Nu Holdings NU
NYSE NU
$15.02 +0.02 (+0.13%)
As of: Sep 10, 2026 · 3:59 PM EDT

Nu Holdings (NU) Net Margin (2021 - 2026)

Nu Holdings (NU) posted Net Margin of 19.29% for Q2 2026, down 22.71% on a QoQ basis from 24.95% in Q1 2026, and down 646.0% year-over-year from 3.53% in Q2 2025.

Analysis

Nu Holdings (NU) Net Margin (2021 - 2026) Analysis & Trends

Nu Holdings has reported Net Margin for 6 years, with the latest figure at 19.29% in Q2 2026.

  • On a quarterly basis, Net Margin fell 646.0% year-over-year to 19.29% in Q2 2026; TTM through Jun 2026 was 20.51%, a 157.0% increase from a year earlier, with the FY2025 full-year figure at 22.27%, up 1369.0% from the prior year.
  • Net Margin was 19.29% for Q2 2026 at Nu Holdings, down from 24.95% in the prior quarter.
  • The five-year high for Net Margin was 27.86% in Q1 2025, with the low at 5.14% in Q1 2022.
  • Average Net Margin over 5 years is 11.01%, with a median of 12.12% recorded in 2024.
  • The sharpest annual moves came in 2024 and 2025: Net Margin plunged 962 bps in 2024, then surged 2333 bps in 2025.
  • Over 5 years, Net Margin stood at 0.03% in 2022, then surged by 270 bps to 0.04% in 2023, then plunged by 2149 bps to 0.88% in 2024, then jumped by 1813 bps to 15.04% in 2025, then grew by 28 bps to 19.29% in 2026.
  • The last three Net Margin figures came in at 19.29% (Q2 2026), 24.95% (Q1 2026), and 15.04% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of America 2,119.43 Bn 1,530.93 Bn 30.39 Bn 27.72%
2 Morgan Stanley 330.57 Bn 170.43 Bn - 25.46%
3 Goldman Sachs 305.73 Bn -670.62 Bn - 31.46%
4 Mitsubishi Ufj Financial 296.69 Bn -87.63 Bn 10.89 Bn -
5 Royal Bank Of Canada 290.20 Bn 63.31 Bn - 32.48%
6 Wells Fargo & Company 272.00 Bn 68.03 Bn - 27.23%
7 American Express 217.39 Bn 168.07 Bn 17.99 Bn 15.84%
8 Banco Santander 214.76 Bn 222.37 Bn 28.01 Bn 11.41%
9 Toronto Dominion Bank 207.43 Bn 46.10 Bn - 26.78%
10 Nu Holdings 72.61 Bn 58.93 Bn 2.35 Bn 19.29%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 19.29%
Mar 31, 2026 24.95%
Dec 31, 2025 15.04%
Sep 30, 2025 22.97%
Jun 30, 2025 25.75%
Mar 31, 2025 27.86%
Dec 31, 2024 -0.88%
Sep 30, 2024 20.76%
Jun 30, 2024 2.41%
Mar 31, 2024 12.22%
Dec 31, 2023 0.04%
Sep 30, 2023 14.18%
Jun 30, 2023 12.03%
Mar 31, 2023 8.76%
Dec 31, 2022 -0.03%
Sep 30, 2022 0.60%
Jun 30, 2022 -2.57%
Mar 31, 2022 -5.14%
Dec 31, 2021 -10.39%
Sep 30, 2021 -7.11%