Nu Holdings (NU) EBIT Margin (2021 - 2026)
Nu Holdings (NU) recorded EBIT Margin of 22.51% in Q2 2026, down 1.49 percentage points from 24.00% a year earlier but up 3.28 percentage points from the prior quarter.
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Analysis
Nu Holdings (NU) EBIT Margin (2021 - 2026) Analysis & Trends
On a TTM basis, Nu Holdings' EBIT Margin came in at 22.71% as of Jun 30, 2026, down 1.95 percentage points year-over-year; for FY2025, it came in at 24.55%, up 0.28 percentage points from FY2024.
- Annual EBIT Margin has increased for five straight years, with a five-year change of +37.03 percentage points (FY2020 to FY2025).
- Across earlier years, EBIT Margin came in at 24.27% in FY2024 (+5.10 pp), 19.17% in FY2023 (+25.61 pp), -6.45% in FY2022 (+3.58 pp) and -10.02% in FY2021 (+2.46 pp).
- Quarterly EBIT Margin has ranged from -15.29% in Q4 2022 to 26.78% in Q3 2025 over the past five years.
- On a year-over-year basis, EBIT Margin has declined for three consecutive quarters, with an average year-over-year change of +0.30 percentage points over the last eight quarters.
- Peak year-over-year performance for EBIT Margin in the last five years was a gain of 38.57 percentage points in Q4 2023, against a drop of 5.29 percentage points in Q1 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 19.23% (Q1 2026), 23.01% (Q4 2025) and 26.78% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 91.99% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 89.38% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 48.15% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 95.47% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 138.04% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 139.33% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 84.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 51.45% |
| 10 | Nu Holdings | 58.38 Bn | 2.37 Bn | 2.35 Bn | 22.51% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 22.51% |
| Mar 31, 2026 | 19.23% |
| Dec 31, 2025 | 23.01% |
| Sep 30, 2025 | 26.78% |
| Jun 30, 2025 | 24.00% |
| Mar 31, 2025 | 24.52% |
| Dec 31, 2024 | 25.67% |
| Sep 30, 2024 | 24.59% |
| Jun 30, 2024 | 25.47% |
| Mar 31, 2024 | 21.15% |
| Dec 31, 2023 | 23.28% |
| Sep 30, 2023 | 19.26% |
| Jun 30, 2023 | 17.34% |
| Mar 31, 2023 | 15.05% |
| Dec 31, 2022 | -15.29% |
| Sep 30, 2022 | 0.39% |
| Jun 30, 2022 | -2.13% |
| Mar 31, 2022 | -7.71% |
| Dec 31, 2021 | -13.92% |
| Sep 30, 2021 | -4.52% |
API Access
Nu Holdings EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=NU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();