Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026)

Capital One Financial (COF) reported Loans - Loss Allowance of $23.6 billion for Q1 2026, up 0.94% on a QoQ basis from $23.4 billion in Q4 2025.

Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Loans - Loss Allowance data on file, last reported at $23.6 billion in Q1 2026.

  • Quarterly Loans - Loss Allowance changed N/A year-over-year to $23.6 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $23.6 billion (changed N/A YoY) and the FY2025 annual result came in at $23.4 billion, changed N/A from the prior year.
  • Loans - Loss Allowance rose to $23.6 billion in Q1 2026 per COF's latest filing, from $23.4 billion in the prior quarter.
  • Across five years, Loans - Loss Allowance topped out at $23.6 billion in Q1 2026 and bottomed at $129.0 million in Q2 2024.
  • The 5-year median for Loans - Loss Allowance is $2.1 billion (2023), against an average of $8.0 billion.
  • The widest annual swing landed in 2024, when Loans - Loss Allowance tumbled 94.1%; it then surged 15771.32% in 2025.
  • Tracing COF's Loans - Loss Allowance over 5 years: stood at $2.2 billion in 2022, then slumped by 92.94% to $158.0 million in 2023, then soared by 1175.32% to $2.0 billion in 2024, then surged by 1061.74% to $23.4 billion in 2025, then advanced by 0.94% to $23.6 billion in 2026.
  • Per Business Quant, the three latest COF Loans - Loss Allowance figures stand at $23.6 billion (Q1 2026), $23.4 billion (Q4 2025), and $23.1 billion (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn -
4 Capital One Financial 114.99 Bn 38.50 Bn - 23.63 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 512.31 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 10.40 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 3.54 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 23.63 Bn
Dec 31, 2025 23.41 Bn
Sep 30, 2025 23.10 Bn
Jun 30, 2025 20.47 Bn
Sep 30, 2024 2.02 Bn
Jun 30, 2024 129.00 Mn
Mar 31, 2024 2.09 Bn
Dec 31, 2023 158.00 Mn
Sep 30, 2023 158.00 Mn
Jun 30, 2023 2.19 Bn
Dec 31, 2022 2.24 Bn
Sep 30, 2022 1.39 Bn
Jun 30, 2022 11.49 Bn
Mar 31, 2022 200.00 Mn
Sep 30, 2021 11.57 Bn
Sep 30, 2020 11.61 Bn
Jun 30, 2020 218.00 Mn
Mar 31, 2020 1.57 Bn
Dec 31, 2019 1.54 Bn
Sep 30, 2019 149.00 Mn