KPIs & Operating Metrics(New)

Capital One Financial (COF) Net Margin: 2009-2025

Historic Net Margin for Capital One Financial (COF) over the last 17 years, with Sep 2025 value amounting to 20.09%.

  • Capital One Financial's Net Margin rose 320.00% to 20.09% in Q3 2025 from the same period last year, while for Sep 2025 it was 2.28%, marking a year-over-year decrease of 830.00%. This contributed to the annual value of 11.36% for FY2024, which is 109.00% down from last year.
  • Per Capital One Financial's latest filing, its Net Margin stood at 20.09% for Q3 2025, which was up 157.83% from -34.74% recorded in Q2 2025.
  • In the past 5 years, Capital One Financial's Net Margin ranged from a high of 46.73% in Q2 2021 and a low of -34.74% during Q2 2025.
  • Over the past 3 years, Capital One Financial's median Net Margin value was 12.76% (recorded in 2024), while the average stood at 8.52%.
  • In the last 5 years, Capital One Financial's Net Margin soared by 6,508bps in 2021 and then slumped by 4,033bps in 2025.
  • Over the past 5 years, Capital One Financial's Net Margin (Quarterly) stood at 28.28% in 2021, then slumped by 1,544bps to 12.84% in 2022, then crashed by 612bps to 6.72% in 2023, then spiked by 331bps to 10.03% in 2024, then spiked by 320bps to 20.09% in 2025.
  • Its last three reported values are 20.09% in Q3 2025, -34.74% for Q2 2025, and 13.25% during Q1 2025.