Nu Holdings (NU) Free Cash Flow (2020 - 2025)

Nu Holdings' Free Cash Flow history runs 6 years deep, the most recent figure standing at $831.3 million for Q4 2025.

• In Q4 2025, Free Cash Flow fell 39.67% year-over-year to $831.3 million; the TTM figure through Dec 2025 stood at $3.5 billion (up 45.88% YoY), while the FY2025 annual figure was $3.5 billion, up 45.88% from the prior year.
• Free Cash Flow was $831.3 million for Q4 2025 at Nu Holdings, up from -$968.0 million in the prior quarter.
• In the past five years, Free Cash Flow ranged from a high of $2.7 billion in Q4 2023 to a low of -$1.9 billion in Q4 2021.
• Historically, Free Cash Flow has averaged $342.8 million across 5 years, with a median of $90.9 million in 2022.
• The sharpest annual moves came in 2021 and 2023: Free Cash Flow sank 60138620.59% in 2021, then surged 1087.32% in 2023.
• A 5-year view of Free Cash Flow shows it stood at -$1.9 billion in 2021, then surged by 112.31% to $228.4 million in 2022, then soared by 1087.32% to $2.7 billion in 2023, then plunged by 49.18% to $1.4 billion in 2024, then sank by 39.67% to $831.3 million in 2025.
• The last three Free Cash Flow figures came in at $831.3 million (Q4 2025), -$968.0 million (Q3 2025), and $2.6 billion (Q2 2025), per Business Quant data.