KPIs & Operating Metrics(New)

Capital One Financial (COF) Loans - Loss Allowance (2016 - 2025)

Capital One Financial (COF) has disclosed Loans - Loss Allowance for 17 consecutive years, with $23.4 billion as the latest value for Q4 2025.

  • On a quarterly basis, Loans - Loss Allowance rose 43.98% to $23.4 billion in Q4 2025 year-over-year; TTM through Dec 2025 was $23.4 billion, a 43.98% increase, with the full-year FY2025 number at $23.4 billion, up 43.98% from a year prior.
  • Loans - Loss Allowance was $23.4 billion for Q4 2025 at Capital One Financial, up from $23.1 billion in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $23.4 billion in Q4 2025 to a low of $144.0 million in Q1 2025.
  • A 5-year average of $6.8 billion and a median of $1.7 billion in 2023 define the central range for Loans - Loss Allowance.
  • Peak YoY movement for Loans - Loss Allowance: soared 734.34% in 2022, then crashed 98.77% in 2025.
  • Capital One Financial's Loans - Loss Allowance stood at $1.3 billion in 2021, then surged by 67.94% to $2.2 billion in 2022, then soared by 583.77% to $15.3 billion in 2023, then grew by 6.29% to $16.3 billion in 2024, then skyrocketed by 43.98% to $23.4 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Loans - Loss Allowance are $23.4 billion (Q4 2025), $23.1 billion (Q3 2025), and $144.0 million (Q1 2025).