Capital One Financial (COF) Net Margin (2009 - 2026)

Capital One Financial has disclosed Net Margin across 18 years of filings, most recently posting 13.66% for Q1 2026.

• In Q1 2026, Net Margin rose 41.0% year-over-year to 13.66%; the TTM figure through Mar 2026 stood at 4.93% (down 658.0% YoY), while the FY2025 annual figure was 4.08%, down 728.0% from the prior year.
• Net Margin improved to 13.66% in Q1 2026, from 13.25% in the prior quarter.
• Over the last five years, Net Margin for COF reached as high as 28.36% in Q1 2022 and fell as low as 34.74% in Q2 2025.
• The 5-year median for Net Margin is 13.25% (2025), against an average of 11.99%.
• Annual changes were most pronounced in 2024 — Net Margin surged 331 bps — and 2025, when it plunged 4033 bps.
• A 5-year view of Net Margin shows it stood at 12.84% in 2022, then sank by 48 bps to 6.72% in 2023, then surged by 49 bps to 10.03% in 2024, then jumped by 32 bps to 13.25% in 2025, then advanced by 3 bps to 13.66% in 2026.
• According to Business Quant data, Net Margin over the past three periods registered 13.66%, 13.25%, and 20.09% for Q1 2026, Q4 2025, and Q3 2025 respectively.