Nu Holdings (NU) Equity Ratio (2020 - 2025)

Nu Holdings (NU) recorded quarterly Equity Ratio of 2.15 in Q4 2025, up 1304.2% quarter-over-quarter from 0.15 in Q4 2024, and up 1304.2% on a YoY basis from 0.15 in Q4 2024.

Nu Holdings (NU) Equity Ratio (2020 - 2025) Analysis & Trends

Nu Holdings' Equity Ratio history runs 6 years deep, the most recent figure standing at 2.15 for Q4 2025.

  • In Q4 2025, Equity Ratio rose 1304.2% year-over-year to 2.15; the TTM figure through Dec 2025 stood at 2.15 (up 1304.2% YoY), while the FY2025 annual figure was 2.15, up 1304.2% from the prior year.
  • Equity Ratio was 2.15 for Q4 2025 at Nu Holdings, up from 0.15 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 4.63 in Q4 2023 to a low of 0.0 in Q4 2022.
  • Historically, Equity Ratio has averaged 1.43 across 5 years, with a median of 0.22 in 2021.
  • The sharpest annual moves came in 2022 and 2023: Equity Ratio sank 99.04% in 2022, then soared 214597.33% in 2023.
  • A 5-year view of Equity Ratio shows it stood at 0.22 in 2021, then tumbled by 99.04% to 0.0 in 2022, then surged by 214597.33% to 4.63 in 2023, then sank by 96.69% to 0.15 in 2024, then surged by 1304.2% to 2.15 in 2025.
  • The last three Equity Ratio figures came in at 2.15 (Q4 2025), 0.15 (Q4 2024), and 4.63 (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.08
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.11
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.10
7 NatWest 168.65 Bn -51.67 Bn - 0.06
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.08
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.03
10 Nu Holdings 58.79 Mn -14.98 Bn 1.94 Bn 2.15

Historic Data

Download Data
DateValue
Dec 31, 2025 2.15
Dec 31, 2024 0.15
Dec 31, 2023 4.63
Dec 31, 2022 0.00
Dec 31, 2021 0.22
Dec 31, 2020 0.70