Nu Holdings (NU) EBT (2021 - 2025)
Nu Holdings (NU) recorded quarterly EBT of $1.1 billion in Q4 2025, down 3.46% quarter-over-quarter from $1.1 billion in Q3 2025, and up 40.43% on a YoY basis from $767.4 million in Q4 2024.
Nu Holdings (NU) EBT (2021 - 2025) Analysis & Trends
Nu Holdings' EBT history runs 5 years deep, the most recent figure standing at $1.1 billion for Q4 2025.
- In Q4 2025, EBT rose 40.43% year-over-year to $1.1 billion; the TTM figure through Dec 2025 stood at $3.9 billion (up 38.4% YoY), while the FY2025 annual figure was $3.9 billion, up 38.4% from the prior year.
- EBT was $1.1 billion for Q4 2025 at Nu Holdings, down from $1.1 billion in the prior quarter.
- In the past five years, EBT ranged from a high of $1.1 billion in Q3 2025 to a low of -$221.7 million in Q4 2022.
- Historically, EBT has averaged $386.2 million across 5 years, with a median of $367.8 million in 2023.
- The sharpest annual moves came in 2022 and 2023: EBT slumped 276.45% in 2022, then soared 7958.45% in 2023.
- A 5-year view of EBT shows it stood at -$88.5 million in 2021, then sank by 150.55% to -$221.7 million in 2022, then jumped by 352.51% to $559.9 million in 2023, then jumped by 37.06% to $767.4 million in 2024, then surged by 40.43% to $1.1 billion in 2025.
- The last three EBT figures came in at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $879.4 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 2.73 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.36 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.32 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 2.74 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 1.52 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 1.91 Bn |
| 10 | Nu Holdings | 58.79 Mn | -14.98 Bn | 1.94 Bn | 1.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.08 Bn |
| Sep 30, 2025 | 1.12 Bn |
| Jun 30, 2025 | 879.36 Mn |
| Mar 31, 2025 | 795.07 Mn |
| Dec 31, 2024 | 767.45 Mn |
| Sep 30, 2024 | 723.79 Mn |
| Jun 30, 2024 | 725.42 Mn |
| Mar 31, 2024 | 578.54 Mn |
| Dec 31, 2023 | 559.93 Mn |
| Sep 30, 2023 | 411.55 Mn |
| Jun 30, 2023 | 323.98 Mn |
| Mar 31, 2023 | 243.63 Mn |
| Dec 31, 2022 | -221.75 Mn |
| Sep 30, 2022 | 5.11 Mn |
| Jun 30, 2022 | -24.61 Mn |
| Mar 31, 2022 | -67.65 Mn |
| Dec 31, 2021 | -88.50 Mn |
| Sep 30, 2021 | -21.76 Mn |
| Jun 30, 2021 | -6.54 Mn |
| Mar 31, 2021 | -53.37 Mn |