Nu Holdings (NU) EBT Margin (2021 - 2026)
Nu Holdings (NU) posted EBT Margin of 22.42% for Q2 2026, up 16.74% on a QoQ basis from 19.21% in Q1 2026, and down 155.0% year-over-year from 40.77% in Q2 2025.
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Nu Holdings (NU) EBT Margin (2021 - 2026) Analysis & Trends
Nu Holdings has reported EBT Margin for 6 years, with the latest figure at 22.42% in Q2 2026.
- On a quarterly basis, EBT Margin fell 155.0% year-over-year to 22.42% in Q2 2026; TTM through Jun 2026 was 22.67%, a 197.0% decrease from a year earlier, with the FY2025 full-year figure at 24.52%, up 25.0% from the prior year.
- EBT Margin was 22.42% for Q2 2026 at Nu Holdings, up from 19.21% in the prior quarter.
- The five-year high for EBT Margin was 26.75% in Q3 2025, with the low at 15.29% in Q4 2022.
- Average EBT Margin over 5 years is 15.94%, with a median of 21.79% recorded in 2024.
- The sharpest annual moves came in 2023 and 2026: EBT Margin jumped 3857 bps in 2023, then tumbled 527 bps in 2026.
- Over 5 years, EBT Margin stood at 15.29% in 2022, then jumped by 252 bps to 23.28% in 2023, then increased by 10 bps to 25.67% in 2024, then slipped by 10 bps to 23.0% in 2025, then declined by 2 bps to 22.42% in 2026.
- The last three EBT Margin figures came in at 22.42% (Q2 2026), 19.21% (Q1 2026), and 23.0% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 2,119.43 Bn | 1,530.93 Bn | 30.39 Bn | 36.65% |
| 2 | Morgan Stanley | 330.57 Bn | 170.43 Bn | - | 34.42% |
| 3 | Goldman Sachs | 305.73 Bn | -670.62 Bn | - | 42.10% |
| 4 | Mitsubishi Ufj Financial | 296.69 Bn | -87.63 Bn | 10.89 Bn | - |
| 5 | Royal Bank Of Canada | 290.20 Bn | 63.31 Bn | - | 41.80% |
| 6 | Wells Fargo & Company | 272.00 Bn | 68.03 Bn | - | 35.57% |
| 7 | American Express | 217.39 Bn | 168.07 Bn | 17.99 Bn | 20.73% |
| 8 | Banco Santander | 214.76 Bn | 222.37 Bn | 28.01 Bn | 16.00% |
| 9 | Toronto Dominion Bank | 207.43 Bn | 46.10 Bn | - | -18.89% |
| 10 | Nu Holdings | 72.61 Bn | 58.93 Bn | 2.35 Bn | 22.42% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 22.42% |
| Mar 31, 2026 | 19.21% |
| Dec 31, 2025 | 23.00% |
| Sep 30, 2025 | 26.75% |
| Jun 30, 2025 | 23.97% |
| Mar 31, 2025 | 24.48% |
| Dec 31, 2024 | 25.67% |
| Sep 30, 2024 | 24.59% |
| Jun 30, 2024 | 25.47% |
| Mar 31, 2024 | 21.15% |
| Dec 31, 2023 | 23.28% |
| Sep 30, 2023 | 19.26% |
| Jun 30, 2023 | 17.34% |
| Mar 31, 2023 | 15.05% |
| Dec 31, 2022 | -15.29% |
| Sep 30, 2022 | 0.39% |
| Jun 30, 2022 | -2.13% |
| Mar 31, 2022 | -7.71% |
| Dec 31, 2021 | -13.92% |
| Sep 30, 2021 | -4.52% |