Nu Holdings (NU) Free Cash Flow (2019 - 2026)
Nu Holdings (NU) posted Free Cash Flow of -$16.4 million for Q2 2026, compared with $2.56 billion a year earlier.
Nu Holdings (NU) Free Cash Flow (2019 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Free Cash Flow at Nu Holdings was -$1.36 billion; for FY2025, it came in at $3.51 billion, up 45.9% from FY2024.
- Annual Free Cash Flow has increased for three consecutive years, with a five-year compound annual growth rate of 29.1% (FY2020 to FY2025).
- In prior years, Nu Holdings' Free Cash Flow was $2.4 billion in FY2024 (+86.9%), $1.29 billion in FY2023 (+65.9%), $775.57 million in FY2022 and -$2.92 billion in FY2021.
- Quarterly Free Cash Flow has run from a low of -$3.23 billion in Q3 2023 to a high of $2.71 billion in Q4 2023 over five years.
- According to Business Quant data, Free Cash Flow for the three prior quarters was -$1.21 billion (Q1 2026), $831.3 million (Q4 2025) and -$968.04 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 33.16 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -6.50 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -46.97 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 25.17 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 3.66 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 8.87 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Nu Holdings | 58.38 Bn | 2.37 Bn | 2.35 Bn | -16.40 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -16.40 Mn |
| Mar 31, 2026 | -1.21 Bn |
| Dec 31, 2025 | 831.30 Mn |
| Sep 30, 2025 | -968.04 Mn |
| Jun 30, 2025 | 2.56 Bn |
| Mar 31, 2025 | 1.09 Bn |
| Dec 31, 2024 | 1.38 Bn |
| Sep 30, 2024 | -1.07 Bn |
| Jun 30, 2024 | 2.66 Bn |
| Mar 31, 2024 | -570.41 Mn |
| Dec 31, 2023 | 2.71 Bn |
| Sep 30, 2023 | -3.23 Bn |
| Jun 30, 2023 | 1.71 Bn |
| Mar 31, 2023 | 98.89 Mn |
| Dec 31, 2022 | 248.35 Mn |
| Sep 30, 2022 | -4.02 Mn |
| Jun 30, 2022 | 471.76 Mn |
| Mar 31, 2022 | 82.99 Mn |
| Dec 31, 2021 | -1.85 Bn |
| Sep 30, 2021 | 2.54 Mn |
Nu Holdings Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=NU&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();