Capital One Financial (COF) Net Margin (2009 - 2026)

Capital One Financial (COF) has reported Net Margin for 18 consecutive years, with 18.52% the latest figure, recorded in Q2 2026.

• On a quarterly basis, Net Margin rose 5326.0% year-over-year to 18.52% in Q2 2026; TTM through Jun 2026 was 16.39%, a 1710.0% increase from a year earlier, with the FY2025 full-year figure at 4.08%, down 728.0% from the prior year.
• Net Margin was 18.52% for Q2 2026 at Capital One Financial, up from 13.66% in the prior quarter.
• Over five years, Net Margin peaked at 28.36% in Q1 2022 and troughed at 34.74% in Q2 2025.
• A 5-year average of 12.36% and a median of 13.46% in 2025 frame the typical range for Net Margin.
• Across the five-year window, Net Margin tumbled 4033 bps in 2025 and surged 5326 bps in 2026, its largest moves.
• Over 5 years, Net Margin stood at 12.84% in 2022, then plunged by 48 bps to 6.72% in 2023, then jumped by 49 bps to 10.03% in 2024, then soared by 32 bps to 13.25% in 2025, then jumped by 40 bps to 18.52% in 2026.
• The last three Net Margin figures came in at 18.52% (Q2 2026), 13.66% (Q1 2026), and 13.25% (Q4 2025), per Business Quant data.