KPIs & Operating Metrics(New)

Capital One Financial (COF) Loans - Loss Allowance (2016 - 2026)

Capital One Financial has reported Loans - Loss Allowance over the past 17 years, most recently at $23.4 billion for Q4 2025.

  • Quarterly Loans - Loss Allowance rose 43.98% to $23.4 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $23.4 billion through Dec 2025, up 43.98% year-over-year, with the annual reading at $23.4 billion for FY2025, 43.98% up from the prior year.
  • Loans - Loss Allowance was $23.4 billion for Q4 2025 at Capital One Financial, up from $23.1 billion in the prior quarter.
  • Over five years, Loans - Loss Allowance peaked at $23.4 billion in Q4 2025 and troughed at $158.0 million in Q3 2023.
  • The 5-year median for Loans - Loss Allowance is $1.5 billion (2023), against an average of $5.3 billion.
  • Year-over-year, Loans - Loss Allowance plummeted 98.57% in 2021 and then surged 1175.32% in 2024.
  • A 5-year view of Loans - Loss Allowance shows it stood at $8.3 billion in 2021, then crashed by 82.53% to $1.5 billion in 2022, then increased by 5.97% to $1.5 billion in 2023, then skyrocketed by 952.3% to $16.3 billion in 2024, then soared by 43.98% to $23.4 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Loans - Loss Allowance are $23.4 billion (Q4 2025), $23.1 billion (Q3 2025), and $1.9 billion (Q2 2025).