Nu Holdings (NU) Debt Ratio (2020 - 2025)

Nu Holdings' Debt Ratio history runs 6 years deep, the most recent figure standing at 1.19 for Q4 2025.

• In Q4 2025, Debt Ratio rose 2985.1% year-over-year to 1.19; the TTM figure through Dec 2025 stood at 1.19 (up 2985.1% YoY), while the FY2025 annual figure was 1.19, up 2985.1% from the prior year.
• Debt Ratio was 1.19 for Q4 2025 at Nu Holdings, up from 0.05 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 1.19 in Q4 2025 to a low of 0.01 in Q4 2021.
• Historically, Debt Ratio has averaged 0.16 across 5 years, with a median of 0.04 in 2025.
• The sharpest annual moves came in 2021 and 2023: Debt Ratio tumbled 97.93% in 2021, then jumped 3541.53% in 2023.
• A 5-year view of Debt Ratio shows it stood at 0.01 in 2021, then surged by 374.41% to 0.03 in 2022, then surged by 3541.53% to 0.98 in 2023, then tumbled by 96.04% to 0.04 in 2024, then surged by 2985.1% to 1.19 in 2025.
• The last three Debt Ratio figures came in at 1.19 (Q4 2025), 0.05 (Q3 2025), and 0.04 (Q2 2025), per Business Quant data.