Capital One Financial (COF) Loans - Loss Allowance (2009 - 2026)

Capital One Financial (COF) has reported Loans - Loss Allowance for 18 consecutive years, with $23.0 billion the latest figure, recorded in Q2 2026.

• In Q2 2026, Loans - Loss Allowance fell 4.34% year-over-year to $23.0 billion; the TTM figure through Jun 2026 stood at $23.0 billion (down 4.34% YoY), while the FY2025 annual figure was $23.4 billion, up 43.98% from the prior year.
• Loans - Loss Allowance retreated to $23.0 billion in Q2 2026 per COF's latest filing, from $23.6 billion in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $24.0 billion in Q2 2025 and bottomed at $11.3 billion in Q1 2022.
• Historically, Loans - Loss Allowance has averaged $17.0 billion across 5 years, with a median of $15.7 billion in 2023.
• Annual changes were most pronounced in 2022 — Loans - Loss Allowance slipped 19.33% — and 2026, when it surged 48.63%.
• Capital One Financial's Loans - Loss Allowance stood at $13.2 billion in 2022, then advanced by 16.72% to $15.5 billion in 2023, then advanced by 5.2% to $16.3 billion in 2024, then jumped by 43.98% to $23.4 billion in 2025, then fell by 1.89% to $23.0 billion in 2026.
• Business Quant data shows COF's Loans - Loss Allowance at $23.0 billion in Q2 2026, $23.6 billion in Q1 2026, and $23.4 billion in Q4 2025.