Capital One Financial (COF) Interest Income - Net (2009 - 2026)
Capital One Financial (COF) reported Interest Income - Net of $12.89 billion for Q3 2026, up 3.9% from $12.4 billion a year earlier and up 4.1% from the prior quarter.
Capital One Financial (COF) Interest Income - Net (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Capital One Financial's Interest Income - Net came in at $49.87 billion, up 29.5% year-over-year; for FY2025, it came in at $42.88 billion, up 37.4% from FY2024.
- Interest Income - Net has increased for five consecutive years, with a five-year compound annual growth rate of 13.4% (FY2020 to FY2025).
- By year, Interest Income - Net came in at $31.21 billion in FY2024 (+6.7%), $29.24 billion in FY2023 (+7.8%), $27.11 billion in FY2022 (+12.2%) and $24.17 billion in FY2021 (+5.5%).
- The Q3 2026 figure ranks as the highest quarterly Interest Income - Net in data going back to Q1 2009.
- Year over year, Interest Income - Net has now increased in each of the last 22 quarters, with growth averaging 29.2% over the last eight quarters.
- Across the past five years, year-over-year growth in Interest Income - Net ran from 3.9% in Q3 2026 to 53.9% in Q4 2025.
- Per Business Quant data, the three quarters before Q3 2026 came in at $12.37 billion (Q2 2026), $12.15 billion (Q1 2026) and $12.47 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 905.78 Bn | 905.78 Bn | - | 25.51 Bn |
| 2 | Bank Of America | 347.81 Bn | -2,028.30 Bn | - | 16.45 Bn |
| 3 | Hsbc Holdings | 295.14 Bn | -1,808.06 Bn | - | 9.31 Bn |
| 4 | Morgan Stanley | 291.97 Bn | -217.12 Bn | - | 2.78 Bn |
| 5 | Royal Bank Of Canada | 286.46 Bn | -543.54 Bn | - | 6.27 Bn |
| 6 | Goldman Sachs | 261.91 Bn | -3,295.20 Bn | - | 3.95 Bn |
| 7 | Wells Fargo & Company | 257.86 Bn | 259.98 Bn | - | 12.52 Bn |
| 8 | Mitsubishi Ufj Financial | 254.56 Bn | -77.67 Bn | 10.89 Bn | 5.54 Bn |
| 9 | American Express | 220.10 Bn | 19.58 Bn | - | 4.94 Bn |
| 10 | Capital One Financial | 129.30 Bn | 129.30 Bn | - | 12.37 Bn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.37 Bn |
| Mar 31, 2026 | 12.15 Bn |
| Dec 31, 2025 | 12.47 Bn |
| Sep 30, 2025 | 12.40 Bn |
| Jun 30, 2025 | 10.00 Bn |
| Mar 31, 2025 | 8.01 Bn |
| Dec 31, 2024 | 8.10 Bn |
| Sep 30, 2024 | 8.08 Bn |
| Jun 30, 2024 | 7.55 Bn |
| Mar 31, 2024 | 7.49 Bn |
| Dec 31, 2023 | 7.52 Bn |
| Sep 30, 2023 | 7.42 Bn |
| Jun 30, 2023 | 7.11 Bn |
| Mar 31, 2023 | 7.19 Bn |
| Dec 31, 2022 | 7.20 Bn |
| Sep 30, 2022 | 7.00 Bn |
| Jun 30, 2022 | 6.52 Bn |
| Mar 31, 2022 | 6.40 Bn |
| Dec 31, 2021 | 6.45 Bn |
| Sep 30, 2021 | 6.16 Bn |
Capital One Financial Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=COF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();