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Growth Metrics

Nu Holdings (NU) Gross Margin (2021 - 2025)

Historic Gross Margin for Nu Holdings (NU) over the last 5 years, with Q3 2025 value amounting to 43.49%.

  • Nu Holdings' Gross Margin fell 23400.0% to 43.49% in Q3 2025 from the same period last year, while for Sep 2025 it was 54.38%, marking a year-over-year decrease of 19500.0%. This contributed to the annual value of 45.61% for FY2024, which is 21300.0% up from last year.
  • According to the latest figures from Q3 2025, Nu Holdings' Gross Margin is 43.49%, which was down 23400.0% from 42.2% recorded in Q2 2025.
  • In the past 5 years, Nu Holdings' Gross Margin registered a high of 49.51% during Q2 2021, and its lowest value of 31.41% during Q2 2022.
  • Moreover, its 5-year median value for Gross Margin was 42.2% (2025), whereas its average is 41.43%.
  • Its Gross Margin has fluctuated over the past 5 years, first plummeted by -181100bps in 2022, then soared by 104400bps in 2023.
  • Over the past 5 years, Nu Holdings' Gross Margin (Quarter) stood at 35.68% in 2021, then increased by 12bps to 39.87% in 2022, then rose by 7bps to 42.81% in 2023, then rose by 7bps to 45.82% in 2024, then dropped by -5bps to 43.49% in 2025.
  • Its last three reported values are 43.49% in Q3 2025, 42.2% for Q2 2025, and 40.63% during Q1 2025.