Capital One Financial (COF) Interest Income - Net (2009 - 2026)
Capital One Financial (COF) posted quarterly Interest Income - Net of $12.4 billion for Q2 2026, up 23.8% year-over-year from $10.0 billion in Q2 2025, and up 1.89% quarter-over-quarter from $12.1 billion in Q1 2026.
Capital One Financial (COF) Interest Income - Net (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Interest Income - Net for 18 consecutive years, with $12.4 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Interest Income - Net rose 23.8% year-over-year to $12.4 billion; the TTM figure through Jun 2026 stood at $49.4 billion (up 44.49% YoY), while the FY2025 annual figure was $42.9 billion, up 37.39% from the prior year.
- Interest Income - Net grew to $12.4 billion in Q2 2026 per COF's latest filing, from $12.1 billion in the prior quarter.
- Across five years, Interest Income - Net topped out at $12.5 billion in Q4 2025 and bottomed at $6.4 billion in Q1 2022.
- Historically, Interest Income - Net has averaged $8.6 billion across 5 years, with a median of $7.5 billion in 2023.
- Annual changes were most pronounced in 2024 — Interest Income - Net grew 4.2% — and 2025, when it surged 53.94%.
- Capital One Financial's Interest Income - Net stood at $7.2 billion in 2022, then grew by 4.47% to $7.5 billion in 2023, then increased by 7.7% to $8.1 billion in 2024, then soared by 53.94% to $12.5 billion in 2025, then declined by 0.74% to $12.4 billion in 2026.
- Business Quant data shows COF's Interest Income - Net at $12.4 billion in Q2 2026, $12.1 billion in Q1 2026, and $12.5 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.65 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 12.37 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 4.61 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 418.69 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 692.99 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 1.81 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 12.37 Bn |
| Mar 31, 2026 | 12.15 Bn |
| Dec 31, 2025 | 12.47 Bn |
| Sep 30, 2025 | 12.40 Bn |
| Jun 30, 2025 | 10.00 Bn |
| Mar 31, 2025 | 8.01 Bn |
| Dec 31, 2024 | 8.10 Bn |
| Sep 30, 2024 | 8.08 Bn |
| Jun 30, 2024 | 7.55 Bn |
| Mar 31, 2024 | 7.49 Bn |
| Dec 31, 2023 | 7.52 Bn |
| Sep 30, 2023 | 7.42 Bn |
| Jun 30, 2023 | 7.11 Bn |
| Mar 31, 2023 | 7.19 Bn |
| Dec 31, 2022 | 7.20 Bn |
| Sep 30, 2022 | 7.00 Bn |
| Jun 30, 2022 | 6.52 Bn |
| Mar 31, 2022 | 6.40 Bn |
| Dec 31, 2021 | 6.45 Bn |
| Sep 30, 2021 | 6.16 Bn |