KPIs & Operating Metrics(New)

Capital One Financial (COF) Research & Development (2016 - 2025)

Capital One Financial (COF) has disclosed Research & Development for 17 consecutive years, with $482.0 million as the latest value for Q4 2025.

  • Quarterly Research & Development rose 21.11% to $482.0 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.8 billion through Dec 2025, up 21.07% year-over-year, with the annual reading at $1.8 billion for FY2025, 21.07% up from the prior year.
  • Research & Development for Q4 2025 was $482.0 million at Capital One Financial, up from $476.0 million in the prior quarter.
  • The five-year high for Research & Development was $482.0 million in Q4 2025, with the low at $302.0 million in Q1 2021.
  • Average Research & Development over 5 years is $362.8 million, with a median of $349.5 million recorded in 2022.
  • The sharpest move saw Research & Development fell 1.99% in 2023, then surged 32.96% in 2025.
  • Over 5 years, Research & Development stood at $326.0 million in 2021, then grew by 7.98% to $352.0 million in 2022, then dropped by 1.99% to $345.0 million in 2023, then rose by 15.36% to $398.0 million in 2024, then grew by 21.11% to $482.0 million in 2025.
  • According to Business Quant data, Research & Development over the past three periods came in at $482.0 million, $476.0 million, and $413.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.