Nu Holdings (NU) Total Debt (2020 - 2025)

Nu Holdings (NU) posted quarterly Total Debt of $2.7 billion for Q4 2025, up 420.01% year-on-year from $510.1 million in Q4 2024, and up 59.67% on a QoQ basis from $1.7 billion in Q3 2025.

Nu Holdings (NU) Total Debt (2020 - 2025) Analysis & Trends

Nu Holdings (NU) has reported Total Debt for 6 consecutive years, with $2.7 billion the latest figure, recorded in Q4 2025.

  • Quarterly Total Debt rose 420.01% year-over-year to $2.7 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $2.7 billion (up 420.01% YoY) and the FY2025 annual result came in at $2.7 billion, up 420.01% from the prior year.
  • Total Debt climbed to $2.7 billion in Q4 2025 per NU's latest filing, from $1.7 billion in the prior quarter.
  • Over the last five years, Total Debt for NU reached as high as $2.7 billion in Q4 2025 and fell as low as -$50.4 million in Q3 2021.
  • A 5-year average of $678.3 million and a median of $399.8 million in 2023 frame the typical range for Total Debt.
  • Annual changes were most pronounced in 2021 — Total Debt plunged 58.06% — and 2022, when it jumped 615.13%.
  • Year by year, Total Debt stood at $112.4 million in 2021, then soared by 615.13% to $803.7 million in 2022, then slumped by 46.93% to $426.5 million in 2023, then grew by 19.59% to $510.1 million in 2024, then jumped by 420.01% to $2.7 billion in 2025.
  • According to Business Quant data, Total Debt over the past three periods registered $2.7 billion, $1.7 billion, and $1.2 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 55.85 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 39.89 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 1.29 Mn
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 94.66 Bn
5 Mizuho Financial 385.64 Bn 389.59 Bn - 253.78 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - 42.37 Bn
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.26 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 21.42 Bn
10 Nu Holdings 68.58 Bn 53.46 Bn 1.94 Bn 2.65 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.65 Bn
Sep 30, 2025 1.66 Bn
Jun 30, 2025 1.19 Bn
Mar 31, 2025 1.07 Bn
Dec 31, 2024 510.08 Mn
Sep 30, 2024 1.11 Bn
Jun 30, 2024 1.26 Bn
Mar 31, 2024 1.29 Bn
Dec 31, 2023 426.52 Mn
Sep 30, 2023 373.03 Mn
Jun 30, 2023 335.33 Mn
Mar 31, 2023 301.59 Mn
Dec 31, 2022 803.74 Mn
Sep 30, 2022 115.28 Mn
Jun 30, 2022 138.89 Mn
Mar 31, 2022 189.87 Mn
Dec 31, 2021 112.39 Mn
Sep 30, 2021 -50.39 Mn
Jun 30, 2021 -33.26 Mn
Mar 31, 2021 112.39 Mn