Capital One Financial (COF) Service Charges (2009 - 2026)
Capital One Financial (COF) reported Service Charges of $808 million for Q2 2026, up 22.8% from $658 million a year earlier but down 0.1% from the prior quarter.
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Analysis
Capital One Financial (COF) Service Charges (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Capital One Financial's Service Charges came in at $3.3 billion, up 48.5% year-over-year; for FY2025, it came in at $2.85 billion, up 44.2% from FY2024.
- Service Charges has increased for five consecutive years, with a five-year compound annual growth rate of 18.0% (FY2020 to FY2025).
- By year, Service Charges came in at $1.98 billion in FY2024 (+18.5%), $1.67 billion in FY2023 (+2.6%), $1.63 billion in FY2022 (+3.0%) and $1.58 billion in FY2021 (+27.0%).
- Five-year quarterly Service Charges spans a low of $379 million in Q1 2023 and a high of $849 million in Q3 2025.
- Year over year, Service Charges has now increased in each of the last 12 quarters, with growth averaging 37.0% over the last eight quarters.
- The high point for year-over-year Service Charges in five years was Q3 2025 (growth of 69.5%); the low point was Q4 2022 (a decline of 9.2%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $809 million (Q1 2026), $833 million (Q4 2025) and $849 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 808.00 Mn |
| Mar 31, 2026 | 809.00 Mn |
| Dec 31, 2025 | 833.00 Mn |
| Sep 30, 2025 | 849.00 Mn |
| Jun 30, 2025 | 658.00 Mn |
| Mar 31, 2025 | 509.00 Mn |
| Dec 31, 2024 | 554.00 Mn |
| Sep 30, 2024 | 501.00 Mn |
| Jun 30, 2024 | 459.00 Mn |
| Mar 31, 2024 | 462.00 Mn |
| Dec 31, 2023 | 424.00 Mn |
| Sep 30, 2023 | 453.00 Mn |
| Jun 30, 2023 | 411.00 Mn |
| Mar 31, 2023 | 379.00 Mn |
| Dec 31, 2022 | 395.00 Mn |
| Sep 30, 2022 | 415.00 Mn |
| Jun 30, 2022 | 415.00 Mn |
| Mar 31, 2022 | 400.00 Mn |
| Dec 31, 2021 | 435.00 Mn |
| Sep 30, 2021 | 407.00 Mn |
API Access
Capital One Financial Service Charges API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=service-charges&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "service-charges", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=service-charges&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();