KPIs & Operating Metrics(New)
Growth Metrics

Nu Holdings (NU) Debt to Equity (2020 - 2025)

Nu Holdings' quarterly Debt to Equity came in at $0.56 in Q4 2025, up 119.71% year-on-year from $0.25 in Q4 2024, and up 73.07% quarter-over-quarter from $0.32 in Q3 2025.

Nu Holdings has reported Debt to Equity for 6 years, with the latest figure at $0.56 in Q4 2025.

  • For the quarter ending Q4 2025, Debt to Equity rose 119.71% year-over-year to $0.56; the trailing twelve-month figure through Dec 2025 stood at $0.56 (up 119.71% YoY), and the FY2025 full-year result was $0.56, up 119.71% from the prior year.
  • Debt to Equity for Q4 2025 stood at $0.56, up from $0.32 in the prior quarter.
  • The five-year high for Debt to Equity was $12.45 in Q4 2022, with the low at $0.03 in Q4 2021.
  • Average Debt to Equity over 5 years is $2.01, with a median of $0.25 recorded in 2024.
  • Year-over-year, Debt to Equity soared 49097.01% in 2022 and plunged 98.3% in 2023.
  • Tracing NU's Debt to Equity over 5 years: stood at $0.03 in 2021, then soared by 49097.01% to $12.45 in 2022, then sank by 98.3% to $0.21 in 2023, then climbed by 19.67% to $0.25 in 2024, then soared by 119.71% to $0.56 in 2025.
  • The last three Debt to Equity figures came in at $0.56 (Q4 2025), $0.32 (Q3 2025), and $0.25 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.66
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.13
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 7.86
8 KB Financial 150.02 Bn 142.15 Bn - 0.20
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.34
10 Nu Holdings 61.52 Mn -14.98 Bn 1.94 Bn 0.56

Historic Data

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DateValue
Dec 31, 2025 0.56
Sep 30, 2025 0.32
Jun 30, 2025 0.25
Dec 31, 2024 0.25
Dec 31, 2023 0.21
Dec 31, 2022 12.45
Dec 31, 2021 0.03
Dec 31, 2020 0.39