Nu Holdings (NU) Amortization (2021 - 2025)

Nu Holdings (NU) recorded quarterly Amortization of $2.2 billion in Q4 2025, up 14.73% quarter-over-quarter from $1.9 billion in Q3 2025, and up 47.25% on a YoY basis from $1.5 billion in Q4 2024.

Nu Holdings (NU) Amortization (2021 - 2025) Analysis & Trends

Nu Holdings' Amortization history runs 5 years deep, the most recent figure standing at $2.2 billion for Q4 2025.

  • In Q4 2025, Amortization rose 47.25% year-over-year to $2.2 billion; the TTM figure through Dec 2025 stood at $7.9 billion (up 47.99% YoY), while the FY2025 annual figure was $7.9 billion, up 47.99% from the prior year.
  • Amortization was $2.2 billion for Q4 2025 at Nu Holdings, up from $1.9 billion in the prior quarter.
  • In the past five years, Amortization ranged from a high of $2.2 billion in Q4 2025 to a low of $49.7 million in Q2 2021.
  • Historically, Amortization has averaged $955.5 million across 5 years, with a median of $888.7 million in 2023.
  • Biggest YoY gain for Amortization was 640.96% in 2022; the steepest drop was 24.45% in 2022.
  • A 5-year view of Amortization shows it stood at $141.7 million in 2021, then surged by 246.43% to $491.0 million in 2022, then surged by 88.05% to $923.4 million in 2023, then soared by 63.85% to $1.5 billion in 2024, then jumped by 47.25% to $2.2 billion in 2025.
  • The last three Amortization figures came in at $2.2 billion (Q4 2025), $1.9 billion (Q3 2025), and $1.8 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Amortization (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 2,026.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - 2.03 Bn
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Nu Holdings 58.79 Mn -14.98 Bn 1.94 Bn 2.23 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.23 Bn
Dec 31, 2025 2.23 Bn
Sep 30, 2025 1.94 Bn
Sep 30, 2025 1.94 Bn
Jun 30, 2025 1.78 Bn
Jun 30, 2025 1.78 Bn
Mar 31, 2025 1.92 Bn
Mar 31, 2025 1.92 Bn
Dec 31, 2024 1.51 Bn
Dec 31, 2024 1.51 Bn
Sep 30, 2024 1.37 Bn
Sep 30, 2024 1.37 Bn
Jun 30, 2024 1.25 Bn
Jun 30, 2024 1.25 Bn
Mar 31, 2024 1.19 Bn
Mar 31, 2024 1.19 Bn
Dec 31, 2023 923.38 Mn
Dec 31, 2023 923.38 Mn
Sep 30, 2023 888.65 Mn
Sep 30, 2023 888.65 Mn