Capital One Financial Income Statement (2009-2025) | COF

Income Statement Mar2009 Jun2009 Sep2009 Dec2009 Mar2010 Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Dec2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 1.28B0.93B1.17B0.84B1.48B0.72B0.87B0.84B0.53B0.34B0.62B0.86B0.57B1.68B1.01B1.15B0.89B0.76B0.85B0.96B0.73B0.70B0.99B1.11B0.94B1.13B1.09B1.38B1.53B1.59B1.59B1.75B1.99B1.80B1.83B1.93B1.67B1.28B1.27B1.64B1.69B1.34B1.38B1.82B5.42B4.25B0.33B0.26B-0.82B-1.16B-0.34B0.38B0.68B1.08B1.67B2.42B2.79B2.49B2.28B2.86B2.68B3.91B2.48B2.64B2.37B11.43B2.71B
Revenue 1.37B3.18B3.56B3.37B4.29B3.90B4.02B3.96B4.08B3.99B4.15B4.05B4.93B5.05B5.78B5.62B5.55B5.64B5.65B5.54B5.37B5.47B5.64B5.81B5.65B5.67B5.90B6.19B6.22B6.25B6.46B6.57B6.54B6.70B6.99B7.01B6.91B0.88B6.96B7.01B7.08B7.12B6.96B7.43B7.25B6.56B7.38B7.34B7.11B7.37B7.83B8.12B8.17B8.23B8.80B9.04B8.90B9.01B9.37B9.51B9.40B9.51B10.01B10.19B10.00B12.49B15.36B
Interest income
Interest income - Loans 2.19B2.24B2.22B2.11B3.66B3.48B3.45B3.35B3.42B3.37B3.55B3.44B3.66B4.26B4.90B4.73B4.65B4.60B4.58B4.40B4.31B4.28B4.46B4.61B4.54B4.53B4.75B4.96B5.08B5.15B5.38B5.59B5.63B5.67B5.96B6.13B6.13B5.99B6.25B6.36B6.37B6.38B6.43B6.68B6.54B5.82B5.76B5.95B5.85B5.75B6.21B6.45B6.37B6.61B7.58B8.36B8.72B9.06B9.70B9.93B9.92B9.99B10.55B10.43B10.16B12.45B15.23B
Interest income - Investments 0.28B0.27B0.25B0.24B0.24B0.21B0.19B0.18B0.18B0.18B0.17B0.17B0.17B0.15B0.14B0.13B0.12B
Interest Income - Debt Securities 0.59B0.67B0.61B0.66B0.61B0.72B0.66B-0.52B0.73B0.81B0.77B-0.51B0.44B0.71B0.62B0.49B0.51B0.46B0.57B0.51B0.42B0.44B0.42B0.47B0.42B0.47B0.46B0.49B0.45B0.47B0.52B0.54B0.50B0.49B0.54B0.63B0.59B0.54B0.69B0.63B0.66B0.63B0.58B0.54B0.53B0.48B0.44B0.42B0.39B0.37B0.32B0.37B0.40B0.43B0.50B0.55B0.61B0.64B0.63B0.67B0.69B0.70B0.73B0.75B0.77B0.78B0.82B
Other interest income 0.06B0.07B0.08B0.08B0.02B0.02B0.02B0.02B0.02B0.02B0.02B0.01B0.02B0.02B0.02B0.03B0.03B0.02B0.02B0.03B0.03B0.02B0.03B0.03B0.03B0.02B0.03B0.02B0.02B0.02B0.03B0.03B0.03B0.03B0.03B0.04B0.05B0.07B0.06B0.06B0.07B0.06B0.06B0.04B0.04B0.02B0.01B0.01B0.02B0.02B0.02B0.01B0.01B0.06B0.12B0.25B0.42B0.47B0.55B0.54B0.57B0.59B0.58B0.53B0.49B0.59B0.71B
