KPIs & Operating Metrics(New)

Capital One Financial (COF) Times Interest Earned (2016 - 2025)

Capital One Financial (COF) has disclosed Times Interest Earned for 17 consecutive years, with $1.5 as the latest value for Q4 2025.

  • On a quarterly basis, Times Interest Earned rose 6.71% to $1.5 in Q4 2025 year-over-year; TTM through Dec 2025 was $1.14, a 18.19% decrease, with the full-year FY2025 number at $1.14, down 18.19% from a year prior.
  • Times Interest Earned was $1.5 for Q4 2025 at Capital One Financial, down from $2.01 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $12.54 in Q2 2021 to a low of -$0.55 in Q2 2025.
  • A 5-year average of $3.91 and a median of $1.62 in 2023 define the central range for Times Interest Earned.
  • Peak YoY movement for Times Interest Earned: skyrocketed 1886.6% in 2021, then crashed 146.56% in 2025.
  • Capital One Financial's Times Interest Earned stood at $9.03 in 2021, then crashed by 80.2% to $1.79 in 2022, then fell by 29.67% to $1.26 in 2023, then grew by 11.62% to $1.4 in 2024, then increased by 6.71% to $1.5 in 2025.
  • Per Business Quant, the three most recent readings for COF's Times Interest Earned are $1.5 (Q4 2025), $2.01 (Q3 2025), and -$0.55 (Q2 2025).