KPIs & Operating Metrics(New)

Capital One Financial (COF) Interest Expenses (2016 - 2025)

Capital One Financial (COF) has disclosed Interest Expenses for 17 consecutive years, with $4.2 billion as the latest value for Q4 2025.

  • On a quarterly basis, Interest Expenses rose 16.63% to $4.2 billion in Q4 2025 year-over-year; TTM through Dec 2025 was $15.8 billion, a 6.69% increase, with the full-year FY2025 number at $15.8 billion, up 6.69% from a year prior.
  • Interest Expenses was $4.2 billion for Q4 2025 at Capital One Financial, down from $4.4 billion in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $4.4 billion in Q3 2025 to a low of $381.0 million in Q4 2021.
  • A 5-year average of $2.5 billion and a median of $3.2 billion in 2023 define the central range for Interest Expenses.
  • Peak YoY movement for Interest Expenses: crashed 59.5% in 2021, then skyrocketed 563.57% in 2023.
  • Capital One Financial's Interest Expenses stood at $381.0 million in 2021, then skyrocketed by 414.7% to $2.0 billion in 2022, then surged by 84.91% to $3.6 billion in 2023, then decreased by 0.19% to $3.6 billion in 2024, then increased by 16.63% to $4.2 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Interest Expenses are $4.2 billion (Q4 2025), $4.4 billion (Q3 2025), and $3.8 billion (Q2 2025).