Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026)
Capital One Financial (COF) reported Loans - Loss Allowance of $23.6 billion for Q1 2026, up 0.94% on a QoQ basis from $23.4 billion in Q4 2025.
Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Loans - Loss Allowance data on file, last reported at $23.6 billion in Q1 2026.
- Quarterly Loans - Loss Allowance changed N/A year-over-year to $23.6 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $23.6 billion (changed N/A YoY) and the FY2025 annual result came in at $23.4 billion, changed N/A from the prior year.
- Loans - Loss Allowance rose to $23.6 billion in Q1 2026 per COF's latest filing, from $23.4 billion in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $23.6 billion in Q1 2026 and bottomed at $129.0 million in Q2 2024.
- The 5-year median for Loans - Loss Allowance is $2.1 billion (2023), against an average of $8.0 billion.
- The widest annual swing landed in 2024, when Loans - Loss Allowance tumbled 94.1%; it then surged 15771.32% in 2025.
- Tracing COF's Loans - Loss Allowance over 5 years: stood at $2.2 billion in 2022, then slumped by 92.94% to $158.0 million in 2023, then soared by 1175.32% to $2.0 billion in 2024, then surged by 1061.74% to $23.4 billion in 2025, then advanced by 0.94% to $23.6 billion in 2026.
- Per Business Quant, the three latest COF Loans - Loss Allowance figures stand at $23.6 billion (Q1 2026), $23.4 billion (Q4 2025), and $23.1 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 23.63 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 512.31 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 10.40 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 3.54 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 23.63 Bn |
| Dec 31, 2025 | 23.41 Bn |
| Sep 30, 2025 | 23.10 Bn |
| Jun 30, 2025 | 20.47 Bn |
| Sep 30, 2024 | 2.02 Bn |
| Jun 30, 2024 | 129.00 Mn |
| Mar 31, 2024 | 2.09 Bn |
| Dec 31, 2023 | 158.00 Mn |
| Sep 30, 2023 | 158.00 Mn |
| Jun 30, 2023 | 2.19 Bn |
| Dec 31, 2022 | 2.24 Bn |
| Sep 30, 2022 | 1.39 Bn |
| Jun 30, 2022 | 11.49 Bn |
| Mar 31, 2022 | 200.00 Mn |
| Sep 30, 2021 | 11.57 Bn |
| Sep 30, 2020 | 11.61 Bn |
| Jun 30, 2020 | 218.00 Mn |
| Mar 31, 2020 | 1.57 Bn |
| Dec 31, 2019 | 1.54 Bn |
| Sep 30, 2019 | 149.00 Mn |