Nu Holdings (NU) Free Cash Flow (2020 - 2025)
Nu Holdings (NU) posted quarterly Free Cash Flow of $266000.0 for Q4 2025, down 96.56% year-over-year from $7.7 million in Q4 2024, and down 89.59% quarter-over-quarter from $2.6 million in Q3 2025.
Nu Holdings (NU) Free Cash Flow (2020 - 2025) Analysis & Trends
Nu Holdings' Free Cash Flow history runs 6 years deep, the most recent figure standing at $266000.0 for Q4 2025.
- In Q4 2025, Free Cash Flow fell 96.56% year-over-year to $266000.0; the TTM figure through Dec 2025 stood at $7.2 million (down 99.66% YoY), while the FY2025 annual figure was $3.5 billion, up 45.88% from the prior year.
- Free Cash Flow for Q4 2025 stood at $266000.0, down from $2.6 million in the prior quarter.
- The five-year high for Free Cash Flow was $12.2 billion in Q3 2023, with the low at -$1.9 billion in Q4 2021.
- The 5-year median for Free Cash Flow is $3.6 million (2022), against an average of $862.6 million.
- The sharpest annual moves came in 2021 and 2022: Free Cash Flow sank 60238.52% in 2021, then jumped 263137.77% in 2022.
- Nu Holdings' Free Cash Flow stood at -$1.9 billion in 2021, then jumped by 112.31% to $228.4 million in 2022, then surged by 1087.32% to $2.7 billion in 2023, then sank by 99.72% to $7.7 million in 2024, then sank by 96.56% to $266000.0 in 2025.
- Business Quant data shows NU's Free Cash Flow at $266000.0 in Q4 2025, $2.6 million in Q3 2025, and $2.0 million in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 266,000.00 |
| Dec 31, 2025 | 266,000.00 |
| Sep 30, 2025 | 2.56 Mn |
| Sep 30, 2025 | 2.56 Mn |
| Jun 30, 2025 | 1.99 Mn |
| Jun 30, 2025 | 1.99 Mn |
| Mar 31, 2025 | 2.40 Mn |
| Mar 31, 2025 | 2.40 Mn |
| Dec 31, 2024 | 7.73 Mn |
| Dec 31, 2024 | 7.73 Mn |
| Sep 30, 2024 | 1.09 Mn |
| Sep 30, 2024 | 1.09 Mn |
| Jun 30, 2024 | 2.66 Bn |
| Jun 30, 2024 | 2.66 Bn |
| Mar 31, 2024 | -570.41 Mn |
| Mar 31, 2024 | -570.41 Mn |
| Dec 31, 2023 | 2.71 Bn |
| Dec 31, 2023 | 2.71 Bn |
| Sep 30, 2023 | 12.22 Bn |
| Sep 30, 2023 | 12.22 Bn |