Capital One Financial (COF) Interest Coverage Ratio (2009 - 2026)
Capital One Financial's Interest Coverage Ratio came in at 1.95 for Q2 2026, compared with -0.55 a year earlier and up 17.5% from the prior quarter.
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Analysis
Capital One Financial (COF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Capital One Financial reported Interest Coverage Ratio of 1.78, up 84.5% year-over-year; for FY2025, it was 1.14, down 18.2% from FY2024.
- Interest Coverage Ratio has declined in each of the last four years.
- Going back by year, Interest Coverage Ratio was 1.40 in FY2024 (-5.2%), 1.48 in FY2023 (-54.5%), 3.24 in FY2022 (-70.2%) and 10.89 in FY2021 (+437.5%).
- The five-year range for quarterly Interest Coverage Ratio is -0.55 (Q2 2025) to 11.43 (Q3 2021).
- Year-over-year, Interest Coverage Ratio increased in five of the last six quarters, with growth averaging 9.5%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q3 2021 (growth of 81.3%), and the weakest in Q1 2023 (a decline of 83.1%).
- Business Quant data shows COF's Interest Coverage Ratio at 1.66 (Q1 2026), 1.50 (Q4 2025) and 2.01 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | -2.12 |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 1.73 |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | 1.95 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.95 |
| Mar 31, 2026 | 1.66 |
| Dec 31, 2025 | 1.50 |
| Sep 30, 2025 | 2.01 |
| Jun 30, 2025 | -0.55 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.17 |
| Mar 31, 2024 | 1.43 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.57 |
| Mar 31, 2023 | 1.45 |
| Dec 31, 2022 | 1.79 |
| Sep 30, 2022 | 2.83 |
| Jun 30, 2022 | 5.44 |
| Mar 31, 2022 | 8.61 |
| Dec 31, 2021 | 9.03 |
| Sep 30, 2021 | 11.43 |
API Access
Capital One Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();