Nu Holdings (NU) Total Debt (2020 - 2025)
Nu Holdings (NU) posted quarterly Total Debt of $2.7 billion for Q4 2025, up 420.01% year-on-year from $510.1 million in Q4 2024, and up 59.67% on a QoQ basis from $1.7 billion in Q3 2025.
Nu Holdings (NU) Total Debt (2020 - 2025) Analysis & Trends
Nu Holdings (NU) has reported Total Debt for 6 consecutive years, with $2.7 billion the latest figure, recorded in Q4 2025.
- Quarterly Total Debt rose 420.01% year-over-year to $2.7 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $2.7 billion (up 420.01% YoY) and the FY2025 annual result came in at $2.7 billion, up 420.01% from the prior year.
- Total Debt climbed to $2.7 billion in Q4 2025 per NU's latest filing, from $1.7 billion in the prior quarter.
- Over the last five years, Total Debt for NU reached as high as $2.7 billion in Q4 2025 and fell as low as -$50.4 million in Q3 2021.
- A 5-year average of $678.3 million and a median of $399.8 million in 2023 frame the typical range for Total Debt.
- Annual changes were most pronounced in 2021 — Total Debt plunged 58.06% — and 2022, when it jumped 615.13%.
- Year by year, Total Debt stood at $112.4 million in 2021, then soared by 615.13% to $803.7 million in 2022, then slumped by 46.93% to $426.5 million in 2023, then grew by 19.59% to $510.1 million in 2024, then jumped by 420.01% to $2.7 billion in 2025.
- According to Business Quant data, Total Debt over the past three periods registered $2.7 billion, $1.7 billion, and $1.2 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 55.85 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 39.89 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 1.29 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 94.66 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 253.78 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 42.37 Bn |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.26 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.42 Bn |
| 10 | Nu Holdings | 68.58 Bn | 53.46 Bn | 1.94 Bn | 2.65 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.65 Bn |
| Sep 30, 2025 | 1.66 Bn |
| Jun 30, 2025 | 1.19 Bn |
| Mar 31, 2025 | 1.07 Bn |
| Dec 31, 2024 | 510.08 Mn |
| Sep 30, 2024 | 1.11 Bn |
| Jun 30, 2024 | 1.26 Bn |
| Mar 31, 2024 | 1.29 Bn |
| Dec 31, 2023 | 426.52 Mn |
| Sep 30, 2023 | 373.03 Mn |
| Jun 30, 2023 | 335.33 Mn |
| Mar 31, 2023 | 301.59 Mn |
| Dec 31, 2022 | 803.74 Mn |
| Sep 30, 2022 | 115.28 Mn |
| Jun 30, 2022 | 138.89 Mn |
| Mar 31, 2022 | 189.87 Mn |
| Dec 31, 2021 | 112.39 Mn |
| Sep 30, 2021 | -50.39 Mn |
| Jun 30, 2021 | -33.26 Mn |
| Mar 31, 2021 | 112.39 Mn |