KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueFCF MarginGross MarginInterest Coverage RatioNet MarginOperating MarginReturn on AssetsReturn on SalesTimes Interest Earned

Nu Holdings (NU) Operating Margin (2021 - 2025)

Historic Operating Margin for Nu Holdings (NU) over the last 5 years, with Q3 2025 value amounting to 51.86%.

  • Nu Holdings' Operating Margin fell 152000.0% to 51.86% in Q3 2025 from the same period last year, while for Sep 2025 it was 20.88%, marking a year-over-year decrease of 118100.0%. This contributed to the annual value of 24.27% for FY2024, which is 51000.0% up from last year.
  • According to the latest figures from Q3 2025, Nu Holdings' Operating Margin is 51.86%, which was down 152000.0% from 51.5% recorded in Q2 2025.
  • Nu Holdings' 5-year Operating Margin high stood at 116.18% for Q1 2021, and its period low was 198.73% during Q4 2021.
  • For the 5-year period, Nu Holdings' Operating Margin averaged around 27.1%, with its median value being 65.23% (2024).
  • Its Operating Margin has fluctuated over the past 5 years, first tumbled by -414200bps in 2022, then soared by 863300bps in 2023.
  • Over the past 5 years, Nu Holdings' Operating Margin (Quarter) stood at 198.73% in 2021, then rose by 11bps to 176.86% in 2022, then soared by 49bps to 90.53% in 2023, then dropped by -9bps to 98.89% in 2024, then surged by 152bps to 51.86% in 2025.
  • Its Operating Margin was 51.86% in Q3 2025, compared to 51.5% in Q2 2025 and 56.74% in Q1 2025.