Capital One Financial (COF) Total Debt (2009 - 2026)

Capital One Financial (COF) posted quarterly Total Debt of $35.6 billion for Q2 2026, down 2.96% year-over-year from $36.7 billion in Q2 2025, and down 7.29% quarter-over-quarter from $38.4 billion in Q1 2026.

Capital One Financial (COF) Total Debt (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Total Debt for 18 consecutive years, with $35.6 billion the latest figure, recorded in Q2 2026.

  • In Q2 2026, Total Debt fell 2.96% year-over-year to $35.6 billion; the TTM figure through Jun 2026 stood at $35.6 billion (down 2.96% YoY), while the FY2025 annual figure was $36.0 billion, up 17.28% from the prior year.
  • Total Debt declined to $35.6 billion in Q2 2026 per COF's latest filing, from $38.4 billion in the prior quarter.
  • Across five years, Total Debt topped out at $38.4 billion in Q1 2026 and bottomed at $27.0 billion in Q1 2022.
  • Historically, Total Debt has averaged $32.3 billion across 5 years, with a median of $31.3 billion in 2023.
  • Annual changes were most pronounced in 2025 — Total Debt decreased 8.25% — and 2026, when it jumped 30.42%.
  • Capital One Financial's Total Debt stood at $30.8 billion in 2022, then climbed by 1.37% to $31.2 billion in 2023, then dropped by 1.77% to $30.7 billion in 2024, then gained by 17.28% to $36.0 billion in 2025, then declined by 1.06% to $35.6 billion in 2026.
  • Business Quant data shows COF's Total Debt at $35.6 billion in Q2 2026, $38.4 billion in Q1 2026, and $36.0 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 22.97 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 35.62 Bn
Mar 31, 2026 38.42 Bn
Dec 31, 2025 36.00 Bn
Sep 30, 2025 36.66 Bn
Jun 30, 2025 36.71 Bn
Mar 31, 2025 29.46 Bn
Dec 31, 2024 30.70 Bn
Sep 30, 2024 32.91 Bn
Jun 30, 2024 29.93 Bn
Mar 31, 2024 32.11 Bn
Dec 31, 2023 31.25 Bn
Sep 30, 2023 31.28 Bn
Jun 30, 2023 31.63 Bn
Mar 31, 2023 30.40 Bn
Dec 31, 2022 30.83 Bn
Sep 30, 2022 30.62 Bn
Jun 30, 2022 30.49 Bn
Mar 31, 2022 26.98 Bn
Dec 31, 2021 27.22 Bn
Sep 30, 2021 23.98 Bn