Nu Holdings (NU) Retained Earnings (2020 - 2025)

Nu Holdings has reported Retained Earnings for 6 years, with the latest figure at -$184.3 million in Q4 2025.

• For the quarter ending Q4 2025, Retained Earnings rose 77.75% year-over-year to -$184.3 million; the trailing twelve-month figure through Dec 2025 stood at -$184.3 million (up 77.75% YoY), and the FY2025 full-year result was -$184.3 million, up 77.75% from the prior year.
• Retained Earnings for Q4 2025 stood at -$184.3 million, up from -$828.2 million in the prior quarter.
• The five-year high for Retained Earnings was $156.4 million in Q4 2023, with the low at -$828.2 million in Q4 2024.
• Average Retained Earnings over 5 years is -$165.2 million, with a median of -$123.4 million recorded in 2021.
• Year-over-year, Retained Earnings soared 213.64% in 2023 and sank 629.42% in 2024.
• Tracing NU's Retained Earnings over 5 years: stood at -$109.2 million in 2021, then decreased by 26.02% to -$137.7 million in 2022, then soared by 213.64% to $156.4 million in 2023, then slumped by 629.42% to -$828.2 million in 2024, then jumped by 77.75% to -$184.3 million in 2025.
• The last three Retained Earnings figures came in at -$184.3 million (Q4 2025), -$828.2 million (Q4 2024), and $111.8 million (Q1 2024), per Business Quant data.

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