Capital One Financial COF
NYSE COF
$202.31 +0.32 (+0.16%)
At close: Sep 18, 2026 · 4:00 PM EDT

Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026)

Capital One Financial's (COF) quarterly Loans - Loss Allowance came in at $23.0 billion in Q2 2026, down 3.8% year-over-year from $23.9 billion in Q2 2025, and down 2.81% quarter-over-quarter from $23.6 billion in Q1 2026.

Analysis

Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Loans - Loss Allowance for 18 consecutive years, with $23.0 billion the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Loans - Loss Allowance fell 3.8% year-over-year to $23.0 billion in Q2 2026; TTM through Jun 2026 was $23.0 billion, a 3.8% decrease from a year earlier, with the FY2025 full-year figure at $23.4 billion, up 43.98% from the prior year.
  • Loans - Loss Allowance was $23.0 billion for Q2 2026 at Capital One Financial, down from $23.6 billion in the prior quarter.
  • Over five years, Loans - Loss Allowance peaked at $23.9 billion in Q2 2025 and troughed at $11.3 billion in Q1 2022.
  • A 5-year average of $17.0 billion and a median of $15.6 billion in 2024 frame the typical range for Loans - Loss Allowance.
  • Across the five-year window, Loans - Loss Allowance decreased 19.33% in 2022 and jumped 48.63% in 2026, its largest moves.
  • Over 5 years, Loans - Loss Allowance stood at $13.2 billion in 2022, then grew by 15.53% to $15.3 billion in 2023, then increased by 6.29% to $16.3 billion in 2024, then surged by 43.98% to $23.4 billion in 2025, then dropped by 1.89% to $23.0 billion in 2026.
  • The last three Loans - Loss Allowance figures came in at $23.0 billion (Q2 2026), $23.6 billion (Q1 2026), and $23.4 billion (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 13.11 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn - -
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - -5.33 Bn
4 Goldman Sachs 274.43 Bn -701.92 Bn - -
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn -7.61 Bn
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 13.91 Bn
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn -
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn -
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - -6.10 Bn
10 Capital One Financial 124.11 Bn 69.40 Bn - 22.97 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 22.97 Bn
Mar 31, 2026 23.63 Bn
Dec 31, 2025 23.41 Bn
Sep 30, 2025 23.10 Bn
Jun 30, 2025 23.87 Bn
Mar 31, 2025 15.90 Bn
Dec 31, 2024 16.26 Bn
Sep 30, 2024 16.53 Bn
Jun 30, 2024 16.65 Bn
Mar 31, 2024 15.38 Bn
Dec 31, 2023 15.30 Bn
Sep 30, 2023 14.96 Bn
Jun 30, 2023 14.65 Bn
Mar 31, 2023 14.32 Bn
Dec 31, 2022 13.24 Bn
Sep 30, 2022 12.21 Bn
Jun 30, 2022 11.49 Bn
Mar 31, 2022 11.31 Bn
Dec 31, 2021 11.43 Bn
Sep 30, 2021 11.57 Bn