KPIs & Operating Metrics(New)

Capital One Financial (COF) Loans - Loss Allowance (2016 - 2025)

Capital One Financial (COF) has disclosed Loans - Loss Allowance for 17 consecutive years, with $23.4 billion as the latest value for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 43.98% to $23.4 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $23.4 billion through Dec 2025, up 43.98% year-over-year, with the annual reading at $23.4 billion for FY2025, 43.98% up from the prior year.
  • Loans - Loss Allowance for Q4 2025 was $23.4 billion at Capital One Financial, up from $23.1 billion in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $23.4 billion in Q4 2025, with the low at $158.0 million in Q3 2023.
  • Average Loans - Loss Allowance over 5 years is $5.3 billion, with a median of $1.5 billion recorded in 2023.
  • The sharpest move saw Loans - Loss Allowance tumbled 98.57% in 2021, then soared 1175.32% in 2024.
  • Over 5 years, Loans - Loss Allowance stood at $8.3 billion in 2021, then tumbled by 82.53% to $1.5 billion in 2022, then grew by 5.97% to $1.5 billion in 2023, then soared by 952.3% to $16.3 billion in 2024, then surged by 43.98% to $23.4 billion in 2025.
  • According to Business Quant data, Loans - Loss Allowance over the past three periods came in at $23.4 billion, $23.1 billion, and $1.9 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.