Interest Income - Total 2.65B2.72B2.70B2.60B4.03B3.83B3.81B3.67B3.75B3.70B3.83B3.70B3.98B4.62B5.25B5.12B5.05B5.01B5.00B4.84B4.75B4.71B4.89B5.04B4.97B4.94B5.16B5.38B5.52B5.57B5.79B6.01B6.07B6.13B6.42B6.60B6.64B6.60B6.89B7.05B7.09B7.08B7.08B7.27B7.11B6.32B6.21B6.39B6.26B6.14B6.54B6.83B6.78B7.09B8.20B9.16B9.75B10.17B10.87B11.14B11.18B11.28B11.86B11.72B11.42B13.83B16.76B
Interest expenses
Interest Expense - Deposits 0.63B0.56B0.48B0.43B0.40B0.37B0.36B0.34B0.32B0.31B0.29B0.26B0.31B0.37B0.37B0.35B0.33B0.32B0.31B0.29B0.28B0.27B0.27B0.27B0.27B0.27B0.27B0.28B0.28B0.29B0.31B0.33B0.35B0.38B0.41B0.46B0.54B0.62B0.68B0.76B0.82B0.87B0.90B0.83B0.73B0.61B0.48B0.35B0.27B0.24B0.23B0.22B0.22B0.29B0.69B1.33B1.86B2.28B2.61B2.75B2.81B2.87B2.94B2.86B2.71B3.12B3.60B
Interest Expense - Debt 0.06B0.06B0.07B0.69B0.40B0.03B0.35B0.03B0.03B0.26B0.03B0.97B0.03B0.24B0.24B0.24B0.03B0.02B0.13B0.13B0.13B0.12B0.12B0.12B0.13B0.13B0.13B0.15B0.18B0.19B0.21B0.23B0.24B0.27B0.31B
Interest Expense - Fed Funds 0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B0.00B
Interest Expense - Others 0.08B0.08B0.08B0.09B0.09B0.09B0.09B0.08B0.09B0.08B0.09B0.00B0.00B0.09B0.09B0.08B0.01B0.01B0.01B-0.02B0.01B0.01B0.02B0.03B0.01B0.01B0.01B0.02B0.02B0.03B0.03B0.03B0.03B0.01B0.03B0.03B0.02B0.01B0.01B0.04B0.03B0.01B0.01B0.02B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.03B0.07B0.03B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B
Interest Expenses 0.77B0.70B0.64B0.80B0.74B0.71B0.65B0.61B0.56B0.55B0.52B0.56B0.61B0.61B0.59B0.48B0.46B0.44B0.42B0.40B0.40B0.39B0.39B0.40B0.40B0.40B0.42B0.46B0.48B0.52B0.56B0.60B0.66B0.72B0.79B0.92B1.04B1.11B1.23B1.30B1.33B1.34B1.20B1.08B0.86B0.66B0.52B0.44B0.40B0.38B0.38B0.39B0.58B1.20B1.96B2.57B3.05B3.45B3.63B3.69B3.73B3.78B3.62B3.40B3.83B4.36B
Interest Income - Net 1.79B1.95B2.00B1.95B3.23B3.10B3.11B3.02B3.14B3.14B3.28B3.18B3.41B4.00B4.65B4.53B4.57B4.55B4.56B4.42B4.35B4.32B4.50B4.66B4.58B4.54B4.76B4.96B5.06B5.09B5.28B5.45B5.47B5.47B5.70B5.81B5.72B5.55B5.79B5.82B5.79B5.75B5.74B6.07B6.03B5.46B5.55B5.87B5.82B5.74B6.16B6.45B6.40B6.52B7.00B7.20B7.19B7.11B7.42B7.52B7.49B7.55B8.08B8.10B8.01B9.99B12.40B
Non-interest income
