Capital One Financial (COF) Provisions (2009 - 2026)
Capital One Financial (COF) posted Provisions of $2.99 billion for Q2 2026, down 73.8% from $11.43 billion a year earlier and down 26.5% from the prior quarter.
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Analysis
Capital One Financial (COF) Provisions (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provisions at Capital One Financial was $13.91 billion, down 26.5% year-over-year; for FY2025, it was $20.66 billion, up 76.3% from FY2024.
- Annual Provisions has increased for three consecutive years, with a five-year compound annual growth rate of 15.0% (FY2020 to FY2025).
- In prior years, Capital One Financial's Provisions was $11.72 billion in FY2024 (+12.4%), $10.43 billion in FY2023 (+78.3%), $5.85 billion in FY2022 and -$1.94 billion in FY2021.
- Quarterly Provisions has run from a low of -$342 million in Q3 2021 to a high of $11.43 billion in Q2 2025 over five years.
- On a year-over-year basis, Provisions increased in five of the last eight quarters, with growth averaging 30.7%.
- The strongest year-over-year quarter for Provisions in the past five years was Q4 2022, with growth of 534.1%; the weakest was Q2 2026, with a decline of 73.8%.
- According to Business Quant data, Provisions for the three prior quarters was $4.07 billion (Q1 2026), $4.14 billion (Q4 2025) and $2.71 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 914.00 Mn |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | 2.99 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.99 Bn |
| Mar 31, 2026 | 4.07 Bn |
| Dec 31, 2025 | 4.14 Bn |
| Sep 30, 2025 | 2.71 Bn |
| Jun 30, 2025 | 11.43 Bn |
| Mar 31, 2025 | 2.37 Bn |
| Dec 31, 2024 | 2.64 Bn |
| Sep 30, 2024 | 2.48 Bn |
| Jun 30, 2024 | 3.91 Bn |
| Mar 31, 2024 | 2.68 Bn |
| Dec 31, 2023 | 2.86 Bn |
| Sep 30, 2023 | 2.28 Bn |
| Jun 30, 2023 | 2.49 Bn |
| Mar 31, 2023 | 2.80 Bn |
| Dec 31, 2022 | 2.42 Bn |
| Sep 30, 2022 | 1.67 Bn |
| Jun 30, 2022 | 1.09 Bn |
| Mar 31, 2022 | 677.00 Mn |
| Dec 31, 2021 | 381.00 Mn |
| Sep 30, 2021 | -342.00 Mn |
API Access
Capital One Financial Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();