KPIs & Operating Metrics(New)
Active Customers (In Millions)Active Customers (In Millions) AnnualActivity Rate %Activity Rate Annual %Allowance For Credit LossAllowance For Credit Loss AnnualAllowance For Credit Loss To Total Loans %Allowance For Credit Loss To Total Loans Annual %Breakdown Of AssetsCapital Adequacy Ratio %Cet 1 Capital Ratio %Common Equity CapitalCommon Equity Capital AnnualCost Of Financial Services BreakdownDeferred Revenue By SegmentDepositsDeposits AnnualEfficiency Ratio %Efficiency Ratio Annual %Employee StatisticsFee And Commission Income BreakdownFee And Commission Income Breakdown AnnualGross Margin %Gross Margin Annual %Gross ProfitGross Profit AnnualIncome Before Income TaxesInteres Income And Gains (Losses) On Financial Instruments AnnualInterest Income And Gains (Losses) On Financial InstrumentsInterest Income And Gains (Losses) On Financial Instruments BreakdownInterest Income And Gains (Losses) On Financial Instruments Breakdown AnnualLoans To Deposits RatioLoans To Deposits Ratio Annual %Monthly Average Cost To Serve Per Active Customer (In $)Monthly Average Cost To Serve Per Active Customer (In $) AnnualMonthly Average Revenue Per Active Customer (In $)Monthly Average Revenue Per Active Customer (In $) AnnualNet Interest Margin %Non Current Assets By Geographic AreaNon Gaap ProfitabilityNon Gaap Profitability %Non Gaap Profitability AnnualNon Gaap Profitability Annual %Number Of Customers Growth %Number Of Customers Growth (%) Annual %Number Of Customers (In Millions)Number Of Customers (In Millions) AnnualOperating Expense SegregationOpex As A % Of RevenuePurchase Volume Growth %Purchase Volume Growth (%) Annual %Purchase Volume (In $ Billions)Purchase Volume (In $ Billions) AnnualRevenue By Geographical AreaRevenue By Geographical Area %Revenue By Geographical Area AnnualRevenue By Geographical Area Annual %Risk Weighted AssetsRisk Weighted Assets AnnualTier 1 Capital Ratio %Tier I CapitalTier I Capital AnnualTotal LoansTotal Loans AnnualTotal Recievables BreakdownTotal Revenue By Business VerticalTotal Revenue By Business Vertical %Total Revenue By Business Vertical AnnualTotal Revenue By Business Vertical Annual %
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Equity IncomeGross ProfitIncome from Continuing OperationsIncome from Non-Controlling InterestsIncome towards Parent CompanyNet Income towards Common StockholdersNon Operating IncomeOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax Rate
Others
Cost of RevenueEBIATGross ProfitLeasesLoans and Notes ReceivablesOther Gross PP&E AdjustmentsOther Gross PP&E AdjustmentsProperty, Plant & Equipment (Gross)Property, Plant & Equipment (Gross)Receivables - NetReceivables - OtherShares IssuedShares OutstandingShares Outstanding
Ratios

Nu Holdings (NU) Gross Profit (2021 - 2025)

Nu Holdings' quarterly Gross Profit came in at $1.9 billion in Q4 2025, up 42.52% year-on-year from $1.4 billion in Q4 2024, and up 7.08% quarter-over-quarter from $1.8 billion in Q3 2025.

Nu Holdings has reported Gross Profit for 5 years, with the latest figure at $1.9 billion in Q4 2025.

  • For the quarter ending Q4 2025, Gross Profit rose 42.52% year-over-year to $1.9 billion; the trailing twelve-month figure through Dec 2025 stood at $6.6 billion (up 26.12% YoY), and the FY2025 full-year result was $6.6 billion, up 26.12% from the prior year.
  • Gross Profit for Q4 2025 stood at $1.9 billion, up from $1.8 billion in the prior quarter.
  • The five-year high for Gross Profit was $1.9 billion in Q4 2025, with the low at $115.7 million in Q1 2021.
  • Average Gross Profit over 5 years is $888.2 million, with a median of $848.4 million recorded in 2023.
  • Year-over-year, Gross Profit soared 154.9% in 2022 and climbed 11.67% in 2025.
  • Tracing NU's Gross Profit over 5 years: stood at $226.9 million in 2021, then soared by 154.9% to $578.3 million in 2022, then surged by 97.67% to $1.1 billion in 2023, then gained by 19.26% to $1.4 billion in 2024, then surged by 42.52% to $1.9 billion in 2025.
  • The last three Gross Profit figures came in at $1.9 billion (Q4 2025), $1.8 billion (Q3 2025), and $1.5 billion (Q2 2025), per Business Quant data.