Interest Income - Total 0.51B1.01B0.83B1.11B1.75B2.37B2.24B2.19B2.61B2.79B2.66B2.32B2.84B2.32B3.63B3.38B3.69B3.79B3.71B3.47B3.62B3.61B3.50B3.55B3.64B3.41B3.67B3.58B3.53B3.50B3.69B3.69B3.48B3.67B3.87B3.89B4.04B4.28B4.52B4.18B4.10B4.40B4.35B4.25B0.60B1.21B5.22B5.61B6.64B6.90B6.50B6.07B5.72B5.43B5.33B4.78B4.39B4.62B5.14B4.66B4.80B3.64B5.59B5.46B5.64B-1.44B9.69B
Service Charges 0.51B0.49B0.50B0.50B0.58B0.50B0.50B0.50B0.53B0.46B0.54B0.45B0.41B0.54B0.56B0.59B0.55B0.53B0.53B0.50B0.47B0.46B0.47B0.60B0.44B0.43B0.42B0.57B0.42B0.39B0.42B0.41B0.37B0.42B0.41B0.39B0.43B0.39B0.41B0.35B0.35B0.35B0.28B0.34B0.33B0.26B0.32B0.34B0.35B0.38B0.41B0.43B0.40B0.41B0.41B0.40B0.38B0.41B0.45B0.42B0.46B0.46B0.50B0.55B0.51B0.66B0.85B
Investment Gain (Loss) -0.01B0.00B-0.00B-0.00B0.07B0.00B0.01B-0.00B-0.20B-0.02B0.02B0.01B0.01B-0.02B0.03B0.00B0.00B-0.00B0.00B-0.01B-0.00B-0.03B-0.04B
Investment Banking Income -0.00B0.00B0.02B-0.02B0.03B-0.02B-0.01B-0.02B0.01B0.04B0.02B0.01B0.02B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.03B0.01B0.04B0.01B0.04B0.01B0.02B0.00B0.01B0.01B0.02B0.03B0.03B0.41B0.11B0.01B0.01B0.05B-0.00B-0.00B0.00B0.01B0.00B-0.01B0.01B0.00B-0.01B0.19B-0.01B0.01B0.00B0.01B-0.00B-0.00B-0.01B-0.01B-0.01B-0.00B0.00B-0.00B-0.00B
Mortgage Banking 0.01B0.01B-0.03B
Card Income 0.14B0.13B0.12B0.11B0.31B0.33B0.35B0.35B0.32B0.33B0.32B0.35B0.33B0.41B0.45B0.46B0.45B0.49B0.48B0.49B0.44B0.54B
Other Non-Interest Income -0.01B-1.33B0.22B4.51B0.23B-0.02B0.06B0.09B0.10B0.07B0.01B0.08B0.20B0.12B0.14B0.05B0.01B0.07B0.10B0.13B0.11B0.16B0.16B-0.01B0.15B0.15B0.17B0.03B0.14B0.15B0.16B0.09B0.12B0.14B0.14B0.14B0.11B0.53B0.25B0.12B0.16B0.19B0.14B0.23B0.14B0.17B0.71B0.33B0.12B0.23B0.24B0.23B0.34B0.10B0.19B0.28B0.20B0.28B0.26B0.39B0.31B0.25B0.24B0.28B0.26B0.36B0.29B
Non-Interest Income 0.64B1.23B1.55B1.41B1.06B0.81B0.91B0.94B0.94B0.86B0.87B0.87B1.52B1.05B1.14B1.10B0.98B1.08B1.09B1.12B1.02B1.15B1.14B1.16B1.07B1.14B1.14B1.23B1.16B1.16B1.18B1.12B1.06B1.23B1.28B1.20B1.19B1.64B1.18B1.19B1.29B1.38B1.22B1.36B1.22B1.10B1.83B1.46B1.29B1.63B1.67B1.67B1.78B1.72B1.80B1.84B1.72B1.90B1.94B1.99B1.91B1.96B1.94B2.09B1.99B2.50B2.96B
Operating Items
Amortization - Intangibles 0.06B0.16B0.20B0.19B0.18B0.17B0.16B0.17B0.14B0.14B0.13B0.12B0.11B0.11B0.11B0.10B0.10B0.10B0.09B0.10B0.06B0.06B0.06B0.06B0.04B0.04B0.04B0.04B0.03B0.03B0.03B0.03B0.02B0.02B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.01B0.02B0.01B0.02B0.02B
