Capital One Financial (COF) Research & Development (2009 - 2026)
Capital One Financial's (COF) quarterly Research & Development came in at $489.0 million in Q2 2026, up 18.4% year-over-year from $413.0 million in Q2 2025, and down 1.41% quarter-over-quarter from $496.0 million in Q1 2026.
Analysis
Capital One Financial (COF) Research & Development (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Research & Development for 18 consecutive years, with $489.0 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Research & Development rose 18.4% year-over-year to $489.0 million in Q2 2026; TTM through Jun 2026 was $1.9 billion, a 23.92% increase from a year earlier, with the FY2025 full-year figure at $1.8 billion, up 21.07% from the prior year.
- Research & Development was $489.0 million for Q2 2026 at Capital One Financial, down from $496.0 million in the prior quarter.
- Over five years, Research & Development peaked at $496.0 million in Q1 2026 and troughed at $339.0 million in Q1 2022.
- A 5-year average of $387.7 million and a median of $353.5 million in 2022 frame the typical range for Research & Development.
- Across the five-year window, Research & Development dropped 1.99% in 2023 and soared 32.96% in 2025, its largest moves.
- Over 5 years, Research & Development stood at $352.0 million in 2022, then retreated by 1.99% to $345.0 million in 2023, then rose by 15.36% to $398.0 million in 2024, then grew by 21.11% to $482.0 million in 2025, then gained by 1.45% to $489.0 million in 2026.
- The last three Research & Development figures came in at $489.0 million (Q2 2026), $496.0 million (Q1 2026), and $482.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 1.92 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 1.20 Bn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 284.73 Mn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | 635.00 Mn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | - |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | - |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 1.76 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | - |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 489.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 489.00 Mn |
| Mar 31, 2026 | 496.00 Mn |
| Dec 31, 2025 | 482.00 Mn |
| Sep 30, 2025 | 476.00 Mn |
| Jun 30, 2025 | 413.00 Mn |
| Mar 31, 2025 | 399.00 Mn |
| Dec 31, 2024 | 398.00 Mn |
| Sep 30, 2024 | 358.00 Mn |
| Jun 30, 2024 | 355.00 Mn |
| Mar 31, 2024 | 351.00 Mn |
| Dec 31, 2023 | 345.00 Mn |
| Sep 30, 2023 | 344.00 Mn |
| Jun 30, 2023 | 344.00 Mn |
| Mar 31, 2023 | 350.00 Mn |
| Dec 31, 2022 | 352.00 Mn |
| Sep 30, 2022 | 349.00 Mn |
| Jun 30, 2022 | 339.00 Mn |
| Mar 31, 2022 | 339.00 Mn |
| Dec 31, 2021 | 326.00 Mn |
| Sep 30, 2021 | 319.00 Mn |