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Nu Holdings (NU) Total Debt (2020 - 2025)

Nu Holdings' quarterly Total Debt came in at $6.3 billion in Q4 2025, up 224.4% year-on-year from $1.9 billion in Q4 2024, and up 85.17% quarter-over-quarter from $3.4 billion in Q3 2025.

Nu Holdings has reported Total Debt for 6 years, with the latest figure at $6.3 billion in Q4 2025.

  • For the quarter ending Q4 2025, Total Debt rose 224.4% year-over-year to $6.3 billion; the trailing twelve-month figure through Dec 2025 stood at $6.3 billion (up 224.4% YoY), and the FY2025 full-year result was $6.3 billion, up 224.4% from the prior year.
  • Total Debt for Q4 2025 stood at $6.3 billion, up from $3.4 billion in the prior quarter.
  • The five-year high for Total Debt was $6.3 billion in Q4 2025, with the low at $112.4 million in Q4 2021.
  • Average Total Debt over 5 years is $1.7 billion, with a median of $1.3 billion recorded in 2023.
  • Year-over-year, Total Debt slumped 34.1% in 2021 and surged 615.13% in 2022.
  • Tracing NU's Total Debt over 5 years: stood at $112.4 million in 2021, then surged by 615.13% to $803.7 million in 2022, then surged by 68.26% to $1.4 billion in 2023, then jumped by 42.84% to $1.9 billion in 2024, then jumped by 224.4% to $6.3 billion in 2025.
  • The last three Total Debt figures came in at $6.3 billion (Q4 2025), $3.4 billion (Q3 2025), and $2.4 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 1.29 Mn
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 21.77 Bn
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 21.65 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 630.72 Bn
8 KB Financial 150.02 Bn 142.15 Bn - 8.28 Bn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 21.42 Bn
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn 6.27 Bn

Historic Data

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DateValue
Dec 31, 2025 6.27 Bn
Sep 30, 2025 3.38 Bn
Jun 30, 2025 2.40 Bn
Mar 31, 2025 2.29 Bn
Dec 31, 2024 1.93 Bn
Sep 30, 2024 2.12 Bn
Jun 30, 2024 2.38 Bn
Mar 31, 2024 2.06 Bn
Dec 31, 2023 1.35 Bn
Sep 30, 2023 1.30 Bn
Jun 30, 2023 954.93 Mn
Mar 31, 2023 808.62 Mn
Dec 31, 2022 803.74 Mn
Sep 30, 2022 537.17 Mn
Jun 30, 2022 592.86 Mn
Mar 31, 2022 348.15 Mn
Dec 31, 2021 112.39 Mn
Mar 31, 2021 249.62 Mn
Dec 31, 2020 170.54 Mn