Nu Holdings (NU) EBIAT (2021 - 2025)
Nu Holdings' quarterly EBIAT came in at $894.8 million in Q4 2025, up 61.91% year-on-year from $552.6 million in Q4 2024, and up 14.33% quarter-over-quarter from $782.7 million in Q3 2025.
Nu Holdings has reported EBIAT for 5 years, with the latest figure at $894.8 million in Q4 2025.
- For the quarter ending Q4 2025, EBIAT rose 61.91% year-over-year to $894.8 million; the trailing twelve-month figure through Dec 2025 stood at $2.9 billion (up 45.61% YoY), and the FY2025 full-year result was $2.9 billion, up 45.61% from the prior year.
- EBIAT for Q4 2025 stood at $894.8 million, up from $782.7 million in the prior quarter.
- The five-year high for EBIAT was $894.8 million in Q4 2025, with the low at -$297.6 million in Q4 2022.
- Average EBIAT over 5 years is $264.6 million, with a median of $264.0 million recorded in 2023.
- Year-over-year, EBIAT sank 349.06% in 2022 and jumped 3768.71% in 2023.
- Tracing NU's EBIAT over 5 years: stood at -$66.3 million in 2021, then slumped by 349.06% to -$297.6 million in 2022, then jumped by 221.26% to $360.9 million in 2023, then jumped by 53.14% to $552.6 million in 2024, then soared by 61.91% to $894.8 million in 2025.
- The last three EBIAT figures came in at $894.8 million (Q4 2025), $782.7 million (Q3 2025), and $637.0 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | - |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | - |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.82 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 832.79 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | - |
| 10 | Nu Holdings | 61.52 Mn | -14.98 Bn | 1.94 Bn | 894.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 894.80 Mn |
| Sep 30, 2025 | 782.68 Mn |
| Jun 30, 2025 | 636.99 Mn |
| Mar 31, 2025 | 557.21 Mn |
| Dec 31, 2024 | 552.64 Mn |
| Sep 30, 2024 | 553.39 Mn |
| Jun 30, 2024 | 487.27 Mn |
| Mar 31, 2024 | 378.81 Mn |
| Dec 31, 2023 | 360.88 Mn |
| Sep 30, 2023 | 303.04 Mn |
| Jun 30, 2023 | 224.87 Mn |
| Mar 31, 2023 | 141.75 Mn |
| Dec 31, 2022 | -297.61 Mn |
| Sep 30, 2022 | 7.83 Mn |
| Jun 30, 2022 | -29.85 Mn |
| Mar 31, 2022 | -90.30 Mn |
| Dec 31, 2021 | -66.27 Mn |
| Sep 30, 2021 | -34.36 Mn |
| Jun 30, 2021 | -15.22 Mn |
| Mar 31, 2021 | -57.25 Mn |