Nu Holdings (NU) Debt Ratio (2020 - 2025)

Nu Holdings' Debt Ratio history runs 6 years deep, the most recent figure standing at 0.04 for Q4 2025.

• On a quarterly basis, Debt Ratio rose 246.69% year-over-year to 0.04 in Q4 2025; TTM through Dec 2025 was 0.04, a 246.69% increase from a year earlier, with the FY2025 full-year figure at 0.04, up 246.69% from the prior year.
• Debt Ratio advanced to 0.04 in Q4 2025 per NU's latest filing, from 0.02 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.11 in Q4 2021 and bottomed at 0.0 in Q3 2022.
• The 5-year median for Debt Ratio is 0.02 (2025), against an average of 0.02.
• Across the five-year window, Debt Ratio plunged 97.38% in 2021 and surged 246.69% in 2025, its largest moves.
• Year by year, Debt Ratio stood at 0.11 in 2021, then sank by 74.58% to 0.03 in 2022, then plunged by 63.35% to 0.01 in 2023, then climbed by 3.82% to 0.01 in 2024, then jumped by 246.69% to 0.04 in 2025.
• Per Business Quant, the three latest NU Debt Ratio figures stand at 0.04 (Q4 2025), 0.02 (Q3 2025), and 0.02 (Q2 2025).