KPIs & Operating Metrics(New)

Capital One Financial (COF) Research & Development (2016 - 2025)

Capital One Financial (COF) has disclosed Research & Development for 17 consecutive years, with $482.0 million as the latest value for Q4 2025.

  • On a quarterly basis, Research & Development rose 21.11% to $482.0 million in Q4 2025 year-over-year; TTM through Dec 2025 was $1.8 billion, a 21.07% increase, with the full-year FY2025 number at $1.8 billion, up 21.07% from a year prior.
  • Research & Development was $482.0 million for Q4 2025 at Capital One Financial, up from $476.0 million in the prior quarter.
  • In the past five years, Research & Development ranged from a high of $482.0 million in Q4 2025 to a low of $302.0 million in Q1 2021.
  • A 5-year average of $362.8 million and a median of $349.5 million in 2022 define the central range for Research & Development.
  • Peak YoY movement for Research & Development: decreased 1.99% in 2023, then skyrocketed 32.96% in 2025.
  • Capital One Financial's Research & Development stood at $326.0 million in 2021, then rose by 7.98% to $352.0 million in 2022, then fell by 1.99% to $345.0 million in 2023, then increased by 15.36% to $398.0 million in 2024, then rose by 21.11% to $482.0 million in 2025.
  • Per Business Quant, the three most recent readings for COF's Research & Development are $482.0 million (Q4 2025), $476.0 million (Q3 2025), and $413.0 million (Q2 2025).