Research & Development 0.20B0.18B0.17B0.17B0.16B0.18B0.18B0.16B0.16B0.18B0.18B0.17B0.20B0.20B0.23B0.22B0.24B0.23B0.22B0.20B0.20B0.20B0.37B0.20B0.21B0.23B0.42B0.28B0.30B0.29B0.30B0.29B0.29B0.29B0.31B0.31B0.32B0.31B0.33B0.30B0.33B0.31B0.35B0.30B0.31B0.31B0.29B0.30B0.32B0.32B0.33B0.34B0.34B0.35B0.35B0.35B0.34B0.34B0.34B0.35B0.35B0.36B0.40B0.40B0.41B0.48B
Wages, Salaries and Other 0.63B0.65B0.64B0.65B0.65B0.64B0.66B0.74B0.71B0.75B0.82B0.86B0.97B1.00B1.15B1.09B1.12B1.15B1.11B1.16B1.12B1.13B1.18B1.21B1.36B1.19B1.22B1.27B1.28B1.32B1.34B1.47B1.38B1.52B1.52B1.52B1.43B1.43B1.34B1.57B1.56B1.60B1.65B1.63B1.70B1.72B1.75B1.85B1.78B1.85B1.94B2.03B1.95B2.19B2.27B2.43B2.32B2.27B2.28B2.48B2.20B2.39B2.33B2.55B3.00B3.50B
Rent Expense 0.12B0.11B0.12B0.12B0.12B0.14B0.63B0.12B0.12B0.12B0.67B0.27B0.32B0.35B0.41B0.36B0.37B0.38B0.44B0.41B0.45B0.42B0.47B0.43B0.44B0.44B0.51B0.46B0.47B0.50B0.52B0.47B0.47B0.47B0.52B0.49B0.50B0.52B0.61B0.49B0.52B0.52B0.56B0.52B0.52B0.51B0.57B0.47B0.52B0.48B0.53B0.51B0.48B0.50B0.55B0.51B0.51B0.52B0.63B0.55B0.55B0.59B0.67B0.61B0.74B0.86B
Restructuring Costs 0.04B0.03B0.03B0.09B0.13B0.05B0.07B0.05B0.05B0.04B0.06B
Other Operating Expenses 1.57B1.49B1.62B1.56B1.72B1.68B1.28B1.88B1.98B2.00B1.77B1.98B2.48B2.44B2.39B2.37B2.36B2.47B2.52B2.33B2.33B2.37B2.44B2.41B2.66B2.49B2.55B2.48B2.53B2.57B2.86B2.67B2.65B2.80B2.95B2.78B2.60B2.95B3.20B2.88B2.93B3.04B3.25B2.91B2.94B2.73B3.14B2.97B3.13B3.39B3.83B3.70B3.76B4.10B4.17B4.09B3.94B4.00B4.74B4.23B4.04B4.37B5.02B4.89B5.84B6.93B
Operating Expenses 1.92B1.80B1.95B1.85B2.00B2.00B2.09B2.16B2.25B2.30B2.62B2.50B3.14B3.04B3.11B2.99B3.02B3.11B3.23B2.93B2.98B2.98B3.28B3.05B3.31B3.16B3.48B3.22B3.29B3.36B3.68B3.43B3.41B3.57B3.78B3.57B3.42B3.77B4.13B3.67B3.78B3.87B4.16B3.73B3.77B3.55B4.01B3.74B3.97B4.19B4.68B4.55B4.58B4.95B5.08B4.95B4.79B4.86B5.72B5.14B4.95B5.31B6.09B5.90B6.99B8.26B
Operating Income 1.12B1.65B1.23B2.26B1.69B1.77B1.56B1.64B1.58B2.42B2.12B2.24B2.29B2.24B1.88B2.11B2.15B-2.97B
