KPIs & Operating Metrics(New)

Capital One Financial (COF) Provisions (2016 - 2025)

Capital One Financial (COF) has disclosed Provisions for 17 consecutive years, with $4.1 billion as the latest value for Q4 2025.

  • On a quarterly basis, Provisions rose 56.78% to $4.1 billion in Q4 2025 year-over-year; TTM through Dec 2025 was $20.7 billion, a 76.3% increase, with the full-year FY2025 number at $20.7 billion, up 76.3% from a year prior.
  • Provisions was $4.1 billion for Q4 2025 at Capital One Financial, up from $2.7 billion in the prior quarter.
  • In the past five years, Provisions ranged from a high of $11.4 billion in Q2 2025 to a low of -$1.2 billion in Q2 2021.
  • A 5-year average of $2.3 billion and a median of $2.4 billion in 2022 define the central range for Provisions.
  • Peak YoY movement for Provisions: plummeted 203.32% in 2021, then skyrocketed 588.01% in 2022.
  • Capital One Financial's Provisions stood at $381.0 million in 2021, then skyrocketed by 534.12% to $2.4 billion in 2022, then increased by 18.25% to $2.9 billion in 2023, then decreased by 7.53% to $2.6 billion in 2024, then skyrocketed by 56.78% to $4.1 billion in 2025.
  • Per Business Quant, the three most recent readings for COF's Provisions are $4.1 billion (Q4 2025), $2.7 billion (Q3 2025), and $11.4 billion (Q2 2025).