Capital One Financial (COF) Interest Expenses (2009 - 2026)
Capital One Financial's (COF) quarterly Interest Expenses came in at $4.0 billion in Q2 2026, up 4.64% year-over-year from $3.8 billion in Q2 2025, and down 1.84% quarter-over-quarter from $4.1 billion in Q1 2026.
Analysis
Capital One Financial (COF) Interest Expenses (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Interest Expenses for 18 consecutive years, with $4.0 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Expenses rose 4.64% year-over-year to $4.0 billion in Q2 2026; TTM through Jun 2026 was $16.7 billion, a 13.91% increase from a year earlier, with the FY2025 full-year figure at $15.8 billion, up 6.69% from the prior year.
- Interest Expenses was $4.0 billion for Q2 2026 at Capital One Financial, down from $4.1 billion in the prior quarter.
- Over five years, Interest Expenses peaked at $4.4 billion in Q3 2025 and troughed at $387.0 million in Q1 2022.
- A 5-year average of $3.1 billion and a median of $3.6 billion in 2023 frame the typical range for Interest Expenses.
- Across the five-year window, Interest Expenses declined 11.85% in 2022 and soared 563.57% in 2023, its largest moves.
- Over 5 years, Interest Expenses stood at $2.0 billion in 2022, then soared by 84.91% to $3.6 billion in 2023, then fell by 0.19% to $3.6 billion in 2024, then climbed by 16.63% to $4.2 billion in 2025, then fell by 4.98% to $4.0 billion in 2026.
- The last three Interest Expenses figures came in at $4.0 billion (Q2 2026), $4.1 billion (Q1 2026), and $4.2 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 17.84 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 13.12 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 12.80 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 18.09 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | 1.49 Bn |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 10.97 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 1.96 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | -34.43 Bn |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 3.04 Bn |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 4.01 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.01 Bn |
| Mar 31, 2026 | 4.09 Bn |
| Dec 31, 2025 | 4.22 Bn |
| Sep 30, 2025 | 4.36 Bn |
| Jun 30, 2025 | 3.83 Bn |
| Mar 31, 2025 | 3.41 Bn |
| Dec 31, 2024 | 3.62 Bn |
| Sep 30, 2024 | 3.78 Bn |
| Jun 30, 2024 | 3.73 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.63 Bn |
| Sep 30, 2023 | 3.45 Bn |
| Jun 30, 2023 | 3.05 Bn |
| Mar 31, 2023 | 2.57 Bn |
| Dec 31, 2022 | 1.96 Bn |
| Sep 30, 2022 | 1.20 Bn |
| Jun 30, 2022 | 578.00 Mn |
| Mar 31, 2022 | 387.00 Mn |
| Dec 31, 2021 | 381.00 Mn |
| Sep 30, 2021 | 382.00 Mn |