KPIs & Operating Metrics(New)

Capital One Financial (COF) Service Charges (2016 - 2025)

Capital One Financial (COF) has disclosed Service Charges for 17 consecutive years, with $833.0 million as the latest value for Q4 2025.

  • Quarterly Service Charges rose 50.36% to $833.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $2.8 billion through Dec 2025, up 44.18% year-over-year, with the annual reading at $2.8 billion for FY2025, 44.18% up from the prior year.
  • Service Charges for Q4 2025 was $833.0 million at Capital One Financial, down from $849.0 million in the prior quarter.
  • The five-year high for Service Charges was $849.0 million in Q3 2025, with the low at $352.0 million in Q1 2021.
  • Average Service Charges over 5 years is $484.8 million, with a median of $429.5 million recorded in 2021.
  • The sharpest move saw Service Charges decreased 9.2% in 2022, then soared 69.46% in 2025.
  • Over 5 years, Service Charges stood at $435.0 million in 2021, then fell by 9.2% to $395.0 million in 2022, then increased by 7.34% to $424.0 million in 2023, then skyrocketed by 30.66% to $554.0 million in 2024, then surged by 50.36% to $833.0 million in 2025.
  • According to Business Quant data, Service Charges over the past three periods came in at $833.0 million, $849.0 million, and $658.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.