Capital One Financial (COF) Net Cash Flow (2009 - 2026)
Capital One Financial (COF) reported Net Cash Flow of $17.2 billion for Q1 2026, up 224.2% year-over-year from $5.3 billion in Q1 2025, and up 381.3% quarter-over-quarter from $3.6 billion in Q4 2025.
Capital One Financial (COF) Net Cash Flow (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Net Cash Flow data on file, last reported at $17.2 billion in Q1 2026.
- Net Cash Flow for Q1 2026 came in at $17.2 billion, up 224.2% year-over-year; the trailing twelve-month figure through Mar 2026 was $30.3 billion (up 1293.97% YoY), and the FY2025 annual result was $18.4 billion, up 22030.95% from the prior year.
- Net Cash Flow rose to $17.2 billion in Q1 2026 per COF's latest filing, from $3.6 billion in the prior quarter.
- Over five years, Net Cash Flow peaked at $17.2 billion in Q1 2026 and troughed at -$6.0 billion in Q4 2024.
- A 5-year average of $3.4 billion and a median of $3.3 billion in 2023 frame the typical range for Net Cash Flow.
- The sharpest annual moves came in 2024 and 2025: Net Cash Flow tumbled 290.45% in 2024, then soared 443.4% in 2025.
- A 5-year view of Net Cash Flow shows it stood at $6.0 billion in 2022, then tumbled by 125.97% to -$1.5 billion in 2023, then plunged by 290.45% to -$6.0 billion in 2024, then surged by 158.96% to $3.6 billion in 2025, then jumped by 381.3% to $17.2 billion in 2026.
- Business Quant data shows COF's Net Cash Flow at $17.2 billion in Q1 2026, $3.6 billion in Q4 2025, and -$3.1 billion in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | -4.28 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | -2.37 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 5.91 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | -1.53 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 5.59 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 383.32 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -1.59 Bn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | -577.00 Mn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 1.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.16 Bn |
| Mar 31, 2026 | 17.16 Bn |
| Dec 31, 2025 | 3.57 Bn |
| Dec 31, 2025 | 3.57 Bn |
| Sep 30, 2025 | -3.05 Bn |
| Sep 30, 2025 | -3.05 Bn |
| Jun 30, 2025 | 12.61 Bn |
| Jun 30, 2025 | 12.61 Bn |
| Mar 31, 2025 | 5.29 Bn |
| Mar 31, 2025 | 5.29 Bn |
| Dec 31, 2024 | -6.05 Bn |
| Dec 31, 2024 | -6.05 Bn |
| Sep 30, 2024 | 1.89 Bn |
| Sep 30, 2024 | 1.89 Bn |
| Jun 30, 2024 | -3.67 Bn |
| Jun 30, 2024 | -3.67 Bn |
| Mar 31, 2024 | 7.75 Bn |
| Mar 31, 2024 | 7.75 Bn |
| Dec 31, 2023 | -1.55 Bn |
| Dec 31, 2023 | -1.55 Bn |