Nu Holdings (NU) Amortization (2021 - 2025)
Nu Holdings (NU) recorded quarterly Amortization of $2.2 billion in Q4 2025, up 14.73% quarter-over-quarter from $1.9 billion in Q3 2025, and up 47.25% on a YoY basis from $1.5 billion in Q4 2024.
Nu Holdings (NU) Amortization (2021 - 2025) Analysis & Trends
Nu Holdings' Amortization history runs 5 years deep, the most recent figure standing at $2.2 billion for Q4 2025.
- In Q4 2025, Amortization rose 47.25% year-over-year to $2.2 billion; the TTM figure through Dec 2025 stood at $7.9 billion (up 47.99% YoY), while the FY2025 annual figure was $7.9 billion, up 47.99% from the prior year.
- Amortization was $2.2 billion for Q4 2025 at Nu Holdings, up from $1.9 billion in the prior quarter.
- In the past five years, Amortization ranged from a high of $2.2 billion in Q4 2025 to a low of $49.7 million in Q2 2021.
- Historically, Amortization has averaged $955.5 million across 5 years, with a median of $888.7 million in 2023.
- Biggest YoY gain for Amortization was 640.96% in 2022; the steepest drop was 24.45% in 2022.
- A 5-year view of Amortization shows it stood at $141.7 million in 2021, then surged by 246.43% to $491.0 million in 2022, then surged by 88.05% to $923.4 million in 2023, then soared by 63.85% to $1.5 billion in 2024, then jumped by 47.25% to $2.2 billion in 2025.
- The last three Amortization figures came in at $2.2 billion (Q4 2025), $1.9 billion (Q3 2025), and $1.8 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Amortization (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 2,026.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | - |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 2.03 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Nu Holdings | 58.79 Mn | -14.98 Bn | 1.94 Bn | 2.23 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.23 Bn |
| Dec 31, 2025 | 2.23 Bn |
| Sep 30, 2025 | 1.94 Bn |
| Sep 30, 2025 | 1.94 Bn |
| Jun 30, 2025 | 1.78 Bn |
| Jun 30, 2025 | 1.78 Bn |
| Mar 31, 2025 | 1.92 Bn |
| Mar 31, 2025 | 1.92 Bn |
| Dec 31, 2024 | 1.51 Bn |
| Dec 31, 2024 | 1.51 Bn |
| Sep 30, 2024 | 1.37 Bn |
| Sep 30, 2024 | 1.37 Bn |
| Jun 30, 2024 | 1.25 Bn |
| Jun 30, 2024 | 1.25 Bn |
| Mar 31, 2024 | 1.19 Bn |
| Mar 31, 2024 | 1.19 Bn |
| Dec 31, 2023 | 923.38 Mn |
| Dec 31, 2023 | 923.38 Mn |
| Sep 30, 2023 | 888.65 Mn |
| Sep 30, 2023 | 888.65 Mn |