KPIs & Operating Metrics(New)

Capital One Financial (COF) Interest Income - Net (2016 - 2025)

Capital One Financial (COF) has disclosed Interest Income - Net for 17 consecutive years, with $12.5 billion as the latest value for Q4 2025.

  • On a quarterly basis, Interest Income - Net rose 53.94% to $12.5 billion in Q4 2025 year-over-year; TTM through Dec 2025 was $42.9 billion, a 37.39% increase, with the full-year FY2025 number at $42.9 billion, up 37.39% from a year prior.
  • Interest Income - Net was $12.5 billion for Q4 2025 at Capital One Financial, roughly flat from $12.4 billion in the prior quarter.
  • In the past five years, Interest Income - Net ranged from a high of $12.5 billion in Q4 2025 to a low of $5.7 billion in Q2 2021.
  • A 5-year average of $7.7 billion and a median of $7.3 billion in 2022 define the central range for Interest Income - Net.
  • Peak YoY movement for Interest Income - Net: dropped 3.37% in 2021, then surged 53.94% in 2025.
  • Capital One Financial's Interest Income - Net stood at $6.4 billion in 2021, then increased by 11.58% to $7.2 billion in 2022, then grew by 4.47% to $7.5 billion in 2023, then increased by 7.7% to $8.1 billion in 2024, then soared by 53.94% to $12.5 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Interest Income - Net are $12.5 billion (Q4 2025), $12.4 billion (Q3 2025), and $10.0 billion (Q2 2025).