KPIs & Operating Metrics(New)
Growth Metrics

Nu Holdings (NU) Operating Leases (2020 - 2025)

Nu Holdings' quarterly Operating Leases came in at $29.2 million in Q4 2025, up 11.45% year-on-year from $26.2 million in Q4 2024, and up 7.87% quarter-over-quarter from $27.1 million in Q3 2025.

Nu Holdings has reported Operating Leases for 6 years, with the latest figure at $29.2 million in Q4 2025.

  • For the quarter ending Q4 2025, Operating Leases rose 11.45% year-over-year to $29.2 million; the trailing twelve-month figure through Dec 2025 stood at $29.2 million (up 11.45% YoY), and the FY2025 full-year result was $29.2 million, up 11.45% from the prior year.
  • Operating Leases for Q4 2025 stood at $29.2 million, up from $27.1 million in the prior quarter.
  • The five-year high for Operating Leases was $36.9 million in Q4 2023, with the low at $7.6 million in Q1 2021.
  • Average Operating Leases over 5 years is $24.5 million, with a median of $26.4 million recorded in 2024.
  • Year-over-year, Operating Leases tumbled 36.57% in 2021 and jumped 167.06% in 2022.
  • Tracing NU's Operating Leases over 5 years: stood at $7.6 million in 2021, then jumped by 167.06% to $20.4 million in 2022, then surged by 81.51% to $36.9 million in 2023, then declined by 29.09% to $26.2 million in 2024, then increased by 11.45% to $29.2 million in 2025.
  • The last three Operating Leases figures came in at $29.2 million (Q4 2025), $27.1 million (Q3 2025), and $27.5 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn -
3 Lloyds Banking 426.28 Bn 426.28 Bn -
4 NatWest 184.56 Bn 184.56 Bn -
5 First Capital 181.18 Bn 181.03 Bn -
6 Landmark Bancorp 164.67 Bn 164.64 Bn -
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn -
8 KB Financial 150.02 Bn 142.15 Bn -
9 Pnc Financial Services 88.79 Bn 88.84 Bn -
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn

Historic Data

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DateValue
Dec 31, 2025 29.20 Mn
Sep 30, 2025 27.07 Mn
Jun 30, 2025 27.51 Mn
Mar 31, 2025 26.70 Mn
Dec 31, 2024 26.20 Mn
Sep 30, 2024 29.87 Mn
Jun 30, 2024 31.22 Mn
Mar 31, 2024 35.68 Mn
Dec 31, 2023 36.94 Mn
Sep 30, 2023 32.04 Mn
Jun 30, 2023 19.17 Mn
Mar 31, 2023 19.30 Mn
Dec 31, 2022 20.35 Mn
Sep 30, 2022 18.86 Mn
Jun 30, 2022 25.02 Mn
Mar 31, 2022 20.32 Mn
Dec 31, 2021 7.62 Mn
Mar 31, 2021 7.62 Mn
Dec 31, 2020 12.01 Mn