Capital One Financial (COF) Tax Rate (2009 - 2026)

Capital One Financial (COF) reported Tax Rate of 19.19% for Q1 2026, up 40.0% year-over-year from 13.71% in Q1 2025, and up 16.77% on a QoQ basis from 16.44% in Q4 2025.

Capital One Financial (COF) Tax Rate (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Tax Rate data on file, last reported at 19.19% in Q1 2026.

  • Quarterly Tax Rate rose 40.0% year-over-year to 19.19% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 11.87% (down 771.0% YoY) and the FY2025 annual result came in at 8.46%, down 1122.0% from the prior year.
  • Tax Rate improved to 19.19% in Q1 2026 per COF's latest filing, from 16.44% in the prior quarter.
  • Across five years, Tax Rate topped out at 28.1% in Q2 2025 and bottomed at 8.29% in Q2 2024.
  • The 5-year median for Tax Rate is 19.44% (2023), against an average of 20.13%.
  • The widest annual swing landed in 2024, when Tax Rate slumped 889 bps; it then surged 1980 bps in 2025.
  • Tracing COF's Tax Rate over 5 years: stood at 20.21% in 2022, then rose by 20 bps to 24.25% in 2023, then gained by 3 bps to 25.09% in 2024, then sank by 34 bps to 16.44% in 2025, then advanced by 17 bps to 19.19% in 2026.
  • Per Business Quant, the three latest COF Tax Rate figures stand at 19.19% (Q1 2026), 16.44% (Q4 2025), and 27.13% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 16.07
2 Mastercard 441.81 Bn 431.60 Bn - 19.33
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 21.36
4 Capital One Financial 114.99 Bn 38.50 Bn - 19.19
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 20.10
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 4.19
7 Synchrony Financial 24.22 Bn 3.66 Bn - 23.11
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 16.45
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 20.25
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 22.29

Historic Data

Download Data
DateValue
Mar 31, 2026 19.19%
Mar 31, 2026 19.19%
Dec 31, 2025 16.44%
Dec 31, 2025 16.44%
Sep 30, 2025 27.13%
Sep 30, 2025 27.13%
Jun 30, 2025 28.10%
Jun 30, 2025 28.10%
Mar 31, 2025 18.80%
Mar 31, 2025 18.80%
Dec 31, 2024 25.09%
Dec 31, 2024 25.09%
Sep 30, 2024 19.88%
Sep 30, 2024 19.88%
Jun 30, 2024 8.29%
Jun 30, 2024 8.29%
Mar 31, 2024 19.09%
Mar 31, 2024 19.09%
Dec 31, 2023 24.25%
Dec 31, 2023 24.25%