Capital One Financial (COF) Service Charges (2009 - 2026)

Capital One Financial (COF) has reported Service Charges for 18 consecutive years, with $5.3 billion the latest figure, recorded in Q2 2026.

• On a quarterly basis, Service Charges rose 23.35% year-over-year to $5.3 billion in Q2 2026; TTM through Jun 2026 was $20.9 billion, a 38.63% increase from a year earlier, with the FY2025 full-year figure at $18.2 billion, up 32.13% from the prior year.
• Service Charges was $5.3 billion for Q2 2026 at Capital One Financial, down from $5.4 billion in the prior quarter.
• Over five years, Service Charges peaked at $5.4 billion in Q1 2026 and troughed at $1.3 billion in Q1 2022.
• A 5-year average of $3.3 billion and a median of $3.3 billion in 2024 frame the typical range for Service Charges.
• Across the five-year window, Service Charges fell 2.44% in 2022 and surged 100.43% in 2023, its largest moves.
• Over 5 years, Service Charges stood at $1.9 billion in 2022, then surged by 64.34% to $3.1 billion in 2023, then increased by 18.74% to $3.7 billion in 2024, then jumped by 42.35% to $5.2 billion in 2025, then climbed by 0.63% to $5.3 billion in 2026.
• The last three Service Charges figures came in at $5.3 billion (Q2 2026), $5.4 billion (Q1 2026), and $5.2 billion (Q4 2025), per Business Quant data.