Capital One Financial COF
NYSE COF
$202.31 +0.32 (+0.16%)
At close: Sep 18, 2026 · 4:00 PM EDT

Capital One Financial (COF) Change in Net Loans (2009 - 2025)

Capital One Financial's (COF) quarterly Change in Net Loans came in at $1.4 billion in Q4 2025, up 76.24% year-over-year from $804.0 million in Q4 2024, and down 3.47% quarter-over-quarter from $1.5 billion in Q3 2025.

Analysis

Capital One Financial (COF) Change in Net Loans (2009 - 2025) Analysis & Trends

Capital One Financial (COF) has reported Change in Net Loans for 17 consecutive years, with $1.4 billion the latest figure, recorded in Q4 2025.

  • On a quarterly basis, Change in Net Loans rose 76.24% year-over-year to $1.4 billion in Q4 2025; TTM through Dec 2025 was $7.1 billion, a 138.12% increase from a year earlier, with the FY2025 full-year figure at $5.1 billion, up 68.74% from the prior year.
  • Change in Net Loans was $1.4 billion for Q4 2025 at Capital One Financial, down from $1.5 billion in the prior quarter.
  • Over five years, Change in Net Loans peaked at $3.3 billion in Q2 2025 and troughed at $460.0 million in Q4 2022.
  • A 5-year average of $851.6 million and a median of $609.5 million in 2021 frame the typical range for Change in Net Loans.
  • Across the five-year window, Change in Net Loans decreased 23.97% in 2022 and jumped 360.95% in 2025, its largest moves.
  • Over 5 years, Change in Net Loans stood at $605.0 million in 2021, then fell by 23.97% to $460.0 million in 2022, then grew by 24.57% to $573.0 million in 2023, then soared by 40.31% to $804.0 million in 2024, then surged by 76.24% to $1.4 billion in 2025.
  • The last three Change in Net Loans figures came in at $1.4 billion (Q4 2025), $1.5 billion (Q3 2025), and $3.3 billion (Q2 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 4.60 Bn
2 Morgan Stanley 318.33 Bn 158.20 Bn - 12.69 Bn
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - -
4 Goldman Sachs 274.43 Bn -701.92 Bn - 7.29 Bn
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn -
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - -19.63 Bn
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 6.50 Bn
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn -
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - -
10 Capital One Financial 124.11 Bn 69.40 Bn - -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 1.42 Bn
Sep 30, 2025 1.47 Bn
Jun 30, 2025 3.31 Bn
Mar 31, 2025 956.00 Mn
Dec 31, 2024 804.00 Mn
Sep 30, 2024 823.00 Mn
Jun 30, 2024 717.00 Mn
Mar 31, 2024 657.00 Mn
Dec 31, 2023 573.00 Mn
Sep 30, 2023 582.00 Mn
Jun 30, 2023 587.00 Mn
Mar 31, 2023 546.00 Mn
Dec 31, 2022 460.00 Mn
Sep 30, 2022 539.00 Mn
Jun 30, 2022 538.00 Mn
Mar 31, 2022 554.00 Mn
Dec 31, 2021 605.00 Mn
Sep 30, 2021 593.00 Mn
Jun 30, 2021 694.00 Mn
Mar 31, 2021 614.00 Mn