Nu Holdings (NU) Interest Expenses (2021 - 2025)
Nu Holdings' (NU) quarterly Interest Expenses came in at $4.7 billion in Q4 2025, up 59.49% year-on-year from $2.9 billion in Q4 2024, and up 8841.82% quarter-over-quarter from -$53.3 million in Q3 2025.
Nu Holdings (NU) Interest Expenses (2021 - 2025) Analysis & Trends
Nu Holdings' Interest Expenses history runs 5 years deep, the most recent figure standing at $4.7 billion for Q4 2025.
- On a quarterly basis, Interest Expenses rose 59.49% year-over-year to $4.7 billion in Q4 2025; TTM through Dec 2025 was $4.6 billion, a 61.51% increase from a year earlier, with the FY2025 full-year figure at $4.6 billion, up 61.51% from the prior year.
- Interest Expenses improved to $4.7 billion in Q4 2025 per NU's latest filing, from -$53.3 million in the prior quarter.
- Across five years, Interest Expenses topped out at $4.7 billion in Q4 2025 and bottomed at -$53.3 million in Q3 2025.
- The 5-year median for Interest Expenses is -$10.5 million (2022), against an average of $631.8 million.
- Across the five-year window, Interest Expenses soared 317.86% in 2022 and slumped 482.38% in 2023, its largest moves.
- Year by year, Interest Expenses stood at $375.3 million in 2021, then surged by 317.86% to $1.6 billion in 2022, then soared by 34.03% to $2.1 billion in 2023, then surged by 39.05% to $2.9 billion in 2024, then surged by 59.49% to $4.7 billion in 2025.
- Per Business Quant, the three latest NU Interest Expenses figures stand at $4.7 billion (Q4 2025), -$53.3 million (Q3 2025), and -$9.0 million (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -275.78 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -2.77 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -227,416.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 19.98 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.30 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 2.53 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 4.92 Bn |
| 10 | Nu Holdings | 68.07 Bn | 52.92 Bn | 1.94 Bn | 4.66 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 4.66 Bn |
| Dec 31, 2025 | 4.66 Bn |
| Sep 30, 2025 | -53.32 Mn |
| Sep 30, 2025 | -53.32 Mn |
| Jun 30, 2025 | -8.95 Mn |
| Jun 30, 2025 | -8.95 Mn |
| Mar 31, 2025 | -20.36 Mn |
| Mar 31, 2025 | -20.36 Mn |
| Dec 31, 2024 | 2.92 Bn |
| Dec 31, 2024 | 2.92 Bn |
| Sep 30, 2024 | -31.48 Mn |
| Sep 30, 2024 | -31.48 Mn |
| Jun 30, 2024 | -20.10 Mn |
| Jun 30, 2024 | -20.10 Mn |
| Mar 31, 2024 | -36.26 Mn |
| Mar 31, 2024 | -36.26 Mn |
| Dec 31, 2023 | 2.10 Bn |
| Dec 31, 2023 | 2.10 Bn |
| Sep 30, 2023 | -28.81 Mn |
| Sep 30, 2023 | -28.81 Mn |