Nu Holdings (NU) Debt Ratio (2020 - 2025)
Nu Holdings' quarterly Debt Ratio came in at 1.19 in Q4 2025, up 2985.1% year-on-year from 0.04 in Q4 2024, and up 2311.06% quarter-over-quarter from 0.05 in Q3 2025.
Nu Holdings has reported Debt Ratio for 6 years, with the latest figure at 1.19 in Q4 2025.
- For the quarter ending Q4 2025, Debt Ratio rose 2985.1% year-over-year to 1.19; the trailing twelve-month figure through Dec 2025 stood at 1.19 (up 2985.1% YoY), and the FY2025 full-year result was 1.19, up 2985.1% from the prior year.
- Debt Ratio for Q4 2025 stood at 1.19, up from 0.05 in the prior quarter.
- The five-year high for Debt Ratio was 1.19 in Q4 2025, with the low at 0.01 in Q4 2021.
- Average Debt Ratio over 5 years is 0.16, with a median of 0.04 recorded in 2025.
- Year-over-year, Debt Ratio tumbled 97.93% in 2021 and soared 3541.53% in 2023.
- Tracing NU's Debt Ratio over 5 years: stood at 0.01 in 2021, then soared by 374.41% to 0.03 in 2022, then soared by 3541.53% to 0.98 in 2023, then slumped by 96.04% to 0.04 in 2024, then soared by 2985.1% to 1.19 in 2025.
- The last three Debt Ratio figures came in at 1.19 (Q4 2025), 0.05 (Q3 2025), and 0.04 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 0.02 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | 0.05 |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.01 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 0.36 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 0.01 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.04 |
| 10 | Nu Holdings | 61.52 Mn | -14.98 Bn | 1.94 Bn | 1.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.19 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.04 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.05 |
| Dec 31, 2023 | 0.98 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Dec 31, 2020 | 0.27 |