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Growth Metrics

Nu Holdings (NU) EBT (2021 - 2025)

Nu Holdings' quarterly EBT came in at $1.1 billion in Q4 2025, up 40.43% year-on-year from $767.4 million in Q4 2024, and down 3.46% quarter-over-quarter from $1.1 billion in Q3 2025.

Nu Holdings has reported EBT for 5 years, with the latest figure at $1.1 billion in Q4 2025.

  • For the quarter ending Q4 2025, EBT rose 40.43% year-over-year to $1.1 billion; the trailing twelve-month figure through Dec 2025 stood at $3.9 billion (up 38.4% YoY), and the FY2025 full-year result was $3.9 billion, up 38.4% from the prior year.
  • EBT for Q4 2025 stood at $1.1 billion, down from $1.1 billion in the prior quarter.
  • The five-year high for EBT was $1.1 billion in Q3 2025, with the low at -$221.7 million in Q4 2022.
  • Average EBT over 5 years is $386.2 million, with a median of $367.8 million recorded in 2023.
  • Year-over-year, EBT slumped 276.45% in 2022 and surged 7958.45% in 2023.
  • Tracing NU's EBT over 5 years: stood at -$88.5 million in 2021, then plunged by 150.55% to -$221.7 million in 2022, then surged by 352.51% to $559.9 million in 2023, then surged by 37.06% to $767.4 million in 2024, then soared by 40.43% to $1.1 billion in 2025.
  • The last three EBT figures came in at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $879.4 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 346,782.00
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 5.36 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 6.32 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 2.56 Bn
8 KB Financial 150.02 Bn 142.15 Bn - 832.36 Mn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 2.19 Bn
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn 1.08 Bn

Historic Data

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DateValue
Dec 31, 2025 1.08 Bn
Sep 30, 2025 1.12 Bn
Jun 30, 2025 879.36 Mn
Mar 31, 2025 795.07 Mn
Dec 31, 2024 767.45 Mn
Sep 30, 2024 723.79 Mn
Jun 30, 2024 725.42 Mn
Mar 31, 2024 578.54 Mn
Dec 31, 2023 559.93 Mn
Sep 30, 2023 411.55 Mn
Jun 30, 2023 323.98 Mn
Mar 31, 2023 243.63 Mn
Dec 31, 2022 -221.75 Mn
Sep 30, 2022 5.11 Mn
Jun 30, 2022 -24.61 Mn
Mar 31, 2022 -67.65 Mn
Dec 31, 2021 -88.50 Mn
Sep 30, 2021 -21.76 Mn
Jun 30, 2021 -6.54 Mn
Mar 31, 2021 -53.37 Mn