KPIs & Operating Metrics(New)

Capital One Financial (COF) Interest Income - Net (2016 - 2026)

Capital One Financial has reported Interest Income - Net over the past 17 years, most recently at $12.5 billion for Q4 2025.

  • Quarterly Interest Income - Net rose 53.94% to $12.5 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $42.9 billion through Dec 2025, up 37.39% year-over-year, with the annual reading at $42.9 billion for FY2025, 37.39% up from the prior year.
  • Interest Income - Net was $12.5 billion for Q4 2025 at Capital One Financial, roughly flat from $12.4 billion in the prior quarter.
  • Over five years, Interest Income - Net peaked at $12.5 billion in Q4 2025 and troughed at $5.7 billion in Q2 2021.
  • The 5-year median for Interest Income - Net is $7.3 billion (2022), against an average of $7.7 billion.
  • Year-over-year, Interest Income - Net dropped 3.37% in 2021 and then surged 53.94% in 2025.
  • A 5-year view of Interest Income - Net shows it stood at $6.4 billion in 2021, then grew by 11.58% to $7.2 billion in 2022, then rose by 4.47% to $7.5 billion in 2023, then grew by 7.7% to $8.1 billion in 2024, then surged by 53.94% to $12.5 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Interest Income - Net are $12.5 billion (Q4 2025), $12.4 billion (Q3 2025), and $10.0 billion (Q2 2025).