KPIs & Operating Metrics(New)

Capital One Financial (COF) Interest Coverage Ratio: 2009-2025

Historic Interest Coverage Ratio for Capital One Financial (COF) over the last 17 years, with Sep 2025 value amounting to 2.01.

  • Capital One Financial's Interest Coverage Ratio rose 26.42% to 2.01 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.11, marking a year-over-year decrease of 18.71%. This contributed to the annual value of 1.40 for FY2024, which is 5.25% down from last year.
  • Latest data reveals that Capital One Financial reported Interest Coverage Ratio of 2.01 as of Q3 2025, which was up 466.71% from -0.55 recorded in Q2 2025.
  • Capital One Financial's Interest Coverage Ratio's 5-year high stood at 12.54 during Q2 2021, with a 5-year trough of -0.55 in Q2 2025.
  • For the 3-year period, Capital One Financial's Interest Coverage Ratio averaged around 1.32, with its median value being 1.45 (2023).
  • Per our database at Business Quant, Capital One Financial's Interest Coverage Ratio spiked by 1,886.60% in 2021 and then slumped by 146.56% in 2025.
  • Over the past 5 years, Capital One Financial's Interest Coverage Ratio (Quarterly) stood at 9.03 in 2021, then crashed by 80.20% to 1.79 in 2022, then fell by 29.67% to 1.26 in 2023, then rose by 11.62% to 1.40 in 2024, then rose by 26.42% to 2.01 in 2025.
  • Its last three reported values are 2.01 in Q3 2025, -0.55 for Q2 2025, and 1.51 during Q1 2025.