KPIs & Operating Metrics(New)

Capital One Financial (COF) Interest Income - Net (2016 - 2025)

Capital One Financial (COF) has disclosed Interest Income - Net for 17 consecutive years, with $12.5 billion as the latest value for Q4 2025.

  • Quarterly Interest Income - Net rose 53.94% to $12.5 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $42.9 billion through Dec 2025, up 37.39% year-over-year, with the annual reading at $42.9 billion for FY2025, 37.39% up from the prior year.
  • Interest Income - Net for Q4 2025 was $12.5 billion at Capital One Financial, roughly flat from $12.4 billion in the prior quarter.
  • The five-year high for Interest Income - Net was $12.5 billion in Q4 2025, with the low at $5.7 billion in Q2 2021.
  • Average Interest Income - Net over 5 years is $7.7 billion, with a median of $7.3 billion recorded in 2022.
  • The sharpest move saw Interest Income - Net decreased 3.37% in 2021, then soared 53.94% in 2025.
  • Over 5 years, Interest Income - Net stood at $6.4 billion in 2021, then rose by 11.58% to $7.2 billion in 2022, then increased by 4.47% to $7.5 billion in 2023, then rose by 7.7% to $8.1 billion in 2024, then skyrocketed by 53.94% to $12.5 billion in 2025.
  • According to Business Quant data, Interest Income - Net over the past three periods came in at $12.5 billion, $12.4 billion, and $10.0 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.