Nu Holdings (NU) EBIT Margin (2021 - 2025)
Nu Holdings (NU) posted quarterly EBIT Margin of 57.57% for Q4 2025, up 4132.0% year-over-year from 1.36% in Q4 2024, and down 195.65% quarter-over-quarter from 60.19% in Q3 2025.
Nu Holdings (NU) EBIT Margin (2021 - 2025) Analysis & Trends
Nu Holdings' EBIT Margin history runs 5 years deep, the most recent figure standing at 57.57% for Q4 2025.
- In Q4 2025, EBIT Margin rose 4132.0% year-over-year to 57.57%; the TTM figure through Dec 2025 stood at 24.55% (up 28.0% YoY), while the FY2025 annual figure was 24.55%, up 28.0% from the prior year.
- EBIT Margin for Q4 2025 stood at 57.57%, down from 60.19% in the prior quarter.
- The five-year high for EBIT Margin was 116.18% in Q1 2021, with the low at 198.73% in Q4 2021.
- The 5-year median for EBIT Margin is 65.09% (2024), against an average of 23.73%.
- The sharpest annual moves came in 2022 and 2023: EBIT Margin plunged 4142 bps in 2022, then jumped 8633 bps in 2023.
- Nu Holdings' EBIT Margin stood at 198.73% in 2021, then gained by 11 bps to 176.86% in 2022, then soared by 49 bps to 90.53% in 2023, then retreated by 9 bps to 98.89% in 2024, then jumped by 42 bps to 57.57% in 2025.
- Business Quant data shows NU's EBIT Margin at 57.57% in Q4 2025, 60.19% in Q3 2025, and 60.39% in Q2 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 111.11% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 66.98% |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -57.57% |
| Sep 30, 2025 | 60.19% |
| Jun 30, 2025 | 60.39% |
| Mar 31, 2025 | 56.74% |
| Dec 31, 2024 | -98.89% |
| Sep 30, 2024 | 67.05% |
| Jun 30, 2024 | 69.98% |
| Mar 31, 2024 | 65.23% |
| Dec 31, 2023 | -90.53% |
| Sep 30, 2023 | 66.37% |
| Jun 30, 2023 | 66.36% |
| Mar 31, 2023 | 65.37% |
| Dec 31, 2022 | -176.86% |
| Sep 30, 2022 | 64.96% |
| Jun 30, 2022 | 64.94% |
| Mar 31, 2022 | 74.76% |
| Dec 31, 2021 | -198.73% |
| Sep 30, 2021 | 97.66% |
| Jun 30, 2021 | 100.97% |
| Mar 31, 2021 | 116.18% |