EBIT 1.12B1.65B1.23B2.26B1.69B1.77B1.56B1.64B1.96B1.79B1.09B2.42B1.58B2.42B2.12B2.24B2.29B2.24B1.88B2.11B2.15B2.05B1.81B2.06B1.64B2.05B1.76B1.93B1.84B2.03B1.70B1.71B2.15B2.31B2.10B2.58B-2.97B3.03B2.47B3.02B3.33B3.04B2.65B-0.82B-0.60B4.16B3.58B4.63B4.96B4.37B3.44B3.33B3.14B3.38B3.50B3.73B4.78B5.67B4.56B5.27B4.38B6.00B5.08B5.13B-2.10B8.74B
Non-operating items
Other Non Operating Income 0.59B
Net income details
EBT 0.32B0.58B0.57B0.96B1.18B1.15B1.03B1.39B1.40B1.24B0.57B1.86B0.24B1.72B1.37B1.68B1.86B1.69B1.35B1.70B1.78B1.66B1.42B1.66B1.24B1.65B1.33B1.47B1.37B1.51B1.14B1.11B1.49B1.58B1.31B1.66B2.49B1.92B1.24B1.72B2.00B1.70B1.45B-1.90B-1.46B3.50B3.06B4.20B4.57B3.99B3.06B2.94B2.56B2.19B1.54B1.16B1.73B2.22B0.93B1.58B0.65B2.22B1.46B1.73B-5.93B4.38B
Tax Provisions 0.09B0.15B0.17B0.24B0.37B0.34B0.33B0.35B0.45B0.37B0.16B0.35B0.04B0.54B0.54B0.54B0.63B0.57B0.48B0.58B0.58B0.54B0.45B0.53B0.38B0.53B0.43B0.45B0.42B0.50B0.34B0.31B0.44B0.45B2.17B0.32B0.57B0.42B-0.02B0.31B0.39B0.38B0.27B-0.56B-0.54B1.10B0.50B0.87B1.03B0.88B0.63B0.54B0.53B0.49B0.31B0.20B0.30B0.43B0.23B0.30B0.05B0.44B0.37B0.33B-1.67B1.19B
Profit After Tax 0.23B0.44B0.40B0.72B0.81B0.82B0.70B1.03B0.94B0.86B0.41B1.50B0.19B1.19B0.82B1.13B1.23B1.12B0.88B1.15B1.20B1.12B1.00B1.15B0.86B1.12B0.92B1.02B0.94B1.02B0.79B0.81B1.05B1.14B-0.86B1.35B1.92B1.50B1.26B1.41B1.62B1.33B1.18B-1.34B-0.92B2.41B2.57B3.33B3.54B3.10B2.43B2.40B2.03B1.69B1.23B0.96B1.43B1.79B0.71B1.28B0.60B1.78B1.10B1.40B-4.28B3.19B
Income from Continuing Operations 0.23B0.44B0.40B0.72B0.81B0.82B0.70B1.03B0.94B0.86B0.41B1.50B0.19B1.19B0.82B1.13B1.23B1.12B0.88B1.12B1.20B1.12B0.97B1.13B0.85B1.12B0.91B1.02B0.94B1.02B0.79B0.80B1.05B1.14B-0.86B1.34B1.92B1.50B1.26B1.41B1.62B1.33B1.18B-1.34B-0.92B2.41B2.57B3.33B3.54B3.10B2.43B2.40B2.03B1.69B1.23B0.96B1.43B1.79B0.71B1.28B0.60B1.78B1.09B1.40B-4.26B3.19B
Consolidated Net Income -0.01B-0.04B-0.08B-0.13B-0.32B-0.02B0.16B-0.03B-0.05B-0.05B-0.00B-0.10B-0.10B-0.01B-0.01B-0.08B-0.12B-0.01B-0.02B0.03B-0.01B-0.04B0.03B0.02B0.01B-0.00B0.01B-0.01B-0.00B-0.01B-0.00B0.01B-0.01B-0.03B-0.11B0.00B-0.01B0.00B-0.00B0.00B0.01B0.00B-0.00B-0.00B-0.00B-0.00B-0.00B-0.00B0.96B1.43B1.79B0.71B1.28B0.00B1.40B-0.01B-0.00B
Income towards Parent Company -0.01B-0.04B-0.08B-0.13B-0.32B-0.02B0.16B-0.03B-0.05B-0.05B-0.00B-0.10B-0.10B-0.01B-0.01B-0.08B-0.12B-0.01B-0.02B0.03B-0.01B-0.04B0.03B0.02B0.01B-0.00B0.01B-0.01B-0.00B-0.01B-0.00B0.01B-0.01B-0.03B-0.11B0.00B-0.01B0.00B-0.00B0.00B0.01B0.00B-0.00B-0.00B-0.00B-0.00B-0.00B-0.00B0.96B1.43B1.79B0.71B1.28B0.00B1.40B-0.01B-0.00B
