Nu Holdings (NU) EBT (2021 - 2025)
Nu Holdings (NU) posted quarterly EBT of $1.1 billion for Q4 2025, up 40.43% year-over-year from $767.4 million in Q4 2024, and down 3.46% quarter-over-quarter from $1.1 billion in Q3 2025.
Nu Holdings (NU) EBT (2021 - 2025) Analysis & Trends
Nu Holdings' EBT history runs 5 years deep, the most recent figure standing at $1.1 billion for Q4 2025.
- In Q4 2025, EBT rose 40.43% year-over-year to $1.1 billion; the TTM figure through Dec 2025 stood at $3.9 billion (up 38.4% YoY), while the FY2025 annual figure was $3.9 billion, up 38.4% from the prior year.
- EBT for Q4 2025 stood at $1.1 billion, down from $1.1 billion in the prior quarter.
- The five-year high for EBT was $1.1 billion in Q3 2025, with the low at -$221.7 million in Q4 2022.
- The 5-year median for EBT is $367.8 million (2023), against an average of $386.2 million.
- The sharpest annual moves came in 2022 and 2023: EBT sank 276.45% in 2022, then surged 7958.45% in 2023.
- Nu Holdings' EBT stood at -$88.5 million in 2021, then plunged by 150.55% to -$221.7 million in 2022, then soared by 352.51% to $559.9 million in 2023, then soared by 37.06% to $767.4 million in 2024, then jumped by 40.43% to $1.1 billion in 2025.
- Business Quant data shows NU's EBT at $1.1 billion in Q4 2025, $1.1 billion in Q3 2025, and $879.4 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.72 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 3.07 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 3.91 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.24 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.82 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.04 Bn |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.08 Bn |
| Sep 30, 2025 | 1.12 Bn |
| Jun 30, 2025 | 879.36 Mn |
| Mar 31, 2025 | 795.07 Mn |
| Dec 31, 2024 | 767.45 Mn |
| Sep 30, 2024 | 723.79 Mn |
| Jun 30, 2024 | 725.42 Mn |
| Mar 31, 2024 | 578.54 Mn |
| Dec 31, 2023 | 559.93 Mn |
| Sep 30, 2023 | 411.55 Mn |
| Jun 30, 2023 | 323.98 Mn |
| Mar 31, 2023 | 243.63 Mn |
| Dec 31, 2022 | -221.75 Mn |
| Sep 30, 2022 | 5.11 Mn |
| Jun 30, 2022 | -24.61 Mn |
| Mar 31, 2022 | -67.65 Mn |
| Dec 31, 2021 | -88.50 Mn |
| Sep 30, 2021 | -21.76 Mn |
| Jun 30, 2021 | -6.54 Mn |
| Mar 31, 2021 | -53.37 Mn |