Capital One Financial (COF) Provisions (2009 - 2026)
Capital One Financial (COF) reported Provisions of $4.1 billion for Q1 2026, up 71.72% year-over-year from $2.4 billion in Q1 2025, and down 1.79% on a QoQ basis from $4.1 billion in Q4 2025.
Capital One Financial (COF) Provisions (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has 18 years of Provisions data on file, last reported at $4.1 billion in Q1 2026.
- Quarterly Provisions rose 71.72% year-over-year to $4.1 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $22.4 billion (up 96.05% YoY) and the FY2025 annual result came in at $20.7 billion, up 76.3% from the prior year.
- Provisions slipped to $4.1 billion in Q1 2026 per COF's latest filing, from $4.1 billion in the prior quarter.
- Across five years, Provisions topped out at $11.4 billion in Q2 2025 and bottomed at $677.0 million in Q1 2022.
- The 5-year median for Provisions is $2.6 billion (2024), against an average of $3.1 billion.
- The widest annual swing landed in 2022, when Provisions surged 588.01%; it then fell 11.7% in 2025.
- Tracing COF's Provisions over 5 years: stood at $2.4 billion in 2022, then increased by 18.25% to $2.9 billion in 2023, then declined by 7.53% to $2.6 billion in 2024, then jumped by 56.78% to $4.1 billion in 2025, then slipped by 1.79% to $4.1 billion in 2026.
- Per Business Quant, the three latest COF Provisions figures stand at $4.1 billion (Q1 2026), $4.1 billion (Q4 2025), and $2.7 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 196.54 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 1.34 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 467.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.07 Bn |
| Dec 31, 2025 | 4.14 Bn |
| Sep 30, 2025 | 2.71 Bn |
| Jun 30, 2025 | 11.43 Bn |
| Mar 31, 2025 | 2.37 Bn |
| Dec 31, 2024 | 2.64 Bn |
| Sep 30, 2024 | 2.48 Bn |
| Jun 30, 2024 | 3.91 Bn |
| Mar 31, 2024 | 2.68 Bn |
| Dec 31, 2023 | 2.86 Bn |
| Sep 30, 2023 | 2.28 Bn |
| Jun 30, 2023 | 2.49 Bn |
| Mar 31, 2023 | 2.80 Bn |
| Dec 31, 2022 | 2.42 Bn |
| Sep 30, 2022 | 1.67 Bn |
| Jun 30, 2022 | 1.09 Bn |
| Mar 31, 2022 | 677.00 Mn |
| Dec 31, 2021 | 381.00 Mn |
| Sep 30, 2021 | -342.00 Mn |
| Jun 30, 2021 | -1.16 Bn |