Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026)
Capital One Financial (COF) reported Loans - Loss Allowance of $22.74 billion for Q3 2026, down 1.6% from $23.1 billion a year earlier and down 1.0% from the prior quarter.
Powered by 
Analysis
Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, Capital One Financial posted Loans - Loss Allowance of $23.41 billion, up 44.0% from FY2024.
- Loans - Loss Allowance has increased for four consecutive years, with a five-year compound annual growth rate of 8.5% (FY2020 to FY2025).
- By year, Loans - Loss Allowance came in at $16.26 billion in FY2024 (+6.3%), $15.3 billion in FY2023 (+15.5%), $13.24 billion in FY2022 (+15.8%) and $11.43 billion in FY2021 (-26.6%).
- The Q3 2026 figure ranks as the lowest quarterly Loans - Loss Allowance since Q1 2025.
- Year over year, Loans - Loss Allowance gained in six of the last eight quarters, with growth averaging 22.5%.
- The high point for year-over-year Loans - Loss Allowance in five years was Q1 2026 (growth of 48.6%); the low point was Q4 2021 (a decline of 26.6%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $22.97 billion (Q2 2026), $23.63 billion (Q1 2026) and $23.41 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 903.97 Bn | 903.97 Bn | - | 26.27 Bn |
| 2 | Bank Of America | 356.92 Bn | -2,019.15 Bn | - | 13.11 Bn |
| 3 | Hsbc Holdings | 296.96 Bn | -1,806.64 Bn | - | - |
| 4 | Morgan Stanley | 285.10 Bn | 285.10 Bn | - | - |
| 5 | Royal Bank Of Canada | 284.66 Bn | -545.38 Bn | - | -5.30 Bn |
| 6 | Goldman Sachs | 266.61 Bn | 266.61 Bn | - | - |
| 7 | Wells Fargo & Company | 250.94 Bn | 250.94 Bn | - | 13.82 Bn |
| 8 | Mitsubishi Ufj Financial | 245.01 Bn | -96.38 Bn | 10.89 Bn | -7.49 Bn |
| 9 | Toronto Dominion Bank | 214.22 Bn | -461.66 Bn | - | -6.07 Bn |
| 10 | Capital One Financial | 126.74 Bn | 126.74 Bn | - | 22.74 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 22.74 Bn |
| Jun 30, 2026 | 22.97 Bn |
| Mar 31, 2026 | 23.63 Bn |
| Dec 31, 2025 | 23.41 Bn |
| Sep 30, 2025 | 23.10 Bn |
| Jun 30, 2025 | 23.87 Bn |
| Mar 31, 2025 | 15.90 Bn |
| Dec 31, 2024 | 16.26 Bn |
| Sep 30, 2024 | 16.53 Bn |
| Jun 30, 2024 | 16.65 Bn |
| Mar 31, 2024 | 15.38 Bn |
| Dec 31, 2023 | 15.30 Bn |
| Sep 30, 2023 | 14.96 Bn |
| Jun 30, 2023 | 14.65 Bn |
| Mar 31, 2023 | 14.32 Bn |
| Dec 31, 2022 | 13.24 Bn |
| Sep 30, 2022 | 12.21 Bn |
| Jun 30, 2022 | 11.49 Bn |
| Mar 31, 2022 | 11.31 Bn |
| Dec 31, 2021 | 11.43 Bn |
API Access
Capital One Financial Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();