Capital One Financial (COF) Change in Net Loans (2009 - 2025)

Capital One Financial (COF) has reported Change in Net Loans for 17 consecutive years, with $1.4 billion the latest figure, recorded in Q4 2025.

• In Q4 2025, Change in Net Loans rose 76.24% year-over-year to $1.4 billion; the TTM figure through Dec 2025 stood at $7.1 billion (up 138.12% YoY), while the FY2025 annual figure was $5.1 billion, up 68.74% from the prior year.
• Change in Net Loans slipped to $1.4 billion in Q4 2025 per COF's latest filing, from $1.5 billion in the prior quarter.
• Across five years, Change in Net Loans topped out at $3.3 billion in Q2 2025 and bottomed at $460.0 million in Q4 2022.
• Historically, Change in Net Loans has averaged $851.6 million across 5 years, with a median of $609.5 million in 2021.
• Annual changes were most pronounced in 2022 — Change in Net Loans slipped 23.97% — and 2025, when it surged 360.95%.
• Capital One Financial's Change in Net Loans stood at $605.0 million in 2021, then decreased by 23.97% to $460.0 million in 2022, then rose by 24.57% to $573.0 million in 2023, then surged by 40.31% to $804.0 million in 2024, then jumped by 76.24% to $1.4 billion in 2025.
• Business Quant data shows COF's Change in Net Loans at $1.4 billion in Q4 2025, $1.5 billion in Q3 2025, and $3.3 billion in Q2 2025.