Capital One Financial (COF) Loans - Net (2009 - 2026)
Capital One Financial (COF) posted quarterly Loans - Net of $434.2 billion for Q2 2026, up 4.52% year-over-year from $415.4 billion in Q2 2025, and up 2.38% quarter-over-quarter from $424.1 billion in Q1 2026.
Analysis
Capital One Financial (COF) Loans - Net (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Loans - Net for 18 consecutive years, with $434.2 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Loans - Net rose 4.52% year-over-year to $434.2 billion; the TTM figure through Jun 2026 stood at $434.2 billion (up 4.52% YoY), while the FY2025 annual figure was $430.2 billion, up 38.1% from the prior year.
- Loans - Net climbed to $434.2 billion in Q2 2026 per COF's latest filing, from $424.1 billion in the prior quarter.
- Across five years, Loans - Net topped out at $434.2 billion in Q2 2026 and bottomed at $269.2 billion in Q1 2022.
- Historically, Loans - Net has averaged $332.7 billion across 5 years, with a median of $302.6 billion in 2024.
- Annual changes were most pronounced in 2024 — Loans - Net rose 1.3% — and 2025, when it jumped 38.31%.
- Capital One Financial's Loans - Net stood at $299.1 billion in 2022, then advanced by 2.03% to $305.2 billion in 2023, then advanced by 2.08% to $311.5 billion in 2024, then soared by 38.1% to $430.2 billion in 2025, then advanced by 0.93% to $434.2 billion in 2026.
- Business Quant data shows COF's Loans - Net at $434.2 billion in Q2 2026, $424.1 billion in Q1 2026, and $430.2 billion in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 212.19 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 434.20 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 9.00 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 91.90 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.28 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 140.10 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 434.20 Bn |
| Jun 30, 2026 | 434.20 Bn |
| Mar 31, 2026 | 424.12 Bn |
| Mar 31, 2026 | 424.12 Bn |
| Dec 31, 2025 | 430.21 Bn |
| Dec 31, 2025 | 430.21 Bn |
| Sep 30, 2025 | 420.06 Bn |
| Sep 30, 2025 | 420.06 Bn |
| Jun 30, 2025 | 415.42 Bn |
| Jun 30, 2025 | 415.42 Bn |
| Mar 31, 2025 | 307.70 Bn |
| Mar 31, 2025 | 307.70 Bn |
| Dec 31, 2024 | 311.52 Bn |
| Dec 31, 2024 | 311.52 Bn |
| Sep 30, 2024 | 303.71 Bn |
| Sep 30, 2024 | 303.71 Bn |
| Jun 30, 2024 | 301.54 Bn |
| Jun 30, 2024 | 301.54 Bn |
| Mar 31, 2024 | 299.77 Bn |
| Mar 31, 2024 | 299.77 Bn |