Capital One Financial (COF) EBIT Margin (2009 - 2026)
Capital One Financial (COF) posted quarterly EBIT Margin of 87.81% for Q2 2026, up 10459.0% year-over-year from N/an in Q2 2025, and up 6.64% quarter-over-quarter from 82.34% in Q1 2026.
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Capital One Financial (COF) EBIT Margin (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported EBIT Margin for 18 consecutive years, with 87.81% the latest figure, recorded in Q2 2026.
- In Q2 2026, EBIT Margin rose 10459.0% year-over-year to 87.81%; the TTM figure through Jun 2026 stood at 108.28% (up 7921.0% YoY), while the FY2025 annual figure was 33.87%, down 1915.0% from the prior year.
- EBIT Margin improved to 87.81% in Q2 2026 per COF's latest filing, from 82.34% in the prior quarter.
- Across five years, EBIT Margin topped out at 449.64% in Q4 2025 and bottomed at 16.78% in Q2 2025.
- Historically, EBIT Margin has averaged 68.04% across 5 years, with a median of 48.73% in 2025.
- On a YoY basis, EBIT Margin climbed as much as 41702 bps in 2025 and fell as far as 6291 bps in 2025.
- Capital One Financial's EBIT Margin stood at 31.31% in 2022, then slumped by 60 bps to 12.47% in 2023, then soared by 162 bps to 32.62% in 2024, then soared by 1279 bps to 449.64% in 2025, then sank by 80 bps to 87.81% in 2026.
- Business Quant data shows COF's EBIT Margin at 87.81% in Q2 2026, 82.34% in Q1 2026, and 449.64% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 11.82% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.39% |
| Mar 31, 2026 | 44.55% |
| Dec 31, 2025 | 40.56% |
| Sep 30, 2025 | 56.91% |
| Jun 30, 2025 | -16.78% |
| Mar 31, 2025 | 51.34% |
| Dec 31, 2024 | 49.83% |
| Sep 30, 2024 | 59.94% |
| Jun 30, 2024 | 46.13% |
| Mar 31, 2024 | 56.06% |
| Dec 31, 2023 | 47.95% |
| Sep 30, 2023 | 60.56% |
| Jun 30, 2023 | 53.05% |
| Mar 31, 2023 | 41.91% |
| Dec 31, 2022 | 2.88% |
| Sep 30, 2022 | 38.43% |
| Jun 30, 2022 | 38.17% |
| Mar 31, 2022 | 40.77% |
| Dec 31, 2021 | 42.37% |
| Sep 30, 2021 | 55.79% |