Capital One Financial (COF) Total Debt (2009 - 2026)
Capital One Financial (COF) posted quarterly Total Debt of $38.4 billion for Q1 2026, up 227.94% YoY from $11.7 billion in Q1 2025, and up 2364.46% sequentially from $1.6 billion in Q4 2025.
Capital One Financial (COF) Total Debt (2009 - 2026) Analysis & Trends
Capital One Financial has disclosed Total Debt across 18 years of filings, most recently posting $38.4 billion for Q1 2026.
- In Q1 2026, Total Debt rose 227.94% year-over-year to $38.4 billion; the TTM figure through Mar 2026 stood at $38.4 billion (up 227.94% YoY), while the FY2025 annual figure was $1.6 billion, up 177.4% from the prior year.
- Total Debt grew to $38.4 billion in Q1 2026, from $1.6 billion in the prior quarter.
- Over the last five years, Total Debt for COF reached as high as $38.4 billion in Q1 2026 and fell as low as $24.0 million in Q1 2023.
- The 5-year median for Total Debt is $1.6 billion (2025), against an average of $12.0 billion.
- Annual changes were most pronounced in 2022 — Total Debt tumbled 99.78% — and 2024, when it soared 73487.5%.
- A 5-year view of Total Debt shows it stood at $33.0 million in 2022, then jumped by 54575.76% to $18.0 billion in 2023, then tumbled by 96.89% to $562.0 million in 2024, then jumped by 177.4% to $1.6 billion in 2025, then soared by 2364.46% to $38.4 billion in 2026.
- According to Business Quant data, Total Debt over the past three periods registered $38.4 billion, $1.6 billion, and $36.7 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.98 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 18.96 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 9.41 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 2.42 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 4.13 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 5.16 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 12.66 Bn |
| 10 | Capital One Financial | 1.43 Bn | -75.06 Bn | - | 38.42 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 38.42 Bn |
| Dec 31, 2025 | 1.56 Bn |
| Sep 30, 2025 | 36.66 Bn |
| Jun 30, 2025 | 742.00 Mn |
| Mar 31, 2025 | 11.72 Bn |
| Dec 31, 2024 | 562.00 Mn |
| Sep 30, 2024 | 15.88 Bn |
| Jun 30, 2024 | 29.93 Bn |
| Mar 31, 2024 | 17.66 Bn |
| Dec 31, 2023 | 18.04 Bn |
| Sep 30, 2023 | 25.00 Mn |
| Jun 30, 2023 | 31.63 Bn |
| Mar 31, 2023 | 24.00 Mn |
| Dec 31, 2022 | 33.00 Mn |
| Sep 30, 2022 | 528.00 Mn |
| Jun 30, 2022 | 440.00 Mn |
| Mar 31, 2022 | 594.00 Mn |
| Dec 31, 2021 | 14.99 Bn |
| Sep 30, 2021 | 23.98 Bn |
| Jun 30, 2021 | 10.56 Bn |