Capital One Financial (COF) Interest Income - Net (2009 - 2026)

Capital One Financial (COF) posted quarterly Interest Income - Net of $12.4 billion for Q2 2026, up 23.8% year-over-year from $10.0 billion in Q2 2025, and up 1.89% quarter-over-quarter from $12.1 billion in Q1 2026.

Capital One Financial (COF) Interest Income - Net (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Interest Income - Net for 18 consecutive years, with $12.4 billion the latest figure, recorded in Q2 2026.

  • In Q2 2026, Interest Income - Net rose 23.8% year-over-year to $12.4 billion; the TTM figure through Jun 2026 stood at $49.4 billion (up 44.49% YoY), while the FY2025 annual figure was $42.9 billion, up 37.39% from the prior year.
  • Interest Income - Net grew to $12.4 billion in Q2 2026 per COF's latest filing, from $12.1 billion in the prior quarter.
  • Across five years, Interest Income - Net topped out at $12.5 billion in Q4 2025 and bottomed at $6.4 billion in Q1 2022.
  • Historically, Interest Income - Net has averaged $8.6 billion across 5 years, with a median of $7.5 billion in 2023.
  • Annual changes were most pronounced in 2024 — Interest Income - Net grew 4.2% — and 2025, when it surged 53.94%.
  • Capital One Financial's Interest Income - Net stood at $7.2 billion in 2022, then grew by 4.47% to $7.5 billion in 2023, then increased by 7.7% to $8.1 billion in 2024, then soared by 53.94% to $12.5 billion in 2025, then declined by 0.74% to $12.4 billion in 2026.
  • Business Quant data shows COF's Interest Income - Net at $12.4 billion in Q2 2026, $12.1 billion in Q1 2026, and $12.5 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.65 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 12.37 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 4.61 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 418.69 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 692.99 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.81 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 12.37 Bn
Mar 31, 2026 12.15 Bn
Dec 31, 2025 12.47 Bn
Sep 30, 2025 12.40 Bn
Jun 30, 2025 10.00 Bn
Mar 31, 2025 8.01 Bn
Dec 31, 2024 8.10 Bn
Sep 30, 2024 8.08 Bn
Jun 30, 2024 7.55 Bn
Mar 31, 2024 7.49 Bn
Dec 31, 2023 7.52 Bn
Sep 30, 2023 7.42 Bn
Jun 30, 2023 7.11 Bn
Mar 31, 2023 7.19 Bn
Dec 31, 2022 7.20 Bn
Sep 30, 2022 7.00 Bn
Jun 30, 2022 6.52 Bn
Mar 31, 2022 6.40 Bn
Dec 31, 2021 6.45 Bn
Sep 30, 2021 6.16 Bn