Nu Holdings (NU) Total Debt (2020 - 2025)
Nu Holdings (NU) posted quarterly Total Debt of $2.7 billion for Q4 2025, up 420.01% year-over-year from $510.1 million in Q4 2024, and up 59.67% quarter-over-quarter from $1.7 billion in Q3 2025.
Nu Holdings (NU) Total Debt (2020 - 2025) Analysis & Trends
Nu Holdings' Total Debt history runs 6 years deep, the most recent figure standing at $2.7 billion for Q4 2025.
- In Q4 2025, Total Debt rose 420.01% year-over-year to $2.7 billion; the TTM figure through Dec 2025 stood at $2.7 billion (up 420.01% YoY), while the FY2025 annual figure was $2.7 billion, up 420.01% from the prior year.
- Total Debt for Q4 2025 stood at $2.7 billion, up from $1.7 billion in the prior quarter.
- The five-year high for Total Debt was $2.7 billion in Q4 2025, with the low at -$50.4 million in Q3 2021.
- The 5-year median for Total Debt is $399.8 million (2023), against an average of $678.3 million.
- The sharpest annual moves came in 2021 and 2022: Total Debt plunged 58.06% in 2021, then surged 615.13% in 2022.
- Nu Holdings' Total Debt stood at $112.4 million in 2021, then soared by 615.13% to $803.7 million in 2022, then sank by 46.93% to $426.5 million in 2023, then gained by 19.59% to $510.1 million in 2024, then jumped by 420.01% to $2.7 billion in 2025.
- Business Quant data shows NU's Total Debt at $2.7 billion in Q4 2025, $1.7 billion in Q3 2025, and $1.2 billion in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 68.94 Bn |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 85.72 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 37.34 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 96.65 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 129.43 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.06 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 69.86 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 22.27 Bn |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | 51.32 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.65 Bn |
| Sep 30, 2025 | 1.66 Bn |
| Jun 30, 2025 | 1.19 Bn |
| Mar 31, 2025 | 1.07 Bn |
| Dec 31, 2024 | 510.08 Mn |
| Sep 30, 2024 | 1.11 Bn |
| Jun 30, 2024 | 1.26 Bn |
| Mar 31, 2024 | 1.29 Bn |
| Dec 31, 2023 | 426.52 Mn |
| Sep 30, 2023 | 373.03 Mn |
| Jun 30, 2023 | 335.33 Mn |
| Mar 31, 2023 | 301.59 Mn |
| Dec 31, 2022 | 803.74 Mn |
| Sep 30, 2022 | 115.28 Mn |
| Jun 30, 2022 | 138.89 Mn |
| Mar 31, 2022 | 189.87 Mn |
| Dec 31, 2021 | 112.39 Mn |
| Sep 30, 2021 | -50.39 Mn |
| Jun 30, 2021 | -33.26 Mn |
| Mar 31, 2021 | 112.39 Mn |