Capital One Financial (COF) Research & Development (2009 - 2026)

Capital One Financial (COF) posted quarterly Research & Development of $489.0 million for Q2 2026, up 18.4% year-over-year from $413.0 million in Q2 2025, and down 1.41% quarter-over-quarter from $496.0 million in Q1 2026.

Capital One Financial (COF) Research & Development (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Research & Development for 18 consecutive years, with $489.0 million the latest figure, recorded in Q2 2026.

  • In Q2 2026, Research & Development rose 18.4% year-over-year to $489.0 million; the TTM figure through Jun 2026 stood at $1.9 billion (up 23.92% YoY), while the FY2025 annual figure was $1.8 billion, up 21.07% from the prior year.
  • Research & Development declined to $489.0 million in Q2 2026 per COF's latest filing, from $496.0 million in the prior quarter.
  • Across five years, Research & Development topped out at $496.0 million in Q1 2026 and bottomed at $339.0 million in Q1 2022.
  • Historically, Research & Development has averaged $387.7 million across 5 years, with a median of $353.5 million in 2022.
  • Annual changes were most pronounced in 2023 — Research & Development declined 1.99% — and 2025, when it jumped 32.96%.
  • Capital One Financial's Research & Development stood at $352.0 million in 2022, then slipped by 1.99% to $345.0 million in 2023, then advanced by 15.36% to $398.0 million in 2024, then rose by 21.11% to $482.0 million in 2025, then climbed by 1.45% to $489.0 million in 2026.
  • Business Quant data shows COF's Research & Development at $489.0 million in Q2 2026, $496.0 million in Q1 2026, and $482.0 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 280.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.76 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 489.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 849.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 248.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 72.85 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 335.54 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn -

Historic Data

Download Data
DateValue
Jun 30, 2026 489.00 Mn
Mar 31, 2026 496.00 Mn
Dec 31, 2025 482.00 Mn
Sep 30, 2025 476.00 Mn
Jun 30, 2025 413.00 Mn
Mar 31, 2025 399.00 Mn
Dec 31, 2024 398.00 Mn
Sep 30, 2024 358.00 Mn
Jun 30, 2024 355.00 Mn
Mar 31, 2024 351.00 Mn
Dec 31, 2023 345.00 Mn
Sep 30, 2023 344.00 Mn
Jun 30, 2023 344.00 Mn
Mar 31, 2023 350.00 Mn
Dec 31, 2022 352.00 Mn
Sep 30, 2022 349.00 Mn
Jun 30, 2022 339.00 Mn
Mar 31, 2022 339.00 Mn
Dec 31, 2021 326.00 Mn
Sep 30, 2021 319.00 Mn