Capital One Financial (COF) Provisions (2009 - 2026)

Capital One Financial (COF) posted quarterly Provisions of $3.0 billion for Q2 2026, down 73.85% year-over-year from $11.4 billion in Q2 2025, and down 26.52% quarter-over-quarter from $4.1 billion in Q1 2026.

Capital One Financial (COF) Provisions (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Provisions for 18 consecutive years, with $3.0 billion the latest figure, recorded in Q2 2026.

  • In Q2 2026, Provisions fell 73.85% year-over-year to $3.0 billion; the TTM figure through Jun 2026 stood at $13.9 billion (down 26.48% YoY), while the FY2025 annual figure was $20.7 billion, up 76.3% from the prior year.
  • Provisions declined to $3.0 billion in Q2 2026 per COF's latest filing, from $4.1 billion in the prior quarter.
  • Across five years, Provisions topped out at $11.4 billion in Q2 2025 and bottomed at $677.0 million in Q1 2022.
  • Historically, Provisions has averaged $3.1 billion across 5 years, with a median of $2.7 billion in 2024.
  • Annual changes were most pronounced in 2022 — Provisions jumped 588.01% — and 2026, when it slumped 73.85%.
  • Capital One Financial's Provisions stood at $2.4 billion in 2022, then advanced by 18.25% to $2.9 billion in 2023, then decreased by 7.53% to $2.6 billion in 2024, then jumped by 56.78% to $4.1 billion in 2025, then fell by 27.84% to $3.0 billion in 2026.
  • Business Quant data shows COF's Provisions at $3.0 billion in Q2 2026, $4.1 billion in Q1 2026, and $4.1 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.08 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 2.99 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.20 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 196.54 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 8.90 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 430.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 2.99 Bn
Mar 31, 2026 4.07 Bn
Dec 31, 2025 4.14 Bn
Sep 30, 2025 2.71 Bn
Jun 30, 2025 11.43 Bn
Mar 31, 2025 2.37 Bn
Dec 31, 2024 2.64 Bn
Sep 30, 2024 2.48 Bn
Jun 30, 2024 3.91 Bn
Mar 31, 2024 2.68 Bn
Dec 31, 2023 2.86 Bn
Sep 30, 2023 2.28 Bn
Jun 30, 2023 2.49 Bn
Mar 31, 2023 2.80 Bn
Dec 31, 2022 2.42 Bn
Sep 30, 2022 1.67 Bn
Jun 30, 2022 1.09 Bn
Mar 31, 2022 677.00 Mn
Dec 31, 2021 381.00 Mn
Sep 30, 2021 -342.00 Mn