Nu Holdings (NU) Retained Earnings (2020 - 2025)
Nu Holdings (NU) posted quarterly Retained Earnings of $6.4 billion for Q4 2025, up 874.32% year-over-year from $658.2 million in Q4 2024, and up 202321.09% quarter-over-quarter from $3.2 million in Q3 2025.
Nu Holdings (NU) Retained Earnings (2020 - 2025) Analysis & Trends
Nu Holdings' Retained Earnings history runs 6 years deep, the most recent figure standing at $6.4 billion for Q4 2025.
- In Q4 2025, Retained Earnings rose 874.32% year-over-year to $6.4 billion; the TTM figure through Dec 2025 stood at $6.4 billion (up 874.32% YoY), while the FY2025 annual figure was $6.4 billion, up 874.32% from the prior year.
- Retained Earnings for Q4 2025 stood at $6.4 billion, up from $3.2 million in the prior quarter.
- The five-year high for Retained Earnings was $6.4 billion in Q4 2025, with the low at -$828.2 million in Q4 2024.
- The 5-year median for Retained Earnings is -$82.0 million (2021), against an average of $327.3 million.
- Peak annual rise in Retained Earnings reached 11980.08% in 2024, while the deepest fall reached 941.95% in 2024.
- Nu Holdings' Retained Earnings stood at -$109.2 million in 2021, then soared by 159.12% to $64.6 million in 2022, then surged by 142.24% to $156.4 million in 2023, then slumped by 629.42% to -$828.2 million in 2024, then soared by 874.32% to $6.4 billion in 2025.
- Business Quant data shows NU's Retained Earnings at $6.4 billion in Q4 2025, $3.2 million in Q3 2025, and -$173.0 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 25.65 Bn |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 6.41 Bn |
| Sep 30, 2025 | 3.17 Mn |
| Jun 30, 2025 | -173.02 Mn |
| Mar 31, 2025 | -480.64 Mn |
| Dec 31, 2024 | -828.17 Mn |
| Sep 30, 2024 | -249.28 Mn |
| Jun 30, 2024 | -306.78 Mn |
| Mar 31, 2024 | 1.72 Bn |
| Dec 31, 2023 | 156.43 Mn |
| Sep 30, 2023 | 29.61 Mn |
| Jun 30, 2023 | 126.99 Mn |
| Mar 31, 2023 | -14.45 Mn |
| Dec 31, 2022 | 64.58 Mn |
| Sep 30, 2022 | -164.71 Mn |
| Jun 30, 2022 | -128.59 Mn |
| Mar 31, 2022 | -54.79 Mn |
| Dec 31, 2021 | -109.23 Mn |
| Mar 31, 2021 | -109.23 Mn |
| Dec 31, 2020 | -102.44 Mn |