Nu Holdings (NU) Interest Coverage Ratio (2021 - 2025)
Nu Holdings' (NU) quarterly Interest Coverage Ratio came in at 0.58 in Q4 2025, up 42.78% year-on-year from 0.41 in Q4 2024, and up 98.77% quarter-over-quarter from 47.1 in Q3 2025.
Nu Holdings (NU) Interest Coverage Ratio (2021 - 2025) Analysis & Trends
Nu Holdings' Interest Coverage Ratio history runs 5 years deep, the most recent figure standing at 0.58 for Q4 2025.
- On a quarterly basis, Interest Coverage Ratio rose 42.78% year-over-year to 0.58 in Q4 2025; TTM through Dec 2025 was 0.85, a 14.23% decrease from a year earlier, with the FY2025 full-year figure at 0.85, down 14.23% from the prior year.
- Interest Coverage Ratio rose to 0.58 in Q4 2025 per NU's latest filing, from 47.1 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.58 in Q4 2025 and bottomed at 252.75 in Q2 2022.
- The 5-year median for Interest Coverage Ratio is 59.44 (2023), against an average of 81.52.
- Across the five-year window, Interest Coverage Ratio surged 71.67% in 2023 and tumbled 149.6% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 3.37 in 2021, then jumped by 51.42% to 1.64 in 2022, then jumped by 36.68% to 1.04 in 2023, then rose by 2.35% to 1.01 in 2024, then soared by 42.78% to 0.58 in 2025.
- Per Business Quant, the three latest NU Interest Coverage Ratio figures stand at 0.58 (Q4 2025), 47.1 (Q3 2025), and 247.49 (Q2 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Nu Holdings | 68.07 Bn | 52.92 Bn | 1.94 Bn | -0.58 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.58 |
| Sep 30, 2025 | -47.10 |
| Jun 30, 2025 | -247.49 |
| Mar 31, 2025 | -90.51 |
| Dec 31, 2024 | -1.01 |
| Sep 30, 2024 | -62.70 |
| Jun 30, 2024 | -99.16 |
| Mar 31, 2024 | -49.21 |
| Dec 31, 2023 | -1.04 |
| Sep 30, 2023 | -49.22 |
| Jun 30, 2023 | -71.59 |
| Mar 31, 2023 | -56.19 |
| Dec 31, 2022 | -1.64 |
| Sep 30, 2022 | -70.62 |
| Jun 30, 2022 | -252.75 |
| Mar 31, 2022 | -123.74 |
| Dec 31, 2021 | -3.37 |
| Mar 31, 2021 | -239.46 |