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Nu Holdings (NU) Equity Ratio (2020 - 2025)

Nu Holdings' quarterly Equity Ratio came in at 2.15 in Q4 2025, up 1304.2% year-on-year from 0.15 in Q4 2024, and up 1293.07% quarter-over-quarter from 0.15 in Q3 2025.

Nu Holdings has reported Equity Ratio for 6 years, with the latest figure at 2.15 in Q4 2025.

  • For the quarter ending Q4 2025, Equity Ratio rose 1304.2% year-over-year to 2.15; the trailing twelve-month figure through Dec 2025 stood at 2.15 (up 1304.2% YoY), and the FY2025 full-year result was 2.15, up 1304.2% from the prior year.
  • Equity Ratio for Q4 2025 stood at 2.15, up from 0.15 in the prior quarter.
  • The five-year high for Equity Ratio was 4.63 in Q4 2023, with the low at 0.0 in Q4 2022.
  • Average Equity Ratio over 5 years is 1.07, with a median of 0.15 recorded in 2025.
  • Year-over-year, Equity Ratio sank 99.04% in 2022 and surged 214597.33% in 2023.
  • Tracing NU's Equity Ratio over 5 years: stood at 0.22 in 2021, then slumped by 99.04% to 0.0 in 2022, then soared by 214597.33% to 4.63 in 2023, then plunged by 96.69% to 0.15 in 2024, then soared by 1304.2% to 2.15 in 2025.
  • The last three Equity Ratio figures came in at 2.15 (Q4 2025), 0.15 (Q3 2025), and 0.15 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.08
3 Lloyds Banking 426.28 Bn 426.28 Bn - 0.05
4 NatWest 184.56 Bn 184.56 Bn - 0.06
5 First Capital 181.18 Bn 181.03 Bn - 0.11
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.10
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.05
8 KB Financial 150.02 Bn 142.15 Bn - 0.07
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.11
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn 2.15

Historic Data

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DateValue
Dec 31, 2025 2.15
Sep 30, 2025 0.15
Jun 30, 2025 0.15
Dec 31, 2024 0.15
Dec 31, 2023 4.63
Dec 31, 2022 0.00
Dec 31, 2021 0.22
Dec 31, 2020 0.70