.67% in 2023.
  • A 5-year view of Cost of Revenue shows it stood at $999.0 million in 2021, then rose by 11.91% to $1.1 billion in 2022, then increased by 12.16% to $1.3 billion in 2023, then increased by 9.65% to $1.4 billion in 2024, then skyrocketed by 38.18% to $1.9 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Cost of Revenue are $1.9 billion (Q4 2025), $1.4 billion (Q3 2025), and $1.3 billion (Q2 2025).