Nu Holdings (NU) Total Debt (2020 - 2025)
Nu Holdings (NU) recorded quarterly Total Debt of $6.3 billion in Q4 2025, up 85.17% quarter-over-quarter from $3.4 billion in Q3 2025, and up 224.4% on a YoY basis from $1.9 billion in Q4 2024.
Nu Holdings (NU) Total Debt (2020 - 2025) Analysis & Trends
Nu Holdings' Total Debt history runs 6 years deep, the most recent figure standing at $6.3 billion for Q4 2025.
- In Q4 2025, Total Debt rose 224.4% year-over-year to $6.3 billion; the TTM figure through Dec 2025 stood at $6.3 billion (up 224.4% YoY), while the FY2025 annual figure was $6.3 billion, up 224.4% from the prior year.
- Total Debt was $6.3 billion for Q4 2025 at Nu Holdings, up from $3.4 billion in the prior quarter.
- In the past five years, Total Debt ranged from a high of $6.3 billion in Q4 2025 to a low of $112.4 million in Q1 2021.
- Historically, Total Debt has averaged $1.7 billion across 5 years, with a median of $1.3 billion in 2023.
- The sharpest annual moves came in 2021 and 2022: Total Debt slumped 34.1% in 2021, then soared 615.13% in 2022.
- A 5-year view of Total Debt shows it stood at $112.4 million in 2021, then jumped by 615.13% to $803.7 million in 2022, then jumped by 68.26% to $1.4 billion in 2023, then soared by 42.84% to $1.9 billion in 2024, then soared by 224.4% to $6.3 billion in 2025.
- The last three Total Debt figures came in at $6.3 billion (Q4 2025), $3.4 billion (Q3 2025), and $2.4 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 250,528.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 21.77 Bn |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 42.37 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | 53.31 Bn |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 21.65 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 94.66 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 8.20 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 240.60 Bn |
| 10 | Nu Holdings | 58.79 Mn | -14.98 Bn | 1.94 Bn | 6.27 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 6.27 Bn |
| Sep 30, 2025 | 3.38 Bn |
| Jun 30, 2025 | 2.40 Bn |
| Mar 31, 2025 | 2.29 Bn |
| Dec 31, 2024 | 1.93 Bn |
| Sep 30, 2024 | 2.12 Bn |
| Jun 30, 2024 | 2.38 Bn |
| Mar 31, 2024 | 2.06 Bn |
| Dec 31, 2023 | 1.35 Bn |
| Sep 30, 2023 | 1.30 Bn |
| Jun 30, 2023 | 954.93 Mn |
| Mar 31, 2023 | 808.62 Mn |
| Dec 31, 2022 | 803.74 Mn |
| Sep 30, 2022 | 537.17 Mn |
| Jun 30, 2022 | 592.86 Mn |
| Mar 31, 2022 | 348.15 Mn |
| Dec 31, 2021 | 112.39 Mn |
| Mar 31, 2021 | 112.39 Mn |
| Dec 31, 2020 | 170.54 Mn |