Nu Holdings (NU) Free Cash Flow (2020 - 2025)

Nu Holdings (NU) has reported Free Cash Flow for 6 consecutive years, with $266000.0 the latest figure, recorded in Q4 2025.

• Quarterly Free Cash Flow fell 96.56% year-over-year to $266000.0 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $7.2 million (down 99.66% YoY) and the FY2025 annual result came in at $3.5 billion, up 45.88% from the prior year.
• Free Cash Flow fell to $266000.0 in Q4 2025 per NU's latest filing, from $2.6 million in the prior quarter.
• Over the last five years, Free Cash Flow for NU reached as high as $2.7 billion in Q4 2023 and fell as low as -$3.2 billion in Q3 2023.
• A 5-year average of $90.7 million and a median of $2.5 million in 2021 frame the typical range for Free Cash Flow.
• Annual changes were most pronounced in 2021 — Free Cash Flow plunged 60138620.59% — and 2022, when it soared 263137.77%.
• Year by year, Free Cash Flow stood at -$1.9 billion in 2021, then jumped by 112.31% to $228.4 million in 2022, then surged by 1087.32% to $2.7 billion in 2023, then slumped by 99.72% to $7.7 million in 2024, then slumped by 96.56% to $266000.0 in 2025.
• According to Business Quant data, Free Cash Flow over the past three periods registered $266000.0, $2.6 million, and $2.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.