Capital One Financial (COF) Net Margin (2009 - 2026)

Capital One Financial (COF) has 18 years of Net Margin data on file, last reported at 13.66% in Q1 2026.

• Net Margin for Q1 2026 came in at 13.66%, up 41.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 4.93% (down 658.0% YoY), and the FY2025 annual result was 4.08%, down 728.0% from the prior year.
• Net Margin advanced to 13.66% in Q1 2026 per COF's latest filing, from 13.25% in the prior quarter.
• Over five years, Net Margin peaked at 28.36% in Q1 2022 and troughed at 34.74% in Q2 2025.
• A 5-year average of 11.99% and a median of 13.25% in 2025 frame the typical range for Net Margin.
• The sharpest annual moves came in 2024 and 2025: Net Margin surged 331 bps in 2024, then slumped 4033 bps in 2025.
• A 5-year view of Net Margin shows it stood at 12.84% in 2022, then tumbled by 48 bps to 6.72% in 2023, then surged by 49 bps to 10.03% in 2024, then jumped by 32 bps to 13.25% in 2025, then advanced by 3 bps to 13.66% in 2026.
• Business Quant data shows COF's Net Margin at 13.66% in Q1 2026, 13.25% in Q4 2025, and 20.09% in Q3 2025.