Capital One Financial (COF) Provisions (2009 - 2026)

Capital One Financial (COF) reported Provisions of $4.1 billion for Q1 2026, up 71.72% year-over-year from $2.4 billion in Q1 2025, and down 1.79% on a QoQ basis from $4.1 billion in Q4 2025.

Capital One Financial (COF) Provisions (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Provisions data on file, last reported at $4.1 billion in Q1 2026.

  • Quarterly Provisions rose 71.72% year-over-year to $4.1 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $22.4 billion (up 96.05% YoY) and the FY2025 annual result came in at $20.7 billion, up 76.3% from the prior year.
  • Provisions slipped to $4.1 billion in Q1 2026 per COF's latest filing, from $4.1 billion in the prior quarter.
  • Across five years, Provisions topped out at $11.4 billion in Q2 2025 and bottomed at $677.0 million in Q1 2022.
  • The 5-year median for Provisions is $2.6 billion (2024), against an average of $3.1 billion.
  • The widest annual swing landed in 2022, when Provisions surged 588.01%; it then fell 11.7% in 2025.
  • Tracing COF's Provisions over 5 years: stood at $2.4 billion in 2022, then increased by 18.25% to $2.9 billion in 2023, then declined by 7.53% to $2.6 billion in 2024, then jumped by 56.78% to $4.1 billion in 2025, then slipped by 1.79% to $4.1 billion in 2026.
  • Per Business Quant, the three latest COF Provisions figures stand at $4.1 billion (Q1 2026), $4.1 billion (Q4 2025), and $2.7 billion (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 4.07 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 196.54 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 1.34 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 467.00 Mn
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 4.07 Bn
Dec 31, 2025 4.14 Bn
Sep 30, 2025 2.71 Bn
Jun 30, 2025 11.43 Bn
Mar 31, 2025 2.37 Bn
Dec 31, 2024 2.64 Bn
Sep 30, 2024 2.48 Bn
Jun 30, 2024 3.91 Bn
Mar 31, 2024 2.68 Bn
Dec 31, 2023 2.86 Bn
Sep 30, 2023 2.28 Bn
Jun 30, 2023 2.49 Bn
Mar 31, 2023 2.80 Bn
Dec 31, 2022 2.42 Bn
Sep 30, 2022 1.67 Bn
Jun 30, 2022 1.09 Bn
Mar 31, 2022 677.00 Mn
Dec 31, 2021 381.00 Mn
Sep 30, 2021 -342.00 Mn
Jun 30, 2021 -1.16 Bn