Nu Holdings (NU) EBT (2021 - 2025)
Nu Holdings' quarterly EBT came in at $1.1 billion in Q4 2025, up 40.43% year-on-year from $767.4 million in Q4 2024, and down 3.46% quarter-over-quarter from $1.1 billion in Q3 2025.
Nu Holdings has reported EBT for 5 years, with the latest figure at $1.1 billion in Q4 2025.
- For the quarter ending Q4 2025, EBT rose 40.43% year-over-year to $1.1 billion; the trailing twelve-month figure through Dec 2025 stood at $3.9 billion (up 38.4% YoY), and the FY2025 full-year result was $3.9 billion, up 38.4% from the prior year.
- EBT for Q4 2025 stood at $1.1 billion, down from $1.1 billion in the prior quarter.
- The five-year high for EBT was $1.1 billion in Q3 2025, with the low at -$221.7 million in Q4 2022.
- Average EBT over 5 years is $386.2 million, with a median of $367.8 million recorded in 2023.
- Year-over-year, EBT slumped 276.45% in 2022 and surged 7958.45% in 2023.
- Tracing NU's EBT over 5 years: stood at -$88.5 million in 2021, then plunged by 150.55% to -$221.7 million in 2022, then surged by 352.51% to $559.9 million in 2023, then surged by 37.06% to $767.4 million in 2024, then soared by 40.43% to $1.1 billion in 2025.
- The last three EBT figures came in at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $879.4 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 5.36 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 6.32 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 2.56 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 832.36 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 2.19 Bn |
| 10 | Nu Holdings | 61.52 Mn | -14.98 Bn | 1.94 Bn | 1.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.08 Bn |
| Sep 30, 2025 | 1.12 Bn |
| Jun 30, 2025 | 879.36 Mn |
| Mar 31, 2025 | 795.07 Mn |
| Dec 31, 2024 | 767.45 Mn |
| Sep 30, 2024 | 723.79 Mn |
| Jun 30, 2024 | 725.42 Mn |
| Mar 31, 2024 | 578.54 Mn |
| Dec 31, 2023 | 559.93 Mn |
| Sep 30, 2023 | 411.55 Mn |
| Jun 30, 2023 | 323.98 Mn |
| Mar 31, 2023 | 243.63 Mn |
| Dec 31, 2022 | -221.75 Mn |
| Sep 30, 2022 | 5.11 Mn |
| Jun 30, 2022 | -24.61 Mn |
| Mar 31, 2022 | -67.65 Mn |
| Dec 31, 2021 | -88.50 Mn |
| Sep 30, 2021 | -21.76 Mn |
| Jun 30, 2021 | -6.54 Mn |
| Mar 31, 2021 | -53.37 Mn |