KPIs & Operating Metrics(New)

Capital One Financial (COF) Interest Expenses (2016 - 2025)

Capital One Financial (COF) has disclosed Interest Expenses for 17 consecutive years, with $4.2 billion as the latest value for Q4 2025.

  • Quarterly Interest Expenses rose 16.63% to $4.2 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $15.8 billion through Dec 2025, up 6.69% year-over-year, with the annual reading at $15.8 billion for FY2025, 6.69% up from the prior year.
  • Interest Expenses for Q4 2025 was $4.2 billion at Capital One Financial, down from $4.4 billion in the prior quarter.
  • The five-year high for Interest Expenses was $4.4 billion in Q3 2025, with the low at $381.0 million in Q4 2021.
  • Average Interest Expenses over 5 years is $2.5 billion, with a median of $3.2 billion recorded in 2023.
  • The sharpest move saw Interest Expenses plummeted 59.5% in 2021, then surged 563.57% in 2023.
  • Over 5 years, Interest Expenses stood at $381.0 million in 2021, then surged by 414.7% to $2.0 billion in 2022, then soared by 84.91% to $3.6 billion in 2023, then fell by 0.19% to $3.6 billion in 2024, then rose by 16.63% to $4.2 billion in 2025.
  • According to Business Quant data, Interest Expenses over the past three periods came in at $4.2 billion, $4.4 billion, and $3.8 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.