Nu Holdings (NU) EBIT Margin (2021 - 2025)
Nu Holdings' quarterly EBIT Margin came in at 50.86% in Q4 2025, up 14975.0% year-on-year from N/an in Q4 2024, and down 1.92% quarter-over-quarter from 51.86% in Q3 2025.
Nu Holdings has reported EBIT Margin for 5 years, with the latest figure at 50.86% in Q4 2025.
- For the quarter ending Q4 2025, EBIT Margin rose 14975.0% year-over-year to 50.86%; the trailing twelve-month figure through Dec 2025 stood at 52.48% (up 2821.0% YoY), and the FY2025 full-year result was 24.55%, up 28.0% from the prior year.
- EBIT Margin for Q4 2025 stood at 50.86%, down from 51.86% in the prior quarter.
- The five-year high for EBIT Margin was 116.18% in Q1 2021, with the low at 198.73% in Q4 2021.
- Average EBIT Margin over 5 years is 28.29%, with a median of 65.09% recorded in 2024.
- Year-over-year, EBIT Margin sank 4142 bps in 2022 and surged 14975 bps in 2025.
- Tracing NU's EBIT Margin over 5 years: stood at 198.73% in 2021, then climbed by 11 bps to 176.86% in 2022, then surged by 49 bps to 90.53% in 2023, then slipped by 9 bps to 98.89% in 2024, then surged by 151 bps to 50.86% in 2025.
- The last three EBIT Margin figures came in at 50.86% (Q4 2025), 51.86% (Q3 2025), and 51.5% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 75.75% |
| 10 | Nu Holdings | 61.52 Mn | -14.98 Bn | 1.94 Bn | 50.86% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 50.86% |
| Sep 30, 2025 | 51.86% |
| Jun 30, 2025 | 51.50% |
| Mar 31, 2025 | 56.74% |
| Dec 31, 2024 | -98.89% |
| Sep 30, 2024 | 67.05% |
| Jun 30, 2024 | 69.98% |
| Mar 31, 2024 | 65.23% |
| Dec 31, 2023 | -90.53% |
| Sep 30, 2023 | 66.37% |
| Jun 30, 2023 | 66.36% |
| Mar 31, 2023 | 65.37% |
| Dec 31, 2022 | -176.86% |
| Sep 30, 2022 | 64.96% |
| Jun 30, 2022 | 64.94% |
| Mar 31, 2022 | 74.76% |
| Dec 31, 2021 | -198.73% |
| Sep 30, 2021 | 97.66% |
| Jun 30, 2021 | 100.97% |
| Mar 31, 2021 | 116.18% |