Capital One Financial (COF) EBT (2009 - 2026)
Capital One Financial (COF) posted quarterly EBT of $3.8 billion for Q2 2026, up 164.4% year-over-year from $1.4 billion in Q2 2025, and up 41.46% quarter-over-quarter from $2.7 billion in Q1 2026.
Analysis
Capital One Financial (COF) EBT (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported EBT for 18 consecutive years, with $3.8 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, EBT rose 164.4% year-over-year to $3.8 billion; the TTM figure through Jun 2026 stood at $13.0 billion (up 2585.28% YoY), while the FY2025 annual figure was $2.3 billion, down 61.4% from the prior year.
- EBT climbed to $3.8 billion in Q2 2026 per COF's latest filing, from $2.7 billion in the prior quarter.
- Across five years, EBT topped out at $4.4 billion in Q3 2025 and bottomed at -$5.9 billion in Q2 2025.
- Historically, EBT has averaged $1.7 billion across 5 years, with a median of $1.9 billion in 2025.
- Annual changes were most pronounced in 2025 — EBT sank 1010.75% — and 2026, when it soared 164.4%.
- Capital One Financial's EBT stood at $1.5 billion in 2022, then sank by 39.64% to $932.0 million in 2023, then surged by 56.55% to $1.5 billion in 2024, then jumped by 43.87% to $2.1 billion in 2025, then jumped by 81.9% to $3.8 billion in 2026.
- Business Quant data shows COF's EBT at $3.8 billion in Q2 2026, $2.7 billion in Q1 2026, and $2.1 billion in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.83 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.49 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.31 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 169.09 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.19 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 204.31 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 537.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 127.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.82 Bn |
| Mar 31, 2026 | 2.70 Bn |
| Dec 31, 2025 | 2.10 Bn |
| Sep 30, 2025 | 4.38 Bn |
| Jun 30, 2025 | -5.93 Bn |
| Mar 31, 2025 | 1.73 Bn |
| Dec 31, 2024 | 1.46 Bn |
| Sep 30, 2024 | 2.22 Bn |
| Jun 30, 2024 | 651.00 Mn |
| Mar 31, 2024 | 1.58 Bn |
| Dec 31, 2023 | 932.00 Mn |
| Sep 30, 2023 | 2.22 Bn |
| Jun 30, 2023 | 1.73 Bn |
| Mar 31, 2023 | 1.16 Bn |
| Dec 31, 2022 | 1.54 Bn |
| Sep 30, 2022 | 2.19 Bn |
| Jun 30, 2022 | 2.56 Bn |
| Mar 31, 2022 | 2.95 Bn |
| Dec 31, 2021 | 3.06 Bn |
| Sep 30, 2021 | 3.99 Bn |