KPIs & Operating Metrics(New)

Capital One Financial (COF) Service Charges (2016 - 2026)

Capital One Financial has reported Service Charges over the past 17 years, most recently at $833.0 million for Q4 2025.

  • Quarterly Service Charges rose 50.36% to $833.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $2.8 billion through Dec 2025, up 44.18% year-over-year, with the annual reading at $2.8 billion for FY2025, 44.18% up from the prior year.
  • Service Charges was $833.0 million for Q4 2025 at Capital One Financial, down from $849.0 million in the prior quarter.
  • Over five years, Service Charges peaked at $849.0 million in Q3 2025 and troughed at $352.0 million in Q1 2021.
  • The 5-year median for Service Charges is $429.5 million (2021), against an average of $484.8 million.
  • Year-over-year, Service Charges dropped 9.2% in 2022 and then surged 69.46% in 2025.
  • A 5-year view of Service Charges shows it stood at $435.0 million in 2021, then dropped by 9.2% to $395.0 million in 2022, then rose by 7.34% to $424.0 million in 2023, then surged by 30.66% to $554.0 million in 2024, then soared by 50.36% to $833.0 million in 2025.
  • Per Business Quant, the three most recent readings for COF's Service Charges are $833.0 million (Q4 2025), $849.0 million (Q3 2025), and $658.0 million (Q2 2025).