Capital One Financial (COF) Interest Expenses (2009 - 2026)
Capital One Financial (COF) posted quarterly Interest Expenses of $7.3 billion for Q2 2026, up 89.23% year-over-year from $3.8 billion in Q2 2025, and little changed quarter-over-quarter from $7.2 billion in Q1 2026.
Analysis
Capital One Financial (COF) Interest Expenses (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Interest Expenses for 18 consecutive years, with $7.3 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Interest Expenses rose 89.23% year-over-year to $7.3 billion; the TTM figure through Jun 2026 stood at $7.3 billion (down 45.54% YoY), while the FY2025 annual figure was $15.8 billion, up 6.69% from the prior year.
- Interest Expenses steadied at $7.3 billion in Q2 2026 per COF's latest filing, from $7.2 billion in the prior quarter.
- Across five years, Interest Expenses topped out at $15.8 billion in Q4 2025 and bottomed at $509.0 million in Q1 2022.
- Historically, Interest Expenses has averaged $3.8 billion across 5 years, with a median of $3.4 billion in 2023.
- Annual changes were most pronounced in 2023 — Interest Expenses sank 56.67% — and 2025, when it surged 588.98%.
- Capital One Financial's Interest Expenses stood at $1.4 billion in 2022, then tumbled by 56.67% to $627.0 million in 2023, then soared by 266.19% to $2.3 billion in 2024, then soared by 588.98% to $15.8 billion in 2025, then tumbled by 54.15% to $7.3 billion in 2026.
- Business Quant data shows COF's Interest Expenses at $7.3 billion in Q2 2026, $7.2 billion in Q1 2026, and $15.8 billion in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 35.70 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.01 Bn |
| Jun 30, 2026 | 4.01 Bn |
| Mar 31, 2026 | 4.09 Bn |
| Mar 31, 2026 | 4.09 Bn |
| Dec 31, 2025 | 4.22 Bn |
| Dec 31, 2025 | 4.22 Bn |
| Sep 30, 2025 | 4.36 Bn |
| Sep 30, 2025 | 4.36 Bn |
| Jun 30, 2025 | 3.83 Bn |
| Jun 30, 2025 | 3.83 Bn |
| Mar 31, 2025 | 3.41 Bn |
| Mar 31, 2025 | 3.41 Bn |
| Dec 31, 2024 | 3.62 Bn |
| Dec 31, 2024 | 3.62 Bn |
| Sep 30, 2024 | 3.78 Bn |
| Sep 30, 2024 | 3.78 Bn |
| Jun 30, 2024 | 3.73 Bn |
| Jun 30, 2024 | 3.73 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Mar 31, 2024 | 3.69 Bn |