Nu Holdings (NU) EBIT Margin (2021 - 2026)
Nu Holdings (NU) recorded EBIT Margin of 62.61% in Q2 2026, up 2.22 percentage points from 60.39% a year earlier and up 6.77 percentage points from the prior quarter.
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Analysis
Nu Holdings (NU) EBIT Margin (2021 - 2026) Analysis & Trends
On a TTM basis, Nu Holdings' EBIT Margin came in at 59.70% as of Jun 30, 2026, down 2.49 percentage points year-over-year; for FY2025, it came in at 59.45%, down 7.50 percentage points from FY2024.
- Annual EBIT Margin has declined for six straight years, with a five-year change of -41.73 percentage points (FY2020 to FY2025).
- Across earlier years, EBIT Margin came in at 66.95% in FY2024 (-0.84 pp), 67.79% in FY2023 (-8.06 pp), 75.85% in FY2022 (-20.50 pp) and 96.35% in FY2021 (-4.83 pp).
- The Q2 2026 figure is the highest quarterly EBIT Margin since Q4 2024.
- On a year-over-year basis, EBIT Margin rose in two of the last eight quarters, with an average year-over-year change of -4.35 percentage points.
- Peak year-over-year performance for EBIT Margin in the last five years was a gain of 9.76 percentage points in Q4 2022, against a drop of 41.42 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 55.85% (Q1 2026), 59.93% (Q4 2025) and 60.19% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 91.77% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 93.16% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 95.89% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 138.04% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 131.07% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 84.05% |
| 10 | Nu Holdings | 61.19 Bn | 5.17 Bn | 2.35 Bn | 62.61% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 62.61% |
| Mar 31, 2026 | 55.85% |
| Dec 31, 2025 | 59.93% |
| Sep 30, 2025 | 60.19% |
| Jun 30, 2025 | 60.39% |
| Mar 31, 2025 | 56.74% |
| Dec 31, 2024 | 65.54% |
| Sep 30, 2024 | 67.05% |
| Jun 30, 2024 | 69.98% |
| Mar 31, 2024 | 65.23% |
| Dec 31, 2023 | 71.79% |
| Sep 30, 2023 | 66.37% |
| Jun 30, 2023 | 66.36% |
| Mar 31, 2023 | 65.37% |
| Dec 31, 2022 | 95.03% |
| Sep 30, 2022 | 64.96% |
| Jun 30, 2022 | 64.94% |
| Mar 31, 2022 | 74.76% |
| Dec 31, 2021 | 85.27% |
| Sep 30, 2021 | 97.66% |
API Access
Nu Holdings EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=NU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();