Capital One Financial (COF) EBT (2009 - 2026)
Capital One Financial (COF) reported EBT of $2.7 billion for Q1 2026, up 56.1% year-over-year from $1.7 billion in Q1 2025, and up 28.59% on a QoQ basis from $2.1 billion in Q4 2025.
Capital One Financial (COF) EBT (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of EBT data on file, last reported at $2.7 billion in Q1 2026.
- Quarterly EBT rose 56.1% year-over-year to $2.7 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $3.3 billion (down 46.33% YoY) and the FY2025 annual result came in at $2.3 billion, down 61.4% from the prior year.
- EBT climbed to $2.7 billion in Q1 2026 per COF's latest filing, from $2.1 billion in the prior quarter.
- Across five years, EBT topped out at $4.4 billion in Q3 2025 and bottomed at -$5.9 billion in Q2 2025.
- The 5-year median for EBT is $1.7 billion (2025), against an average of $1.5 billion.
- Peak annual rise in EBT reached 97.57% in 2025, while the deepest fall reached 1010.75% in 2025.
- Tracing COF's EBT over 5 years: stood at $1.5 billion in 2022, then slumped by 39.64% to $932.0 million in 2023, then surged by 56.55% to $1.5 billion in 2024, then jumped by 43.87% to $2.1 billion in 2025, then rose by 28.59% to $2.7 billion in 2026.
- Per Business Quant, the three latest COF EBT figures stand at $2.7 billion (Q1 2026), $2.1 billion (Q4 2025), and $4.4 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 7.17 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 4.81 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 107.38 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 1.05 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 157.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.70 Bn |
| Dec 31, 2025 | 2.10 Bn |
| Sep 30, 2025 | 4.38 Bn |
| Jun 30, 2025 | -5.93 Bn |
| Mar 31, 2025 | 1.73 Bn |
| Dec 31, 2024 | 1.46 Bn |
| Sep 30, 2024 | 2.22 Bn |
| Jun 30, 2024 | 651.00 Mn |
| Mar 31, 2024 | 1.58 Bn |
| Dec 31, 2023 | 932.00 Mn |
| Sep 30, 2023 | 2.22 Bn |
| Jun 30, 2023 | 1.73 Bn |
| Mar 31, 2023 | 1.16 Bn |
| Dec 31, 2022 | 1.54 Bn |
| Sep 30, 2022 | 2.19 Bn |
| Jun 30, 2022 | 2.56 Bn |
| Mar 31, 2022 | 2.95 Bn |
| Dec 31, 2021 | 3.06 Bn |
| Sep 30, 2021 | 3.99 Bn |
| Jun 30, 2021 | 4.57 Bn |