Capital One Financial (COF) Service Charges (2009 - 2026)

Capital One Financial (COF) has reported Service Charges for 18 consecutive years, with $5.3 billion the latest figure, recorded in Q2 2026.

• In Q2 2026, Service Charges rose 23.35% year-over-year to $5.3 billion; the TTM figure through Jun 2026 stood at $31.8 billion (up 859.27% YoY), while the FY2025 annual figure was $18.2 billion, up 32.13% from the prior year.
• Service Charges retreated to $5.3 billion in Q2 2026 per COF's latest filing, from $5.4 billion in the prior quarter.
• Across five years, Service Charges topped out at $16.2 billion in Q4 2025 and bottomed at -$8.1 billion in Q4 2024.
• Historically, Service Charges has averaged $3.3 billion across 5 years, with a median of $3.3 billion in 2024.
• Annual changes were most pronounced in 2022 — Service Charges jumped 1011.26% — and 2024, when it sank 2006.84%.
• Capital One Financial's Service Charges stood at $4.8 billion in 2022, then plunged by 91.23% to $424.0 million in 2023, then tumbled by 2006.84% to -$8.1 billion in 2024, then soared by 299.75% to $16.2 billion in 2025, then slumped by 67.29% to $5.3 billion in 2026.
• Business Quant data shows COF's Service Charges at $5.3 billion in Q2 2026, $5.4 billion in Q1 2026, and $16.2 billion in Q4 2025.