Nu Holdings (NU) Retained Earnings (2020 - 2026)
Nu Holdings (NU) reported Retained Earnings of $8.5 billion for Q2 2026, up 81.1% from $4.69 billion a year earlier and up 15.7% from the prior quarter.
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Analysis
Nu Holdings (NU) Retained Earnings (2020 - 2026) Analysis & Trends
At the end of FY2025, Nu Holdings posted Retained Earnings of $6.41 billion, up 87.5% from FY2024.
- By year, Retained Earnings came in at $3.42 billion in FY2024 (+167.9%), $1.28 billion in FY2023, $64.58 million in FY2022 and -$128.41 million in FY2021.
- The Q2 2026 figure ranks as the highest quarterly Retained Earnings in data going back to Q4 2020.
- Year over year, Retained Earnings has now increased in each of the last ten quarters, with growth averaging 121.9% over the last eight quarters.
- Across the past five years, year-over-year growth in Retained Earnings ran from 81.1% in Q2 2026 to 567.5% in Q1 2024.
- Per Business Quant data, the three quarters before Q2 2026 came in at $7.34 billion (Q1 2026), $6.41 billion (Q4 2025) and $5.49 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 445.02 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 661.60 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 274.52 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | 21.39 Bn |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 122.77 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 74.21 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 102.78 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 174.35 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 237.23 Bn |
| 10 | Nu Holdings | 61.19 Bn | 5.17 Bn | 2.35 Bn | 8.50 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.50 Bn |
| Mar 31, 2026 | 7.34 Bn |
| Dec 31, 2025 | 6.41 Bn |
| Sep 30, 2025 | 5.49 Bn |
| Jun 30, 2025 | 4.69 Bn |
| Mar 31, 2025 | 4.03 Bn |
| Dec 31, 2024 | 3.42 Bn |
| Sep 30, 2024 | 2.85 Bn |
| Jun 30, 2024 | 2.25 Bn |
| Mar 31, 2024 | 1.72 Bn |
| Dec 31, 2023 | 1.28 Bn |
| Sep 30, 2023 | 887.81 Mn |
| Jun 30, 2023 | 546.74 Mn |
| Mar 31, 2023 | 257.09 Mn |
| Dec 31, 2022 | 64.58 Mn |
| Sep 30, 2022 | -45.88 Mn |
| Jun 30, 2022 | -95.91 Mn |
| Mar 31, 2022 | -116.81 Mn |
| Dec 31, 2021 | -128.41 Mn |
| Mar 31, 2021 | -128.41 Mn |
API Access
Nu Holdings Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=NU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "NU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=NU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();