Capital One Financial (COF) EBITDA Margin (2016 - 2026)

Capital One Financial has reported EBITDA Margin over the past 17 years, most recently at 40.56% for Q4 2025.

Quarterly EBITDA Margin fell 928.0% to 40.56% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 27.43% through Dec 2025, down 204.0% year-over-year, with the annual reading at 33.87% for FY2025, 1915.0% down from the prior year.
EBITDA Margin was 40.56% for Q4 2025 at Capital One Financial, down from 56.91% in the prior quarter.
Over five years, EBITDA Margin peaked at 60.56% in Q3 2023 and troughed at 28.55% in Q2 2025.
The 5-year median for EBITDA Margin is 38.6% (2022), against an average of 28.13%.
Year-over-year, EBITDA Margin skyrocketed 5747bps in 2021 and then crashed -5770bps in 2022.
A 5-year view of EBITDA Margin shows it stood at 42.37% in 2021, then decreased by -9bps to 38.77% in 2022, then grew by 24bps to 47.95% in 2023, then increased by 4bps to 49.83% in 2024, then fell by -19bps to 40.56% in 2025.
Per Business Quant, the three most recent readings for COF's EBITDA Margin are 40.56% (Q4 2025), 56.91% (Q3 2025), and 28.55% (Q2 2025).

Peer Comparison