Capital One Financial (COF) EBITDA Margin (2009 - 2026)
Capital One Financial's (COF) quarterly EBITDA Margin came in at 49.39% in Q2 2026, up 6617.0% year-over-year from 0.74% in Q2 2025, and up 10.88% quarter-over-quarter from 44.55% in Q1 2026.
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Capital One Financial (COF) EBITDA Margin (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported EBITDA Margin for 18 consecutive years, with 49.39% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBITDA Margin rose 6617.0% year-over-year to 49.39% in Q2 2026; TTM through Jun 2026 was 47.85%, a 1478.0% increase from a year earlier, with the FY2025 full-year figure at 33.87%, down 1915.0% from the prior year.
- EBITDA Margin was 49.39% for Q2 2026 at Capital One Financial, up from 44.55% in the prior quarter.
- Over five years, EBITDA Margin peaked at 60.56% in Q3 2023 and troughed at 16.78% in Q2 2025.
- A 5-year average of 44.31% and a median of 47.04% in 2023 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin sank 6291 bps in 2025 and jumped 6617 bps in 2026, its largest moves.
- Over 5 years, EBITDA Margin stood at 38.77% in 2022, then climbed by 24 bps to 47.95% in 2023, then grew by 4 bps to 49.83% in 2024, then declined by 19 bps to 40.56% in 2025, then gained by 22 bps to 49.39% in 2026.
- The last three EBITDA Margin figures came in at 49.39% (Q2 2026), 44.55% (Q1 2026), and 40.56% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 37.28% |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 95.89% |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 138.04% |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 131.07% |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 84.05% |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 17.85% |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | 29.14% |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 10.97% |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 49.39% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 49.39% |
| Mar 31, 2026 | 44.55% |
| Dec 31, 2025 | 40.56% |
| Sep 30, 2025 | 56.91% |
| Jun 30, 2025 | -16.78% |
| Mar 31, 2025 | 51.34% |
| Dec 31, 2024 | 49.83% |
| Sep 30, 2024 | 59.94% |
| Jun 30, 2024 | 46.13% |
| Mar 31, 2024 | 56.06% |
| Dec 31, 2023 | 47.95% |
| Sep 30, 2023 | 60.56% |
| Jun 30, 2023 | 53.05% |
| Mar 31, 2023 | 41.91% |
| Dec 31, 2022 | 38.77% |
| Sep 30, 2022 | 38.43% |
| Jun 30, 2022 | 38.17% |
| Mar 31, 2022 | 40.77% |
| Dec 31, 2021 | 42.37% |
| Sep 30, 2021 | 55.79% |