Nu Holdings (NU) EBT (2021 - 2025)

Nu Holdings' EBT history runs 5 years deep, the most recent figure standing at $1.1 billion for Q4 2025.

• On a quarterly basis, EBT rose 40.43% year-over-year to $1.1 billion in Q4 2025; TTM through Dec 2025 was $3.9 billion, a 38.4% increase from a year earlier, with the FY2025 full-year figure at $3.9 billion, up 38.4% from the prior year.
• EBT fell to $1.1 billion in Q4 2025 per NU's latest filing, from $1.1 billion in the prior quarter.
• Across five years, EBT topped out at $1.1 billion in Q3 2025 and bottomed at -$221.7 million in Q4 2022.
• The 5-year median for EBT is $367.8 million (2023), against an average of $386.2 million.
• Across the five-year window, EBT slumped 276.45% in 2022 and surged 7958.45% in 2023, its largest moves.
• Year by year, EBT stood at -$88.5 million in 2021, then tumbled by 150.55% to -$221.7 million in 2022, then jumped by 352.51% to $559.9 million in 2023, then jumped by 37.06% to $767.4 million in 2024, then surged by 40.43% to $1.1 billion in 2025.
• Per Business Quant, the three latest NU EBT figures stand at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $879.4 million (Q2 2025).