Capital One Financial (COF) Change in Net Loans (2009 - 2025)
Capital One Financial's (COF) quarterly Change in Net Loans came in at $1.4 billion in Q4 2025, up 76.24% year-over-year from $804.0 million in Q4 2024, and down 3.47% quarter-over-quarter from $1.5 billion in Q3 2025.
Analysis
Capital One Financial (COF) Change in Net Loans (2009 - 2025) Analysis & Trends
Capital One Financial (COF) has reported Change in Net Loans for 17 consecutive years, with $1.4 billion the latest figure, recorded in Q4 2025.
- On a quarterly basis, Change in Net Loans rose 76.24% year-over-year to $1.4 billion in Q4 2025; TTM through Dec 2025 was $7.1 billion, a 138.12% increase from a year earlier, with the FY2025 full-year figure at $5.1 billion, up 68.74% from the prior year.
- Change in Net Loans was $1.4 billion for Q4 2025 at Capital One Financial, down from $1.5 billion in the prior quarter.
- Over five years, Change in Net Loans peaked at $3.3 billion in Q2 2025 and troughed at $460.0 million in Q4 2022.
- A 5-year average of $851.6 million and a median of $609.5 million in 2021 frame the typical range for Change in Net Loans.
- Across the five-year window, Change in Net Loans decreased 23.97% in 2022 and jumped 360.95% in 2025, its largest moves.
- Over 5 years, Change in Net Loans stood at $605.0 million in 2021, then fell by 23.97% to $460.0 million in 2022, then grew by 24.57% to $573.0 million in 2023, then soared by 40.31% to $804.0 million in 2024, then surged by 76.24% to $1.4 billion in 2025.
- The last three Change in Net Loans figures came in at $1.4 billion (Q4 2025), $1.5 billion (Q3 2025), and $3.3 billion (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 4.60 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 12.69 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | - |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 7.29 Bn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | -19.63 Bn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 6.50 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | - |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.42 Bn |
| Sep 30, 2025 | 1.47 Bn |
| Jun 30, 2025 | 3.31 Bn |
| Mar 31, 2025 | 956.00 Mn |
| Dec 31, 2024 | 804.00 Mn |
| Sep 30, 2024 | 823.00 Mn |
| Jun 30, 2024 | 717.00 Mn |
| Mar 31, 2024 | 657.00 Mn |
| Dec 31, 2023 | 573.00 Mn |
| Sep 30, 2023 | 582.00 Mn |
| Jun 30, 2023 | 587.00 Mn |
| Mar 31, 2023 | 546.00 Mn |
| Dec 31, 2022 | 460.00 Mn |
| Sep 30, 2022 | 539.00 Mn |
| Jun 30, 2022 | 538.00 Mn |
| Mar 31, 2022 | 554.00 Mn |
| Dec 31, 2021 | 605.00 Mn |
| Sep 30, 2021 | 593.00 Mn |
| Jun 30, 2021 | 694.00 Mn |
| Mar 31, 2021 | 614.00 Mn |