KPIs & Operating Metrics(New)

Capital One Financial (COF) EBITDA Margin (2016 - 2025)

Capital One Financial (COF) has disclosed EBITDA Margin for 17 consecutive years, with 75.93% as the latest value for Q4 2025.

  • On a quarterly basis, EBITDA Margin rose 2609.0% to 75.93% in Q4 2025 year-over-year; TTM through Dec 2025 was 31.74%, a 227.0% increase, with the full-year FY2025 number at 81.44%, up 2843.0% from a year prior.
  • EBITDA Margin was 75.93% for Q4 2025 at Capital One Financial, up from 56.91% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 75.93% in Q4 2025 to a low of 28.55% in Q2 2025.
  • A 5-year average of 29.9% and a median of 38.6% in 2022 define the central range for EBITDA Margin.
  • Peak YoY movement for EBITDA Margin: skyrocketed 5747bps in 2021, then crashed -5770bps in 2022.
  • Capital One Financial's EBITDA Margin stood at 42.37% in 2021, then fell by -9bps to 38.77% in 2022, then increased by 24bps to 47.95% in 2023, then rose by 4bps to 49.83% in 2024, then surged by 52bps to 75.93% in 2025.
  • Per Business Quant, the three most recent readings for COF's EBITDA Margin are 75.93% (Q4 2025), 56.91% (Q3 2025), and 28.55% (Q2 2025).