Nu Holdings (NU) Interest Expenses (2021 - 2025)

Nu Holdings' (NU) quarterly Interest Expenses came in at $4.7 billion in Q4 2025, up 59.49% year-on-year from $2.9 billion in Q4 2024, and up 8841.82% quarter-over-quarter from -$53.3 million in Q3 2025.

Nu Holdings (NU) Interest Expenses (2021 - 2025) Analysis & Trends

Nu Holdings' Interest Expenses history runs 5 years deep, the most recent figure standing at $4.7 billion for Q4 2025.

  • On a quarterly basis, Interest Expenses rose 59.49% year-over-year to $4.7 billion in Q4 2025; TTM through Dec 2025 was $4.6 billion, a 61.51% increase from a year earlier, with the FY2025 full-year figure at $4.6 billion, up 61.51% from the prior year.
  • Interest Expenses improved to $4.7 billion in Q4 2025 per NU's latest filing, from -$53.3 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $4.7 billion in Q4 2025 and bottomed at -$53.3 million in Q3 2025.
  • The 5-year median for Interest Expenses is -$10.5 million (2022), against an average of $631.8 million.
  • Across the five-year window, Interest Expenses soared 317.86% in 2022 and slumped 482.38% in 2023, its largest moves.
  • Year by year, Interest Expenses stood at $375.3 million in 2021, then surged by 317.86% to $1.6 billion in 2022, then soared by 34.03% to $2.1 billion in 2023, then surged by 39.05% to $2.9 billion in 2024, then surged by 59.49% to $4.7 billion in 2025.
  • Per Business Quant, the three latest NU Interest Expenses figures stand at $4.7 billion (Q4 2025), -$53.3 million (Q3 2025), and -$9.0 million (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -275.78 Mn
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -2.77 Bn
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -227,416.00
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 19.98 Mn
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 5.30 Mn
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 2.53 Bn
9 Us Bancorp 99.51 Bn 99.51 Bn - 4.92 Bn
10 Nu Holdings 68.07 Bn 52.92 Bn 1.94 Bn 4.66 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 4.66 Bn
Dec 31, 2025 4.66 Bn
Sep 30, 2025 -53.32 Mn
Sep 30, 2025 -53.32 Mn
Jun 30, 2025 -8.95 Mn
Jun 30, 2025 -8.95 Mn
Mar 31, 2025 -20.36 Mn
Mar 31, 2025 -20.36 Mn
Dec 31, 2024 2.92 Bn
Dec 31, 2024 2.92 Bn
Sep 30, 2024 -31.48 Mn
Sep 30, 2024 -31.48 Mn
Jun 30, 2024 -20.10 Mn
Jun 30, 2024 -20.10 Mn
Mar 31, 2024 -36.26 Mn
Mar 31, 2024 -36.26 Mn
Dec 31, 2023 2.10 Bn
Dec 31, 2023 2.10 Bn
Sep 30, 2023 -28.81 Mn
Sep 30, 2023 -28.81 Mn