Capital One Financial (COF) Interest Expenses (2009 - 2026)

Capital One Financial (COF) posted quarterly Interest Expenses of $7.3 billion for Q2 2026, up 89.23% year-over-year from $3.8 billion in Q2 2025, and little changed quarter-over-quarter from $7.2 billion in Q1 2026.

Capital One Financial (COF) Interest Expenses (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Interest Expenses for 18 consecutive years, with $7.3 billion the latest figure, recorded in Q2 2026.

  • In Q2 2026, Interest Expenses rose 89.23% year-over-year to $7.3 billion; the TTM figure through Jun 2026 stood at $7.3 billion (down 45.54% YoY), while the FY2025 annual figure was $15.8 billion, up 6.69% from the prior year.
  • Interest Expenses steadied at $7.3 billion in Q2 2026 per COF's latest filing, from $7.2 billion in the prior quarter.
  • Across five years, Interest Expenses topped out at $15.8 billion in Q4 2025 and bottomed at $509.0 million in Q1 2022.
  • Historically, Interest Expenses has averaged $3.8 billion across 5 years, with a median of $3.4 billion in 2023.
  • Annual changes were most pronounced in 2023 — Interest Expenses sank 56.67% — and 2025, when it surged 588.98%.
  • Capital One Financial's Interest Expenses stood at $1.4 billion in 2022, then tumbled by 56.67% to $627.0 million in 2023, then soared by 266.19% to $2.3 billion in 2024, then soared by 588.98% to $15.8 billion in 2025, then tumbled by 54.15% to $7.3 billion in 2026.
  • Business Quant data shows COF's Interest Expenses at $7.3 billion in Q2 2026, $7.2 billion in Q1 2026, and $15.8 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.66 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 7.25 Bn
Jun 30, 2026 7.25 Bn
Mar 31, 2026 7.24 Bn
Mar 31, 2026 7.24 Bn
Dec 31, 2025 15.82 Bn
Dec 31, 2025 15.82 Bn
Sep 30, 2025 4.36 Bn
Sep 30, 2025 4.36 Bn
Jun 30, 2025 3.83 Bn
Jun 30, 2025 3.83 Bn
Mar 31, 2025 3.41 Bn
Mar 31, 2025 3.41 Bn
Dec 31, 2024 2.30 Bn
Dec 31, 2024 2.30 Bn
Sep 30, 2024 3.78 Bn
Sep 30, 2024 3.78 Bn
Jun 30, 2024 3.73 Bn
Jun 30, 2024 3.73 Bn
Mar 31, 2024 3.69 Bn
Mar 31, 2024 3.69 Bn