KPIs & Operating Metrics(New)
Growth Metrics

Nu Holdings (NU) EBIAT (2021 - 2025)

Nu Holdings' quarterly EBIAT came in at $894.8 million in Q4 2025, up 61.91% year-on-year from $552.6 million in Q4 2024, and up 14.33% quarter-over-quarter from $782.7 million in Q3 2025.

Nu Holdings has reported EBIAT for 5 years, with the latest figure at $894.8 million in Q4 2025.

  • For the quarter ending Q4 2025, EBIAT rose 61.91% year-over-year to $894.8 million; the trailing twelve-month figure through Dec 2025 stood at $2.9 billion (up 45.61% YoY), and the FY2025 full-year result was $2.9 billion, up 45.61% from the prior year.
  • EBIAT for Q4 2025 stood at $894.8 million, up from $782.7 million in the prior quarter.
  • The five-year high for EBIAT was $894.8 million in Q4 2025, with the low at -$297.6 million in Q4 2022.
  • Average EBIAT over 5 years is $264.6 million, with a median of $264.0 million recorded in 2023.
  • Year-over-year, EBIAT sank 349.06% in 2022 and jumped 3768.71% in 2023.
  • Tracing NU's EBIAT over 5 years: stood at -$66.3 million in 2021, then slumped by 349.06% to -$297.6 million in 2022, then jumped by 221.26% to $360.9 million in 2023, then jumped by 53.14% to $552.6 million in 2024, then soared by 61.91% to $894.8 million in 2025.
  • The last three EBIAT figures came in at $894.8 million (Q4 2025), $782.7 million (Q3 2025), and $637.0 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIAT (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - -
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 1.82 Bn
8 KB Financial 150.02 Bn 142.15 Bn - 832.79 Mn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - -
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn 894.80 Mn

Historic Data

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DateValue
Dec 31, 2025 894.80 Mn
Sep 30, 2025 782.68 Mn
Jun 30, 2025 636.99 Mn
Mar 31, 2025 557.21 Mn
Dec 31, 2024 552.64 Mn
Sep 30, 2024 553.39 Mn
Jun 30, 2024 487.27 Mn
Mar 31, 2024 378.81 Mn
Dec 31, 2023 360.88 Mn
Sep 30, 2023 303.04 Mn
Jun 30, 2023 224.87 Mn
Mar 31, 2023 141.75 Mn
Dec 31, 2022 -297.61 Mn
Sep 30, 2022 7.83 Mn
Jun 30, 2022 -29.85 Mn
Mar 31, 2022 -90.30 Mn
Dec 31, 2021 -66.27 Mn
Sep 30, 2021 -34.36 Mn
Jun 30, 2021 -15.22 Mn
Mar 31, 2021 -57.25 Mn