Capital One Financial (COF) Tax Rate (2009 - 2026)
Capital One Financial (COF) reported Tax Rate of 19.19% for Q1 2026, up 40.0% year-over-year from 13.71% in Q1 2025, and up 16.77% on a QoQ basis from 16.44% in Q4 2025.
Capital One Financial (COF) Tax Rate (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Tax Rate data on file, last reported at 19.19% in Q1 2026.
- Quarterly Tax Rate rose 40.0% year-over-year to 19.19% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 11.87% (down 771.0% YoY) and the FY2025 annual result came in at 8.46%, down 1122.0% from the prior year.
- Tax Rate improved to 19.19% in Q1 2026 per COF's latest filing, from 16.44% in the prior quarter.
- Across five years, Tax Rate topped out at 28.1% in Q2 2025 and bottomed at 8.29% in Q2 2024.
- The 5-year median for Tax Rate is 19.44% (2023), against an average of 20.13%.
- The widest annual swing landed in 2024, when Tax Rate slumped 889 bps; it then surged 1980 bps in 2025.
- Tracing COF's Tax Rate over 5 years: stood at 20.21% in 2022, then rose by 20 bps to 24.25% in 2023, then gained by 3 bps to 25.09% in 2024, then sank by 34 bps to 16.44% in 2025, then advanced by 17 bps to 19.19% in 2026.
- Per Business Quant, the three latest COF Tax Rate figures stand at 19.19% (Q1 2026), 16.44% (Q4 2025), and 27.13% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 16.07 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 19.33 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 21.36 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 19.19 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 20.10 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 4.19 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 23.11 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 16.45 |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 20.25 |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 22.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 19.19% |
| Mar 31, 2026 | 19.19% |
| Dec 31, 2025 | 16.44% |
| Dec 31, 2025 | 16.44% |
| Sep 30, 2025 | 27.13% |
| Sep 30, 2025 | 27.13% |
| Jun 30, 2025 | 28.10% |
| Jun 30, 2025 | 28.10% |
| Mar 31, 2025 | 18.80% |
| Mar 31, 2025 | 18.80% |
| Dec 31, 2024 | 25.09% |
| Dec 31, 2024 | 25.09% |
| Sep 30, 2024 | 19.88% |
| Sep 30, 2024 | 19.88% |
| Jun 30, 2024 | 8.29% |
| Jun 30, 2024 | 8.29% |
| Mar 31, 2024 | 19.09% |
| Mar 31, 2024 | 19.09% |
| Dec 31, 2023 | 24.25% |
| Dec 31, 2023 | 24.25% |