Capital One Financial (COF) Provisions (2009 - 2026)
Capital One Financial's (COF) quarterly Provisions came in at $3.0 billion in Q2 2026, down 73.85% year-over-year from $11.4 billion in Q2 2025, and down 26.52% quarter-over-quarter from $4.1 billion in Q1 2026.
Analysis
Capital One Financial (COF) Provisions (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Provisions for 18 consecutive years, with $3.0 billion the latest figure, recorded in Q2 2026.
- On a quarterly basis, Provisions fell 73.85% year-over-year to $3.0 billion in Q2 2026; TTM through Jun 2026 was $13.9 billion, a 26.48% decrease from a year earlier, with the FY2025 full-year figure at $20.7 billion, up 76.3% from the prior year.
- Provisions was $3.0 billion for Q2 2026 at Capital One Financial, down from $4.1 billion in the prior quarter.
- Over five years, Provisions peaked at $11.4 billion in Q2 2025 and troughed at $677.0 million in Q1 2022.
- A 5-year average of $3.1 billion and a median of $2.7 billion in 2024 frame the typical range for Provisions.
- Across the five-year window, Provisions soared 588.01% in 2022 and tumbled 73.85% in 2026, its largest moves.
- Over 5 years, Provisions stood at $2.4 billion in 2022, then rose by 18.25% to $2.9 billion in 2023, then fell by 7.53% to $2.6 billion in 2024, then surged by 56.78% to $4.1 billion in 2025, then dropped by 27.84% to $3.0 billion in 2026.
- The last three Provisions figures came in at $3.0 billion (Q2 2026), $4.1 billion (Q1 2026), and $4.1 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 405.01 Bn | -183.49 Bn | 30.39 Bn | 1.38 Bn |
| 2 | Morgan Stanley | 318.33 Bn | 158.20 Bn | - | 110.00 Mn |
| 3 | Royal Bank Of Canada | 284.62 Bn | 57.78 Bn | - | 2.15 Bn |
| 4 | Goldman Sachs | 274.43 Bn | -701.92 Bn | - | -178.00 Mn |
| 5 | Mitsubishi Ufj Financial | 274.26 Bn | -110.06 Bn | 10.89 Bn | 24.63 Bn |
| 6 | Wells Fargo & Company | 260.84 Bn | 59.01 Bn | - | 914.00 Mn |
| 7 | American Express | 210.32 Bn | 161.00 Bn | 17.99 Bn | 1.08 Bn |
| 8 | Banco Santander | 210.20 Bn | 217.82 Bn | 28.01 Bn | - |
| 9 | Toronto Dominion Bank | 206.68 Bn | 45.35 Bn | - | 2.12 Bn |
| 10 | Capital One Financial | 124.11 Bn | 69.40 Bn | - | 2.99 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.99 Bn |
| Mar 31, 2026 | 4.07 Bn |
| Dec 31, 2025 | 4.14 Bn |
| Sep 30, 2025 | 2.71 Bn |
| Jun 30, 2025 | 11.43 Bn |
| Mar 31, 2025 | 2.37 Bn |
| Dec 31, 2024 | 2.64 Bn |
| Sep 30, 2024 | 2.48 Bn |
| Jun 30, 2024 | 3.91 Bn |
| Mar 31, 2024 | 2.68 Bn |
| Dec 31, 2023 | 2.86 Bn |
| Sep 30, 2023 | 2.28 Bn |
| Jun 30, 2023 | 2.49 Bn |
| Mar 31, 2023 | 2.80 Bn |
| Dec 31, 2022 | 2.42 Bn |
| Sep 30, 2022 | 1.67 Bn |
| Jun 30, 2022 | 1.09 Bn |
| Mar 31, 2022 | 677.00 Mn |
| Dec 31, 2021 | 381.00 Mn |
| Sep 30, 2021 | -342.00 Mn |