Capital One Financial (COF) Research & Development (2009 - 2026)
Capital One Financial (COF) reported Research & Development of $496.0 million for Q1 2026, up 24.31% year-over-year from $399.0 million in Q1 2025, and up 2.9% on a QoQ basis from $482.0 million in Q4 2025.
Capital One Financial (COF) Research & Development (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Research & Development data on file, last reported at $496.0 million in Q1 2026.
- Quarterly Research & Development rose 24.31% year-over-year to $496.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.9 billion (up 23.64% YoY) and the FY2025 annual result came in at $1.8 billion, up 21.07% from the prior year.
- Research & Development rose to $496.0 million in Q1 2026 per COF's latest filing, from $482.0 million in the prior quarter.
- Across five years, Research & Development topped out at $496.0 million in Q1 2026 and bottomed at $339.0 million in Q1 2022.
- The 5-year median for Research & Development is $352.0 million (2022), against an average of $381.8 million.
- The widest annual swing landed in 2023, when Research & Development slipped 1.99%; it then surged 32.96% in 2025.
- Tracing COF's Research & Development over 5 years: stood at $352.0 million in 2022, then fell by 1.99% to $345.0 million in 2023, then increased by 15.36% to $398.0 million in 2024, then climbed by 21.11% to $482.0 million in 2025, then advanced by 2.9% to $496.0 million in 2026.
- Per Business Quant, the three latest COF Research & Development figures stand at $496.0 million (Q1 2026), $482.0 million (Q4 2025), and $476.0 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 260.00 Mn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.59 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 496.00 Mn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 793.00 Mn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 262.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 187.68 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | - |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 496.00 Mn |
| Dec 31, 2025 | 482.00 Mn |
| Sep 30, 2025 | 476.00 Mn |
| Jun 30, 2025 | 413.00 Mn |
| Mar 31, 2025 | 399.00 Mn |
| Dec 31, 2024 | 398.00 Mn |
| Sep 30, 2024 | 358.00 Mn |
| Jun 30, 2024 | 355.00 Mn |
| Mar 31, 2024 | 351.00 Mn |
| Dec 31, 2023 | 345.00 Mn |
| Sep 30, 2023 | 344.00 Mn |
| Jun 30, 2023 | 344.00 Mn |
| Mar 31, 2023 | 350.00 Mn |
| Dec 31, 2022 | 352.00 Mn |
| Sep 30, 2022 | 349.00 Mn |
| Jun 30, 2022 | 339.00 Mn |
| Mar 31, 2022 | 339.00 Mn |
| Dec 31, 2021 | 326.00 Mn |
| Sep 30, 2021 | 319.00 Mn |
| Jun 30, 2021 | 315.00 Mn |