Capital One Financial (COF) EBIT Margin (2009 - 2026)

Capital One Financial (COF) reported EBIT Margin of 44.55% for Q1 2026, down 679.0% year-over-year from 7.69% in Q1 2025, and up 9.84% on a QoQ basis from 40.56% in Q4 2025.

Capital One Financial (COF) EBIT Margin (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of EBIT Margin data on file, last reported at 44.55% in Q1 2026.

  • Quarterly EBIT Margin fell 679.0% year-over-year to 44.55% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 33.67% (down 1821.0% YoY) and the FY2025 annual result came in at 33.87%, down 1915.0% from the prior year.
  • EBIT Margin rose to 44.55% in Q1 2026 per COF's latest filing, from 40.56% in the prior quarter.
  • Across five years, EBIT Margin topped out at 60.56% in Q3 2023 and bottomed at 16.78% in Q2 2025.
  • The 5-year median for EBIT Margin is 46.13% (2024), against an average of 44.01%.
  • The widest annual swing landed in 2023, when EBIT Margin surged 2213 bps; it then slumped 6291 bps in 2025.
  • Tracing COF's EBIT Margin over 5 years: stood at 38.77% in 2022, then advanced by 24 bps to 47.95% in 2023, then climbed by 4 bps to 49.83% in 2024, then dropped by 19 bps to 40.56% in 2025, then climbed by 10 bps to 44.55% in 2026.
  • Per Business Quant, the three latest COF EBIT Margin figures stand at 44.55% (Q1 2026), 40.56% (Q4 2025), and 56.91% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 64.42%
2 Mastercard 441.81 Bn 431.60 Bn - 58.43%
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 18.77%
4 Capital One Financial 114.99 Bn 38.50 Bn - 44.55%
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 17.81%
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 26.44%
7 Synchrony Financial 24.22 Bn 3.66 Bn - 42.26%
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 3.39%
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 35.49%
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 24.11%

Historic Data

Download Data
DateValue
Mar 31, 2026 44.55%
Dec 31, 2025 40.56%
Sep 30, 2025 56.91%
Jun 30, 2025 -16.78%
Mar 31, 2025 51.34%
Dec 31, 2024 49.83%
Sep 30, 2024 59.94%
Jun 30, 2024 46.13%
Mar 31, 2024 56.06%
Dec 31, 2023 47.95%
Sep 30, 2023 60.56%
Jun 30, 2023 53.05%
Mar 31, 2023 41.91%
Dec 31, 2022 38.77%
Sep 30, 2022 38.43%
Jun 30, 2022 38.17%
Mar 31, 2022 40.77%
Dec 31, 2021 42.37%
Sep 30, 2021 55.79%
Jun 30, 2021 67.32%