Nu Holdings (NU) EBT (2021 - 2025)

Nu Holdings (NU) recorded quarterly EBT of $1.1 billion in Q4 2025, down 3.46% quarter-over-quarter from $1.1 billion in Q3 2025, and up 40.43% on a YoY basis from $767.4 million in Q4 2024.

Nu Holdings (NU) EBT (2021 - 2025) Analysis & Trends

Nu Holdings' EBT history runs 5 years deep, the most recent figure standing at $1.1 billion for Q4 2025.

  • In Q4 2025, EBT rose 40.43% year-over-year to $1.1 billion; the TTM figure through Dec 2025 stood at $3.9 billion (up 38.4% YoY), while the FY2025 annual figure was $3.9 billion, up 38.4% from the prior year.
  • EBT was $1.1 billion for Q4 2025 at Nu Holdings, down from $1.1 billion in the prior quarter.
  • In the past five years, EBT ranged from a high of $1.1 billion in Q3 2025 to a low of -$221.7 million in Q4 2022.
  • Historically, EBT has averaged $386.2 million across 5 years, with a median of $367.8 million in 2023.
  • The sharpest annual moves came in 2022 and 2023: EBT slumped 276.45% in 2022, then soared 7958.45% in 2023.
  • A 5-year view of EBT shows it stood at -$88.5 million in 2021, then sank by 150.55% to -$221.7 million in 2022, then jumped by 352.51% to $559.9 million in 2023, then jumped by 37.06% to $767.4 million in 2024, then surged by 40.43% to $1.1 billion in 2025.
  • The last three EBT figures came in at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $879.4 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 346,782.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 2.73 Bn
4 First Capital 215.78 Bn 215.63 Bn - 5.36 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.32 Mn
7 NatWest 168.65 Bn -51.67 Bn - 2.74 Bn
8 Shinhan Financial 136.54 Bn 104.11 Bn - 1.52 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 1.91 Bn
10 Nu Holdings 58.79 Mn -14.98 Bn 1.94 Bn 1.08 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.08 Bn
Sep 30, 2025 1.12 Bn
Jun 30, 2025 879.36 Mn
Mar 31, 2025 795.07 Mn
Dec 31, 2024 767.45 Mn
Sep 30, 2024 723.79 Mn
Jun 30, 2024 725.42 Mn
Mar 31, 2024 578.54 Mn
Dec 31, 2023 559.93 Mn
Sep 30, 2023 411.55 Mn
Jun 30, 2023 323.98 Mn
Mar 31, 2023 243.63 Mn
Dec 31, 2022 -221.75 Mn
Sep 30, 2022 5.11 Mn
Jun 30, 2022 -24.61 Mn
Mar 31, 2022 -67.65 Mn
Dec 31, 2021 -88.50 Mn
Sep 30, 2021 -21.76 Mn
Jun 30, 2021 -6.54 Mn
Mar 31, 2021 -53.37 Mn