Nu Holdings (NU) Retained Earnings (2020 - 2025)

Nu Holdings (NU) posted quarterly Retained Earnings of $6.4 billion for Q4 2025, up 874.32% year-on-year from $658.2 million in Q4 2024, and up 202321.09% on a QoQ basis from $3.2 million in Q3 2025.

Nu Holdings (NU) Retained Earnings (2020 - 2025) Analysis & Trends

Nu Holdings (NU) has reported Retained Earnings for 6 consecutive years, with $6.4 billion the latest figure, recorded in Q4 2025.

  • Quarterly Retained Earnings rose 874.32% year-over-year to $6.4 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $6.4 billion (up 874.32% YoY) and the FY2025 annual result came in at $6.4 billion, up 874.32% from the prior year.
  • Retained Earnings improved to $6.4 billion in Q4 2025 per NU's latest filing, from $3.2 million in the prior quarter.
  • Over the last five years, Retained Earnings for NU reached as high as $6.4 billion in Q4 2025 and fell as low as -$828.2 million in Q4 2024.
  • A 5-year average of $327.3 million and a median of -$82.0 million in 2021 frame the typical range for Retained Earnings.
  • The largest YoY upside for Retained Earnings was 11980.08% in 2024 against a maximum downside of 941.95% in 2024.
  • Year by year, Retained Earnings stood at -$109.2 million in 2021, then soared by 159.12% to $64.6 million in 2022, then surged by 142.24% to $156.4 million in 2023, then tumbled by 629.42% to -$828.2 million in 2024, then soared by 874.32% to $6.4 billion in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods registered $6.4 billion, $3.2 million, and -$173.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 31.29 Bn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.42 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 711,658.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 25.93 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 120.93 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 102.68 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 21.93 Bn
10 Nu Holdings 68.58 Bn 53.46 Bn 1.94 Bn 6.41 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 6.41 Bn
Sep 30, 2025 3.17 Mn
Jun 30, 2025 -173.02 Mn
Mar 31, 2025 -480.64 Mn
Dec 31, 2024 -828.17 Mn
Sep 30, 2024 -249.28 Mn
Jun 30, 2024 -306.78 Mn
Mar 31, 2024 1.72 Bn
Dec 31, 2023 156.43 Mn
Sep 30, 2023 29.61 Mn
Jun 30, 2023 126.99 Mn
Mar 31, 2023 -14.45 Mn
Dec 31, 2022 64.58 Mn
Sep 30, 2022 -164.71 Mn
Jun 30, 2022 -128.59 Mn
Mar 31, 2022 -54.79 Mn
Dec 31, 2021 -109.23 Mn
Mar 31, 2021 -109.23 Mn
Dec 31, 2020 -102.44 Mn