Nu Holdings (NU) Total Debt (2020 - 2025)

Nu Holdings (NU) recorded quarterly Total Debt of $6.3 billion in Q4 2025, up 85.17% quarter-over-quarter from $3.4 billion in Q3 2025, and up 224.4% on a YoY basis from $1.9 billion in Q4 2024.

Nu Holdings (NU) Total Debt (2020 - 2025) Analysis & Trends

Nu Holdings' Total Debt history runs 6 years deep, the most recent figure standing at $6.3 billion for Q4 2025.

  • In Q4 2025, Total Debt rose 224.4% year-over-year to $6.3 billion; the TTM figure through Dec 2025 stood at $6.3 billion (up 224.4% YoY), while the FY2025 annual figure was $6.3 billion, up 224.4% from the prior year.
  • Total Debt was $6.3 billion for Q4 2025 at Nu Holdings, up from $3.4 billion in the prior quarter.
  • In the past five years, Total Debt ranged from a high of $6.3 billion in Q4 2025 to a low of $112.4 million in Q1 2021.
  • Historically, Total Debt has averaged $1.7 billion across 5 years, with a median of $1.3 billion in 2023.
  • The sharpest annual moves came in 2021 and 2022: Total Debt slumped 34.1% in 2021, then soared 615.13% in 2022.
  • A 5-year view of Total Debt shows it stood at $112.4 million in 2021, then jumped by 615.13% to $803.7 million in 2022, then jumped by 68.26% to $1.4 billion in 2023, then soared by 42.84% to $1.9 billion in 2024, then soared by 224.4% to $6.3 billion in 2025.
  • The last three Total Debt figures came in at $6.3 billion (Q4 2025), $3.4 billion (Q3 2025), and $2.4 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 250,528.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 21.77 Bn
3 Lloyds Banking 384.13 Bn 384.40 Bn - 42.37 Bn
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 53.31 Bn
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 21.65 Mn
7 NatWest 168.65 Bn -51.67 Bn - 94.66 Bn
8 Shinhan Financial 136.54 Bn 104.11 Bn - 8.20 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 240.60 Bn
10 Nu Holdings 58.79 Mn -14.98 Bn 1.94 Bn 6.27 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 6.27 Bn
Sep 30, 2025 3.38 Bn
Jun 30, 2025 2.40 Bn
Mar 31, 2025 2.29 Bn
Dec 31, 2024 1.93 Bn
Sep 30, 2024 2.12 Bn
Jun 30, 2024 2.38 Bn
Mar 31, 2024 2.06 Bn
Dec 31, 2023 1.35 Bn
Sep 30, 2023 1.30 Bn
Jun 30, 2023 954.93 Mn
Mar 31, 2023 808.62 Mn
Dec 31, 2022 803.74 Mn
Sep 30, 2022 537.17 Mn
Jun 30, 2022 592.86 Mn
Mar 31, 2022 348.15 Mn
Dec 31, 2021 112.39 Mn
Mar 31, 2021 112.39 Mn
Dec 31, 2020 170.54 Mn