KPIs & Operating Metrics(New)

Capital One Financial (COF) Research & Development (2016 - 2026)

Capital One Financial has reported Research & Development over the past 17 years, most recently at $482.0 million for Q4 2025.

  • Quarterly Research & Development rose 21.11% to $482.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.8 billion through Dec 2025, up 21.07% year-over-year, with the annual reading at $1.8 billion for FY2025, 21.07% up from the prior year.
  • Research & Development was $482.0 million for Q4 2025 at Capital One Financial, up from $476.0 million in the prior quarter.
  • Over five years, Research & Development peaked at $482.0 million in Q4 2025 and troughed at $302.0 million in Q1 2021.
  • The 5-year median for Research & Development is $349.5 million (2022), against an average of $362.8 million.
  • Year-over-year, Research & Development decreased 1.99% in 2023 and then skyrocketed 32.96% in 2025.
  • A 5-year view of Research & Development shows it stood at $326.0 million in 2021, then increased by 7.98% to $352.0 million in 2022, then decreased by 1.99% to $345.0 million in 2023, then grew by 15.36% to $398.0 million in 2024, then increased by 21.11% to $482.0 million in 2025.
  • Per Business Quant, the three most recent readings for COF's Research & Development are $482.0 million (Q4 2025), $476.0 million (Q3 2025), and $413.0 million (Q2 2025).