KPIs & Operating Metrics(New)

Capital One Financial (COF) Net Margin (2016 - 2025)

Historic Net Margin for Capital One Financial (COF) over the last 17 years, with Q3 2025 value amounting to 20.09%.

  • Capital One Financial's Net Margin rose 32000.0% to 20.09% in Q3 2025 from the same period last year, while for Sep 2025 it was 2.28%, marking a year-over-year decrease of 83000.0%. This contributed to the annual value of 11.36% for FY2024, which is 10900.0% down from last year.
  • Capital One Financial's Net Margin amounted to 20.09% in Q3 2025, which was up 32000.0% from 34.74% recorded in Q2 2025.
  • In the past 5 years, Capital One Financial's Net Margin ranged from a high of 46.73% in Q2 2021 and a low of 34.74% during Q2 2025
  • Its 5-year average for Net Margin is 17.67%, with a median of 16.9% in 2024.
  • Per our database at Business Quant, Capital One Financial's Net Margin soared by 650800bps in 2021 and then tumbled by -403300bps in 2025.
  • Capital One Financial's Net Margin (Quarter) stood at 28.28% in 2021, then crashed by -55bps to 12.84% in 2022, then plummeted by -48bps to 6.72% in 2023, then soared by 49bps to 10.03% in 2024, then surged by 100bps to 20.09% in 2025.
  • Its Net Margin stands at 20.09% for Q3 2025, versus 34.74% for Q2 2025 and 13.25% for Q1 2025.