Nu Holdings (NU) Retained Earnings (2020 - 2025)
Nu Holdings (NU) posted quarterly Retained Earnings of $6.4 billion for Q4 2025, up 874.32% year-on-year from $658.2 million in Q4 2024, and up 202321.09% on a QoQ basis from $3.2 million in Q3 2025.
Nu Holdings (NU) Retained Earnings (2020 - 2025) Analysis & Trends
Nu Holdings (NU) has reported Retained Earnings for 6 consecutive years, with $6.4 billion the latest figure, recorded in Q4 2025.
- Quarterly Retained Earnings rose 874.32% year-over-year to $6.4 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $6.4 billion (up 874.32% YoY) and the FY2025 annual result came in at $6.4 billion, up 874.32% from the prior year.
- Retained Earnings improved to $6.4 billion in Q4 2025 per NU's latest filing, from $3.2 million in the prior quarter.
- Over the last five years, Retained Earnings for NU reached as high as $6.4 billion in Q4 2025 and fell as low as -$828.2 million in Q4 2024.
- A 5-year average of $327.3 million and a median of -$82.0 million in 2021 frame the typical range for Retained Earnings.
- The largest YoY upside for Retained Earnings was 11980.08% in 2024 against a maximum downside of 941.95% in 2024.
- Year by year, Retained Earnings stood at -$109.2 million in 2021, then soared by 159.12% to $64.6 million in 2022, then surged by 142.24% to $156.4 million in 2023, then tumbled by 629.42% to -$828.2 million in 2024, then soared by 874.32% to $6.4 billion in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered $6.4 billion, $3.2 million, and -$173.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | Nu Holdings | 68.58 Bn | 53.46 Bn | 1.94 Bn | 6.41 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 6.41 Bn |
| Sep 30, 2025 | 3.17 Mn |
| Jun 30, 2025 | -173.02 Mn |
| Mar 31, 2025 | -480.64 Mn |
| Dec 31, 2024 | -828.17 Mn |
| Sep 30, 2024 | -249.28 Mn |
| Jun 30, 2024 | -306.78 Mn |
| Mar 31, 2024 | 1.72 Bn |
| Dec 31, 2023 | 156.43 Mn |
| Sep 30, 2023 | 29.61 Mn |
| Jun 30, 2023 | 126.99 Mn |
| Mar 31, 2023 | -14.45 Mn |
| Dec 31, 2022 | 64.58 Mn |
| Sep 30, 2022 | -164.71 Mn |
| Jun 30, 2022 | -128.59 Mn |
| Mar 31, 2022 | -54.79 Mn |
| Dec 31, 2021 | -109.23 Mn |
| Mar 31, 2021 | -109.23 Mn |
| Dec 31, 2020 | -102.44 Mn |