Capital One Financial (COF) Interest Expenses (2009 - 2026)

Capital One Financial (COF) reported Interest Expenses of $4.1 billion for Q1 2026, up 20.0% year-over-year from $3.4 billion in Q1 2025, and down 3.2% on a QoQ basis from $4.2 billion in Q4 2025.

Capital One Financial (COF) Interest Expenses (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Interest Expenses data on file, last reported at $4.1 billion in Q1 2026.

  • Quarterly Interest Expenses rose 20.0% year-over-year to $4.1 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $16.5 billion (up 13.46% YoY) and the FY2025 annual result came in at $15.8 billion, up 6.69% from the prior year.
  • Interest Expenses declined to $4.1 billion in Q1 2026 per COF's latest filing, from $4.2 billion in the prior quarter.
  • Across five years, Interest Expenses topped out at $4.4 billion in Q3 2025 and bottomed at $387.0 million in Q1 2022.
  • The 5-year median for Interest Expenses is $3.6 billion (2024), against an average of $3.0 billion.
  • The widest annual swing landed in 2022, when Interest Expenses dropped 11.85%; it then surged 563.57% in 2023.
  • Tracing COF's Interest Expenses over 5 years: stood at $2.0 billion in 2022, then surged by 84.91% to $3.6 billion in 2023, then declined by 0.19% to $3.6 billion in 2024, then advanced by 16.63% to $4.2 billion in 2025, then slipped by 3.2% to $4.1 billion in 2026.
  • Per Business Quant, the three latest COF Interest Expenses figures stand at $4.1 billion (Q1 2026), $4.2 billion (Q4 2025), and $4.4 billion (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 178.00 Mn
2 Mastercard 441.81 Bn 431.60 Bn - 185.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 4.09 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 113.76 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 968.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.52 Bn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 113.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.09 Bn
Mar 31, 2026 4.09 Bn
Dec 31, 2025 4.22 Bn
Dec 31, 2025 4.22 Bn
Sep 30, 2025 4.36 Bn
Sep 30, 2025 4.36 Bn
Jun 30, 2025 3.83 Bn
Jun 30, 2025 3.83 Bn
Mar 31, 2025 3.41 Bn
Mar 31, 2025 3.41 Bn
Dec 31, 2024 3.62 Bn
Dec 31, 2024 3.62 Bn
Sep 30, 2024 3.78 Bn
Sep 30, 2024 3.78 Bn
Jun 30, 2024 3.73 Bn
Jun 30, 2024 3.73 Bn
Mar 31, 2024 3.69 Bn
Mar 31, 2024 3.69 Bn
Dec 31, 2023 3.63 Bn
Dec 31, 2023 3.63 Bn