Capital One Financial (COF) Provisions (2009 - 2026)
Capital One Financial (COF) posted quarterly Provisions of $3.0 billion for Q2 2026, down 73.85% year-over-year from $11.4 billion in Q2 2025, and down 26.52% quarter-over-quarter from $4.1 billion in Q1 2026.
Analysis
Capital One Financial (COF) Provisions (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Provisions for 18 consecutive years, with $3.0 billion the latest figure, recorded in Q2 2026.
- In Q2 2026, Provisions fell 73.85% year-over-year to $3.0 billion; the TTM figure through Jun 2026 stood at $13.9 billion (down 26.48% YoY), while the FY2025 annual figure was $20.7 billion, up 76.3% from the prior year.
- Provisions declined to $3.0 billion in Q2 2026 per COF's latest filing, from $4.1 billion in the prior quarter.
- Across five years, Provisions topped out at $11.4 billion in Q2 2025 and bottomed at $677.0 million in Q1 2022.
- Historically, Provisions has averaged $3.1 billion across 5 years, with a median of $2.7 billion in 2024.
- Annual changes were most pronounced in 2022 — Provisions jumped 588.01% — and 2026, when it slumped 73.85%.
- Capital One Financial's Provisions stood at $2.4 billion in 2022, then advanced by 18.25% to $2.9 billion in 2023, then decreased by 7.53% to $2.6 billion in 2024, then jumped by 56.78% to $4.1 billion in 2025, then fell by 27.84% to $3.0 billion in 2026.
- Business Quant data shows COF's Provisions at $3.0 billion in Q2 2026, $4.1 billion in Q1 2026, and $4.1 billion in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.08 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 2.99 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 223.20 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.20 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 13.76 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 430.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.99 Bn |
| Mar 31, 2026 | 4.07 Bn |
| Dec 31, 2025 | 4.14 Bn |
| Sep 30, 2025 | 2.71 Bn |
| Jun 30, 2025 | 11.43 Bn |
| Mar 31, 2025 | 2.37 Bn |
| Dec 31, 2024 | 2.64 Bn |
| Sep 30, 2024 | 2.48 Bn |
| Jun 30, 2024 | 3.91 Bn |
| Mar 31, 2024 | 2.68 Bn |
| Dec 31, 2023 | 2.86 Bn |
| Sep 30, 2023 | 2.28 Bn |
| Jun 30, 2023 | 2.49 Bn |
| Mar 31, 2023 | 2.80 Bn |
| Dec 31, 2022 | 2.42 Bn |
| Sep 30, 2022 | 1.67 Bn |
| Jun 30, 2022 | 1.09 Bn |
| Mar 31, 2022 | 677.00 Mn |
| Dec 31, 2021 | 381.00 Mn |
| Sep 30, 2021 | -342.00 Mn |