Capital One Financial (COF) Interest Coverage Ratio (2009 - 2026)
Capital One Financial's (COF) quarterly Interest Coverage Ratio came in at 1.95 in Q2 2026, up 456.94% year-over-year from 0.35 in Q2 2025, and up 17.54% quarter-over-quarter from 1.66 in Q1 2026.
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Capital One Financial (COF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Interest Coverage Ratio for 18 consecutive years, with 1.95 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 456.94% year-over-year to 1.95 in Q2 2026; TTM through Jun 2026 was 1.78, a 84.53% increase from a year earlier, with the FY2025 full-year figure at 1.14, down 18.19% from the prior year.
- Interest Coverage Ratio was 1.95 for Q2 2026 at Capital One Financial, up from 1.66 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 8.61 in Q1 2022 and troughed at 0.55 in Q2 2025.
- A 5-year average of 2.12 and a median of 1.58 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio plunged 146.56% in 2025 and surged 456.94% in 2026, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 1.79 in 2022, then retreated by 29.67% to 1.26 in 2023, then advanced by 11.62% to 1.4 in 2024, then rose by 6.71% to 1.5 in 2025, then soared by 30.36% to 1.95 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.95 (Q2 2026), 1.66 (Q1 2026), and 1.5 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 0.66 |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 1.56 |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 1.43 |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 1.47 |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | 3.44 |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 1.73 |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 1.79 |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 0.30 |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 0.25 |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 1.95 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.95 |
| Mar 31, 2026 | 1.66 |
| Dec 31, 2025 | 1.50 |
| Sep 30, 2025 | 2.01 |
| Jun 30, 2025 | -0.55 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.17 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.57 |
| Mar 31, 2023 | 1.45 |
| Dec 31, 2022 | 1.79 |
| Sep 30, 2022 | 2.83 |
| Jun 30, 2022 | 5.44 |
| Mar 31, 2022 | 8.61 |
| Dec 31, 2021 | 9.03 |
| Sep 30, 2021 | 11.43 |