Nu Holdings (NU) Free Cash Flow (2020 - 2025)
Nu Holdings' quarterly Free Cash Flow came in at $266000.0 in Q4 2025, down 96.56% year-on-year from $7.7 million in Q4 2024, and down 89.59% quarter-over-quarter from $2.6 million in Q3 2025.
Nu Holdings has reported Free Cash Flow for 6 years, with the latest figure at $266000.0 in Q4 2025.
- For the quarter ending Q4 2025, Free Cash Flow fell 96.56% year-over-year to $266000.0; the trailing twelve-month figure through Dec 2025 stood at $7.2 million (up 101.28% YoY), and the FY2025 full-year result was $3.5 billion, up 45.88% from the prior year.
- Free Cash Flow for Q4 2025 stood at $266000.0, down from $2.6 million in the prior quarter.
- The five-year high for Free Cash Flow was $98.9 million in Q1 2023, with the low at -$570.4 million in Q1 2024.
- Average Free Cash Flow over 5 years is -$21.2 million, with a median of $2.6 million recorded in 2025.
- Year-over-year, Free Cash Flow surged 2011.64% in 2023 and slumped 676.82% in 2024.
- Tracing NU's Free Cash Flow over 5 years: stood at $6.0 million in 2021, then surged by 89.15% to $11.4 million in 2022, then slumped by 57.97% to $4.8 million in 2023, then soared by 61.27% to $7.7 million in 2024, then sank by 96.56% to $266000.0 in 2025.
- The last three Free Cash Flow figures came in at $266000.0 (Q4 2025), $2.6 million (Q3 2025), and $2.0 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 5.85 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 6.71 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 390,677.59 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.93 Bn |
| 10 | Nu Holdings | 61.52 Mn | -14.98 Bn | 1.94 Bn | 266,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 266,000.00 |
| Dec 31, 2025 | 266,000.00 |
| Sep 30, 2025 | 2.56 Mn |
| Sep 30, 2025 | 2.56 Mn |
| Jun 30, 2025 | 1.99 Mn |
| Jun 30, 2025 | 1.99 Mn |
| Mar 31, 2025 | 2.40 Mn |
| Mar 31, 2025 | 2.40 Mn |
| Dec 31, 2024 | 7.73 Mn |
| Dec 31, 2024 | 7.73 Mn |
| Sep 30, 2024 | 1.09 Mn |
| Sep 30, 2024 | 1.09 Mn |
| Jun 30, 2024 | -3.61 Mn |
| Jun 30, 2024 | -3.61 Mn |
| Mar 31, 2024 | -570.41 Mn |
| Mar 31, 2024 | -570.41 Mn |
| Dec 31, 2023 | 4.79 Mn |
| Dec 31, 2023 | 4.79 Mn |
| Sep 30, 2023 | 4.05 Mn |
| Sep 30, 2023 | 4.05 Mn |
| Jun 30, 2023 | 11.40 Mn |
| Jun 30, 2023 | 11.40 Mn |
| Mar 31, 2023 | 98.89 Mn |
| Mar 31, 2023 | 98.89 Mn |
| Sep 30, 2022 | 11.40 Mn |
| Sep 30, 2022 | 11.40 Mn |
| Jun 30, 2022 | 7.43 Mn |
| Jun 30, 2022 | 7.43 Mn |
| Mar 31, 2022 | 4.68 Mn |
| Mar 31, 2022 | 4.68 Mn |
| Dec 31, 2021 | 6.03 Mn |
| Dec 31, 2021 | 6.03 Mn |
| Sep 30, 2021 | 2.54 Mn |
| Sep 30, 2021 | 2.54 Mn |
| Jun 30, 2021 | 2.01 Mn |
| Jun 30, 2021 | 2.01 Mn |
| Mar 31, 2021 | 1.78 Mn |
| Mar 31, 2021 | 1.78 Mn |
| Dec 31, 2020 | 3.08 Mn |
| Dec 31, 2020 | 3.08 Mn |