KPIs & Operating Metrics(New)
Growth Metrics

Nu Holdings (NU) Non Operating Income (2022 - 2025)

Nu Holdings' quarterly Non Operating Income came in at -$865.0 million in Q4 2025, down 45.16% year-on-year from -$1.6 billion in Q4 2024, and down 24.09% quarter-over-quarter from -$697.1 million in Q3 2025.

Nu Holdings has reported Non Operating Income for 4 years, with the latest figure at -$865.0 million in Q4 2025.

  • For the quarter ending Q4 2025, Non Operating Income fell 45.16% year-over-year to -$865.0 million; the trailing twelve-month figure through Dec 2025 stood at -$2.8 billion (down 45.48% YoY), and the FY2025 full-year result was -$2.8 billion, down 12.01% from the prior year.
  • Non Operating Income for Q4 2025 stood at -$865.0 million, down from -$697.1 million in the prior quarter.
  • The five-year high for Non Operating Income was -$31.8 million in Q3 2022, with the low at -$865.0 million in Q4 2025.
  • Average Non Operating Income over 4 years is -$431.5 million, with a median of -$610.4 million recorded in 2024.
  • Year-over-year, Non Operating Income plunged 857.73% in 2024 and slipped 5.3% in 2025.
  • Tracing NU's Non Operating Income over 4 years: stood at -$46.3 million in 2022, then plunged by 89.13% to -$87.5 million in 2023, then sank by 580.71% to -$595.9 million in 2024, then tumbled by 45.16% to -$865.0 million in 2025.
  • The last three Non Operating Income figures came in at -$865.0 million (Q4 2025), -$697.1 million (Q3 2025), and -$667.6 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non Op. Inc. (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 71,279.00
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - -
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - 263,416.59
9 Pnc Financial Services 88.79 Bn 88.84 Bn - -
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn -864.98 Mn

Historic Data

Download Data 🔒
DateValue
Dec 31, 2025 -864.98 Mn
Sep 30, 2025 -697.07 Mn
Jun 30, 2025 -667.59 Mn
Dec 31, 2024 -595.88 Mn
Sep 30, 2024 -624.84 Mn
Jun 30, 2024 -634.00 Mn
Dec 31, 2023 -87.54 Mn
Sep 30, 2023 -65.24 Mn
Dec 31, 2022 -46.29 Mn
Sep 30, 2022 -31.79 Mn