Preferred Dividend Payments 0.03B0.01B0.00B0.01B0.00B0.01B0.01B0.01B0.01B0.01B0.01B0.02B0.02B0.03B0.03B0.03B0.07B0.04B0.07B0.04B0.07B0.05B0.08B0.05B0.08B0.05B0.08B0.05B0.08B0.05B0.08B0.05B0.10B0.06B0.09B0.07B0.07B0.06B0.06B0.08B0.07B0.06B0.06B0.06B0.06B0.06B0.06B0.06B0.06B0.06B0.06B0.06B0.06B0.06B0.07B0.07B
Net Income towards Common Stockholders -0.28B0.43B0.35B-0.13B-0.32B-0.02B0.16B1.02B0.91B0.81B0.38B1.40B0.09B1.17B0.80B1.04B1.09B1.09B0.83B1.14B1.18B1.06B0.97B1.11B0.83B1.08B0.85B0.97B0.87B0.96B0.71B0.75B0.95B1.05B-1.04B1.28B1.81B1.44B1.17B1.35B1.53B1.27B1.04B-1.42B-1.01B2.32B2.47B3.24B3.45B2.99B2.30B2.32B1.95B1.62B1.16B0.89B1.35B1.71B0.64B1.20B0.53B1.69B1.02B1.32B-4.34B3.09B
Additional items
EPS (Basic) -0.660.971.121.591.791.811.552.272.071.890.842.940.332.051.381.922.081.891.501.992.091.971.762.031.522.011.601.861.701.941.471.561.982.22-1.932.643.763.012.522.873.262.712.27-3.10-2.215.075.407.067.656.815.525.654.984.213.082.323.534.461.673.141.394.422.673.46-8.584.83
EPS (Weighted Average and Diluted) -0.660.961.111.581.781.791.532.242.041.880.862.920.332.031.361.902.051.861.461.962.061.941.732.001.501.991.581.851.691.921.451.541.962.20-1.922.623.732.992.512.863.242.692.26-3.10-2.215.065.397.037.626.785.505.624.964.203.072.313.524.451.673.131.384.412.673.45-8.584.83
EBITDA 1.12B1.65B1.23B2.26B1.69B1.77B1.56B1.64B1.96B1.79B1.09B2.42B1.58B2.42B2.12B2.24B2.29B2.24B1.88B2.11B2.15B2.05B1.81B2.06B1.64B2.05B1.76B1.93B1.84B2.03B1.70B1.71B2.15B2.31B2.10B2.58B-2.97B3.03B2.47B3.02B3.33B3.04B2.65B-0.82B-0.60B4.16B3.58B4.63B4.96B4.37B3.44B3.33B3.14B3.38B3.50B3.73B4.78B5.67B4.56B5.27B4.38B6.00B5.08B5.13B-2.10B8.74B
Tax Rate 28.66%25.04%29.62%25.31%31.24%29.05%32.14%25.54%32.26%29.96%28.02%19.00%18.22%31.05%39.80%32.30%33.96%33.96%35.28%34.00%32.55%32.27%31.69%31.81%31.07%32.16%31.93%30.75%31.02%32.80%30.13%28.31%29.73%28.26%165.90%19.19%23.07%21.86%-1.69%17.98%19.32%22.01%18.65%29.58%37.19%31.30%16.19%20.71%22.57%22.13%20.69%18.40%20.79%22.54%20.21%17.45%17.19%19.44%24.25%19.09%8.29%19.88%25.09%18.80%28.10%27.13%