Capital One Financial (COF) Total Debt (2009 - 2026)
Capital One Financial (COF) posted quarterly Total Debt of $35.6 billion for Q2 2026, down 2.96% year-over-year from $36.7 billion in Q2 2025, and down 7.29% quarter-over-quarter from $38.4 billion in Q1 2026.
Capital One Financial (COF) Total Debt (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Total Debt for 18 consecutive years, with $35.6 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Total Debt fell 2.96% year-over-year to $35.6 billion; the TTM figure through Jun 2026 stood at $35.6 billion (down 2.96% YoY), while the FY2025 annual figure was $36.0 billion, up 17.28% from the prior year.
- Total Debt declined to $35.6 billion in Q2 2026 per COF's latest filing, from $38.4 billion in the prior quarter.
- Across five years, Total Debt topped out at $38.4 billion in Q1 2026 and bottomed at $27.0 billion in Q1 2022.
- Historically, Total Debt has averaged $32.3 billion across 5 years, with a median of $31.3 billion in 2023.
- Annual changes were most pronounced in 2025 — Total Debt decreased 8.25% — and 2026, when it jumped 30.42%.
- Capital One Financial's Total Debt stood at $30.8 billion in 2022, then climbed by 1.37% to $31.2 billion in 2023, then dropped by 1.77% to $30.7 billion in 2024, then gained by 17.28% to $36.0 billion in 2025, then declined by 1.06% to $35.6 billion in 2026.
- Business Quant data shows COF's Total Debt at $35.6 billion in Q2 2026, $38.4 billion in Q1 2026, and $36.0 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 23.86 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 24.64 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 59.05 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.23 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 16.43 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 2.42 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 22.97 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 35.62 Bn |
| Mar 31, 2026 | 38.42 Bn |
| Dec 31, 2025 | 36.00 Bn |
| Sep 30, 2025 | 36.66 Bn |
| Jun 30, 2025 | 36.71 Bn |
| Mar 31, 2025 | 29.46 Bn |
| Dec 31, 2024 | 30.70 Bn |
| Sep 30, 2024 | 32.91 Bn |
| Jun 30, 2024 | 29.93 Bn |
| Mar 31, 2024 | 32.11 Bn |
| Dec 31, 2023 | 31.25 Bn |
| Sep 30, 2023 | 31.28 Bn |
| Jun 30, 2023 | 31.63 Bn |
| Mar 31, 2023 | 30.40 Bn |
| Dec 31, 2022 | 30.83 Bn |
| Sep 30, 2022 | 30.62 Bn |
| Jun 30, 2022 | 30.49 Bn |
| Mar 31, 2022 | 26.98 Bn |
| Dec 31, 2021 | 27.22 Bn |
| Sep 30, 2021 | 23.98 Bn |