Capital One Financial (COF) Interest Coverage Ratio (2016 - 2025)
Capital One Financial (COF) has disclosed Interest Coverage Ratio for 17 consecutive years, with 1.5 as the latest value for Q4 2025.
- On a quarterly basis, Interest Coverage Ratio rose 6.71% to 1.5 in Q4 2025 year-over-year; TTM through Dec 2025 was 1.14, a 18.19% decrease, with the full-year FY2025 number at 1.14, down 18.19% from a year prior.
- Interest Coverage Ratio was 1.5 for Q4 2025 at Capital One Financial, down from 2.01 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 12.54 in Q2 2021 to a low of 0.55 in Q2 2025.
- A 5-year average of 3.91 and a median of 1.62 in 2023 define the central range for Interest Coverage Ratio.
- Peak YoY movement for Interest Coverage Ratio: skyrocketed 1886.6% in 2021, then crashed 146.56% in 2025.
- Capital One Financial's Interest Coverage Ratio stood at 9.03 in 2021, then crashed by 80.2% to 1.79 in 2022, then fell by 29.67% to 1.26 in 2023, then grew by 11.62% to 1.4 in 2024, then increased by 6.71% to 1.5 in 2025.
- Per Business Quant, the three most recent readings for COF's Interest Coverage Ratio are 1.5 (Q4 2025), 2.01 (Q3 2025), and 0.55 (Q2 2025).