Capital One Financial (COF) Loans (2009 - 2026)
Capital One Financial (COF) reported Loans of $186.0 million for Q1 2026, down 72.89% year-over-year from $686.0 million in Q1 2025, and down 75.53% on a QoQ basis from $760.0 million in Q4 2025.
Capital One Financial (COF) Loans (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Loans data on file, last reported at $186.0 million in Q1 2026.
- Quarterly Loans fell 72.89% year-over-year to $186.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $186.0 million (down 72.89% YoY) and the FY2025 annual result came in at $760.0 million, up 276.24% from the prior year.
- Loans retreated to $186.0 million in Q1 2026 per COF's latest filing, from $760.0 million in the prior quarter.
- Across five years, Loans topped out at $1.7 billion in Q3 2022 and bottomed at $96.0 million in Q3 2024.
- The 5-year median for Loans is $742.0 million (2023), against an average of $727.6 million.
- The widest annual swing landed in 2022, when Loans sank 96.55%; it then soared 597.92% in 2025.
- Tracing COF's Loans over 5 years: stood at $203.0 million in 2022, then soared by 320.69% to $854.0 million in 2023, then slumped by 76.35% to $202.0 million in 2024, then surged by 276.24% to $760.0 million in 2025, then tumbled by 75.53% to $186.0 million in 2026.
- Per Business Quant, the three latest COF Loans figures stand at $186.0 million (Q1 2026), $760.0 million (Q4 2025), and $670.0 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 186.00 Mn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | - |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 337.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 186.00 Mn |
| Dec 31, 2025 | 760.00 Mn |
| Sep 30, 2025 | 670.00 Mn |
| Jun 30, 2025 | 198.00 Mn |
| Mar 31, 2025 | 686.00 Mn |
| Dec 31, 2024 | 202.00 Mn |
| Sep 30, 2024 | 96.00 Mn |
| Jun 30, 2024 | 808.00 Mn |
| Mar 31, 2024 | 1.63 Bn |
| Dec 31, 2023 | 854.00 Mn |
| Sep 30, 2023 | 742.00 Mn |
| Jun 30, 2023 | 1.21 Bn |
| Mar 31, 2023 | 363.00 Mn |
| Dec 31, 2022 | 203.00 Mn |
| Sep 30, 2022 | 1.73 Bn |
| Jun 30, 2022 | 875.00 Mn |
| Mar 31, 2022 | 1.16 Bn |
| Dec 31, 2021 | 5.89 Bn |
| Sep 30, 2021 | 6.30 Bn |
| Jun 30, 2021 | 6.52 Bn |