Nu Holdings (NU) Retained Earnings (2020 - 2025)

Nu Holdings' Retained Earnings history runs 6 years deep, the most recent figure standing at -$184.3 million for Q4 2025.

• In Q4 2025, Retained Earnings rose 77.75% year-over-year to -$184.3 million; the TTM figure through Dec 2025 stood at -$184.3 million (up 77.75% YoY), while the FY2025 annual figure was -$184.3 million, up 77.75% from the prior year.
• Retained Earnings was -$184.3 million for Q4 2025 at Nu Holdings, down from $3.2 million in the prior quarter.
• In the past five years, Retained Earnings ranged from a high of $156.4 million in Q4 2023 to a low of -$828.2 million in Q4 2024.
• Historically, Retained Earnings has averaged -$139.6 million across 5 years, with a median of -$118.9 million in 2021.
• Biggest YoY gain for Retained Earnings was 874.15% in 2024; the steepest drop was 941.95% in 2024.
• A 5-year view of Retained Earnings shows it stood at -$109.2 million in 2021, then retreated by 26.02% to -$137.7 million in 2022, then surged by 213.64% to $156.4 million in 2023, then tumbled by 629.42% to -$828.2 million in 2024, then soared by 77.75% to -$184.3 million in 2025.
• The last three Retained Earnings figures came in at -$184.3 million (Q4 2025), $3.2 million (Q3 2025), and -$173.0 million (Q2 2025), per Business Quant data.